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50/30/20 Rule Budgeting Calculator

If you like sticking to one simple budgeting formula, the 50/30/20 rule says you should set 50% of your income aside for needs, 30% for wants, and 20% for savings.

Calculators are for informational purposes only. All loans are subject to credit and income approval.

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Saving & Budgeting Resources Guide

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

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Create a Saving Plan

Learn how to save money with a step-by-step saving plan.

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How to Build Your Emergency Fund

Our emergency fund calculator will help you see how long it will take you to reach your desired emergency fund goal based off your income.

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Rates as of April 1, 2024.

APR = Annual Percentage Rate

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