APR for 48 months
Home Equity Line of Credit (HELOC)
12-Month Introductory APR
Celebrate 70 Years of Service!
This October, we’re celebrating our 70th anniversary! Since 1951, OneAZ Credit Union has worked to improve the lives of our members and their communities through personalized checking, low rates on home and auto loans, and business banking.
For 70 years, OneAZ has helped members with all their financial needs. With 20 branch locations across Arizona and online banking options, OneAZ is there for you wherever you are.
Thank you, Arizona, for trusting us with your financial wellbeing!
70 Years of Serving Arizona’s Communities
In celebration of OneAZ’s 70th anniversary, the OneAZ Community Foundation has pledged to award $290,000 to Arizona nonprofits in 2021.
For 70 years, OneAZ has been working to better the communities where our members live. Since 2015, the OneAZ Community Foundation has donated over $600,000 to nonprofits across the state. These organizations support our five pillars: Children’s Health, Food Banks, Financial Education, Veterans’ Interests, and Local Youth Programs.
Together is Better Spotlights
High Country Humane
For many people, dogs and cats are more than just pets, they’re part of the family. High Country Humane is making sure veterans in Northern Arizona get veterinary care for their furry family members by providing low cost or free treatment to former servicemembers.Keep Reading
Gen Justice in Phoenix is helping Arizona’s most vulnerable children. Since 2017, Gen Justice has been advocating for the rights of children in the foster care system. Their efforts have led to monumental changes in the system.Keep Reading
Bread of Life Missions
Bread of Life Missions in Camp Verde is looking to change how we think about feeding those in need. They’re opening new facilities that will give dignity and choice to those facing food insecurity.Keep Reading
1 For 2020 and 2021 vehicles. Term of up to 48 months; with an APR of 1.70% and estimated monthly payment of $21.56 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 1.90% and estimated monthly payment of $17.48 per $1,000 borrowed. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account.
2 Rates and terms are based on your credit worthiness. Introductory rate valid for 12 months from account opening. The rate after the introductory period may range from 4.50% to 5.50% based on loan amount, CLTV and applicant's credit. The fully indexed corresponding APR may range from 4.50% to 5.50%. OneAZ may pay third party fees on your behalf, in which case these will be subject to recapture if loan is paid off or closed within 36 months. No $75 annual inactivity fee with balance and activity. Index (Prime Rate) is published in the Wall Street Journal as of the 15th of each month. Variable Rate Provision: To determine the APR, we add a margin to the value of the index and round up to the nearest 0.25%. Floor Rate: 4.50%, Lifetime cap: 18.00%. Min. Payment: You will be required to make payments during draw period (10 years) and repayment period (up to 15 years). Conditions apply. Rates and terms subject to change at any time. In order to qualify for the introductory rate discount, you will need to agree to the following: Open a OneAZ Checking account, establish a monthly $1,000 direct deposit, and set up Auto Pay for the new loan.
* Giveaway items will be available while supplies last.