Looking for the One?

When you’re looking for your dream car, your forever home, or a convenient account for your cash, OneAZ has you covered. We offer low rates and personalized, friendly service that puts your needs first. Whether you’re new to the banking scene or seeking a fresh start, we can match you with the accounts and services you need.

You and OneAZ. A perfect match.

“We found the One!”

When you find the One, you know it. Whether you’re putting down roots for the first time or refinancing your forever home, our local loan experts are here for you with low interest rates and flexible loan options. Let us match you with the home loan that’s right for you!

Mortgage Loans Call 855.505.4663

The One for the road.

Looking for a new car or one that’s just new-to-you? When you find the One, we can get you in the driver’s seat with Arizona’s hottest rates for both New Auto and Used Auto loans. Plus, no payments for the first 90 days!1

  • New Auto rates as low as 4.79% APR for 48 months2
  • Used Auto rates as low as 4.99% APR for 48 months3

Auto Loans Call 800.453.9897

Next Level Banking

Banking doesn’t have to be complicated.

Online Banking from OneAZ Credit Union

OneAZ Mobile Banking app from OneAZ Credit Union

You and Next Level Banking – a Perfect Match.

With OneAZ online and mobile banking, control your accounts and pay your bills on time from anywhere in the world!

  • Advanced Card Controls
  • Custom Alerts
  • Travel Notices
  • Financial Wellness Tracking

APR = Annual Percentage Rate

Rates as of November 4, 2022.

1 90 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. This offer does not apply to refinancing existing OneAZ loans.

2 For 2021 and newer vehicles. Term of up to 48 months; with an APR of 4.79% and estimated monthly payment of $22.94 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 4.99% and estimated monthly payment of $18.87 per $1,000 borrowed. Auto loans of $75,000 to $99,999.99, are subject to a rate increase of .50%; Auto loans $100,000.00-$150,000 are restricted to 75% loan to value (LTV) and subject to a rate increase of 1.00%. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account.

3 For 2020 – 2018 vehicles. Term of up to 48 months; with an APR of 4.99% and estimated monthly payment of $23.03 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 5.19% and estimated monthly payment of $18.96 per $1,000.00 borrowed. Auto loans of $75,000 to $99,999.99, are subject to a rate increase of .50%; Auto loans $100,000.00-$150,000 are restricted to 75% loan to value (LTV) and subject to a rate increase of 1.00%. Taxes and fees are not included. The rate may vary depending on each individual’s credit history and underwriting factors.Rates include a 0.25% discount for having a Benefits Checking account.

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