OneAZ Credit Union

Security Alert – We have received reports of members receiving text messages and phone calls from someone claiming to be from “OneAZ Fraud Department” asking for their debit card number and expiration date. This is a phishing attempt and a security threat. If you received this text, please delete it. If you responded to the text or call and provided account information, please call the phone number on the back of your debit card, and closely monitor your transactions. Reminder – OneAZ will NEVER call or text you to request your debit card number, expiration date, or other account or personal information.

woman meal prepping

Looking for New Years resolutions? We've got you covered. Check out our five financial tips to get your new year off to a great start!

1. Consider refinancing your mortgage.

Interest rates are starting to rise. Talk to a mortgage officer to determine if refinancing would be a wise move for you. You could save $100 or more a month!

2. Increase your contribution to your retirement plan.

The start of a new year is a great time to raise your contribution to your retirement plan. A 2% increase on an annual salary of $100,000 adds an extra $2,000 to your golden years account. A company match takes that figure even higher. Don’t have a retirement plan? Talk to a financial advisor to get one started.

3. Set up a monthly automatic deposit from your checking to your savings account.

The old adage of putting 10% of your salary into savings is still a great way to be prepared for life’s unexpected expenses. Moving even $100 a month to savings is a good starting point.

4. Refinance your auto loan.

You may be pleasantly surprised when you check with your financial institution about refinancing your current auto loan.

5. Create a budget you will stick with throughout the year.

The easiest way to create a budget is to analyze your expenses for the previous year to look for areas to cut back. Then find a digital tool to help you create a budget you’ll actually stick to in 2017.

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