Mortgages

Home Equity

Home Equity Line of Credit

  • HELOC with Checks up to 80% LTV
  • Loan Amount: $10,000-$24,999
  • Margin: 0.50% - 3.50%
  • APR: 4.50% - 7.25%
  • HELOC with Checks up to 80% LTV
  • Loan Amount: $25,000-$99,999
  • Margin: 0.00% - 3.50%
  • APR: 4.50% - 7.25%
  • HELOC with Checks up to 80% LTV
  • Loan Amount: $100,000 - $350,000
  • Margin: -0.25% - 3.50%
  • APR: 4.50% - 7.25%
  • HELOC with Checks up to 85% LTV
  • Loan Amount: $10,000-$24,999
  • Margin: 1.00% - 3.50%
  • APR: 4.75% - 7.25%
  • HELOC with Checks up to 85% LTV
  • Loan Amount: $25,000-$99,999
  • Margin: .50% - 3.50%
  • APR: 4.50% - 7.25%
  • HELOC with Checks up to 85% LTV
  • Loan Amount: $100,000 - $250,000
  • Margin: .25% - 3.50%
  • APR: 4.50% - 7.25%
  • HELOC with Checks up to 90% LTV
  • Loan Amount: $10,000-$24,999
  • Margin: 1.00% - 3.50%
  • APR: 4.75% - 7.25%
  • HELOC with Checks up to 90% LTV
  • Loan Amount: $25,000-$99,999
  • Margin: 0.50% - 3.50%
  • APR: 4.50% - 7.25%
  • HELOC with Checks up to 90% LTV
  • Loan Amount: $100,000 - $200,000
  • Margin: 0.25% - 3.50%
  • APR: 4.50% - 7.25%

Rates Effective: 01/01/17

APR=Annual Percentage Rate. 

A Home Equity Line of Credit is not available on second homes, investment, rental, manufactured, or mobile homes. 

Rates and terms are based on your credit worthiness. The Fully Indexed corresponding APR may range from 4.50% to 7.25% based on loan amount, CLTV and applicant’s credit. OneAZ Credit Union may pay third party fees on your behalf, in which case, these will be subject to recapture if loan is paid off and closed within 36 months. No $75.00 annual inactivity fee with balance and activity. Index Prime Rate is published in the Wall Street Journal as of the 15th of each month.

Variable Rate Provision: To determine the APR, we add a margin to the value of the index and round up to the nearest .25%. APR: Lifetime floor is 4.50%, Lifetime cap is 18.00%. Draw Period – 10 years and the Repayment Period is up to 15 years.

Minimum Payment Requirements:  You will be required to make minimum monthly payments during both the 10 year draw and 15 year repayment periods of principal and interest.  The amount will be dependent on the outstanding balance, interest rate, billing cycle and months remaining (term) or $75.00 whichever is more.

Home Equity Loan

  • "$93 Guarantee / Blue Ribbon" 2nd Mortgage
  • Loan Amount: varies
  • APR: 4.49%
  • Term: 180 months
  • Fixed 2nd Term Loan up to 80% LTV
  • Loan Amount: $10,000 - $24,999
  • APR: 6.947% - 7.703%
  • Term: 60 months
  • Fixed 2nd Term Loan up to 80% LTV
  • Loan Amount: $25,000 - $99,999
  • APR: 5.873% - 7.128%
  • Term: 60 months
  • Fixed 2nd Term Loan up to 80% LTV
  • Loan Amount: $100,000 - $350,000
  • APR: 5.494% - 6.997%
  • Term: 60 months
  • Fixed 2nd Term Loan up to 80% LTV
  • Loan Amount: $10,000 - $24,999
  • APR: 6.756% - 7.261%
  • Term: 120 months
  • Fixed 2nd Term Loan up to 80% LTV
  • Loan Amount: $25,000 - $99,999
  • APR: 5.949% - 6.952%
  • Term: 120 months
  • Fixed 2nd Term Loan up to 80% LTV
  • Loan Amount: $100,000 - $350,000
  • APR: 5.629% - 6.882%
  • Term: 120 months
  • Fixed 2nd Term Loan up to 80% LTV
  • Loan Amount: $10,000 - $24,999
  • APR: 6.861% - 7.114%
  • Term: 180 months
  • Fixed 2nd Term Loan up to 80% LTV
  • Loan Amount: $25,000 - $99,999
  • APR: 6.141% - 6.894%
  • Term: 180 months
  • Fixed 2nd Term Loan up to 80% LTV
  • Loan Amount: $100,000 - $350,000
  • APR: 5.842% - 6.844%
  • Term: 180 months
  • Fixed 2nd Term Loan up to 85% LTV
  • Loan Amount: $10,000 - $24,999
  • APR: 7.451% - 7.703%
  • Term: 60 months
  • Fixed 2nd Term Loan up to 85% LTV
  • Loan Amount: $25,000 - $99,999
  • APR: 6.375% - 7.128%
  • Term: 60 months
  • Fixed 2nd Term Loan up to 85% LTV
  • Loan Amount: $100,000 - $250,000
  • APR: 5.995% - 6.997%
  • Term: 60 months
  • Fixed 2nd Term Loan up to 85% LTV
  • Loan Amount: $10,000 - $24,999
  • APR: 7.261% - 7.261%
  • Term: 120 months
  • Fixed 2nd Term Loan up to 85% LTV
  • Loan Amount: $25,000 - $99,999
  • APR: 6.451% - 6.952%
  • Term: 120 months
  • Fixed 2nd Term Loan up to 85% LTV
  • Loan Amount: $100,000 - $250,000
  • APR: 6.131% - 6.882%
  • Term: 120 months
  • Fixed 2nd Term Loan up to 85% LTV
  • Loan Amount: $10,000 - $24,999
  • APR: 7.114% - 7.114%
  • Term: 180 months
  • Fixed 2nd Term Loan up to 85% LTV
  • Loan Amount: $25,000 - $99,999
  • APR: 6.643% - 6.894%
  • Term: 180 months
  • Fixed 2nd Term Loan up to 85% LTV
  • Loan Amount: $100,000 - $250,000
  • APR: 6.343% - 6.844%
  • Term: 180 months
  • Fixed 2nd Term Loan up to 90% LTV
  • Loan Amount: $10,000 - $24,999
  • APR: 7.451% - 7.703%
  • Term: 60 months
  • Fixed 2nd Term Loan up to 90% LTV
  • Loan Amount: $25,000 - $99,999
  • APR: 6.375% - 7.128%
  • Term: 60 months
  • Fixed 2nd Term Loan up to 90% LTV
  • Loan Amount: $100,000 - $200,000
  • APR: 5.995% - 6.997%
  • Term: 60 months
  • Fixed 2nd Term Loan up to 90% LTV
  • Loan Amount: $10,000 - $24,999
  • APR: 7.261% - 7.261%
  • Term: 120 months
  • Fixed 2nd Term Loan up to 90% LTV
  • Loan Amount: $25,000 - $99,999
  • APR: 6.451% - 6.952%
  • Term: 120 months
  • Fixed 2nd Term Loan up to 90% LTV
  • Loan Amount: $100,000 - $200,000
  • APR: 6.131% - 6.882%
  • Term: 120 months
  • Fixed 2nd Term Loan up to 90% LTV
  • Loan Amount: $10,000 - $24,999
  • APR: 7.114% - 7.114%
  • Term: 180 months
  • Fixed 2nd Term Loan up to 90% LTV
  • Loan Amount: $25,000 - $99,999
  • APR: 6.643% - 6.894%
  • Term: 180 months
  • Fixed 2nd Term Loan up to 90% LTV
  • Loan Amount: $100,000 - $200,000
  • APR: 6.343% - 6.844%
  • Term: 180 months

Effective Date: 1/1/17

APR=Annual Percentage Rate. The APRs shown above are the range of rates that may apply based on your credit worthiness. Rates offered subject to change without notice.

Home Equity Loans are not available on second homes, investment, rental, manufactured or mobile homes.

Auto Loans

New Vehicles

  • 2016 & Newer
  • APR: 1.75% - 18.00%
  • Term: up to 42 months
  • 2016 & Newer
  • APR: 2.25% - 18.00%
  • Term: 43 - 46 months
  • 2016 & Newer
  • APR: 2.35% - 18.00%
  • Term: 47 - 54 months
  • 2016 & Newer
  • APR: 2.25% - 18.00%
  • Term: 55 - 60 months
  • 2016 & Newer
  • APR: 2.65% - 18.00%
  • Term: 61 - 66 months
  • 2016 & Newer
  • APR: 2.75% - 18.00%
  • Term: 67 - 76 months
  • 2016 & Newer $20k minimum
  • APR: 2.90% - 18.00%
  • Term: 77 - 80 months
  • 2016 & Newer $25k minimum
  • APR: 3.00% - 18.00%
  • Term: 81 - 84 months
  • 2016 & Newer $50k minimum
  • APR: 4.00% - 18.00%
  • Term: 100 months

Rates Effective: 01/17/2017

APR = Annual Percentage Rate.

Rates include a .25% discount on auto loans with automatic payment deduction from an OneAZ Credit Union checking account; rates will be .25% higher on loans that do not meet this requirement. Payments are not adjusted with the discount. Subject to credit and program guidelines.

Used Vehicles

  • 2013 - 2015
  • APR: 2.00% - 18.00%
  • Term: up to 42 months
  • 2013 - 2015
  • APR: 2.50% - 18.00%
  • Term: 43 - 46 months
  • 2013 - 2015
  • APR: 2.65% - 18.00%
  • Term: 47 - 54 months
  • 2013 - 2015
  • APR: 2.75% - 18.00%
  • Term: 55 - 60 months
  • 2013 - 2015
  • APR: 2.90% - 18.00%
  • Term: 61 - 66 months
  • 2013 - 2015
  • APR: 3.00% - 18.00%
  • Term: 67 - 76 months
  • 2013 - 2015 $20k minimum
  • APR: 3.25% - 18.00%
  • Term: 77 - 80 months
  • 2013 - 2015 $25k minimum
  • APR: 3.50% - 18.00%
  • Term: 81 - 84 months
  • 2008 - 2012
  • APR: 4.00% - 18.00%
  • Term: 0 - 66 months
  • 2008 - 2012 $25k minimum
  • APR: 4.25% - 18.00%
  • Term: 67 - 72 months
  • 2007 & Older
  • APR: 4.00% - 18.00%
  • Term: 0 - 60 months

Rates Effective: 01/17/2017

APR = Annual Percentage Rate.

Rates include a .25% discount on auto loans with automatic payment deduction from an OneAZ Credit Union checking account; rates will be .25% higher on loans that do not meet this requirement. Payments are not adjusted with the discount. Subject to credit and program guidelines.

Recreational Vehicles

RVs and Boats (16 feet and over)

  • 2014 & Newer & $0 - $9,999
  • APR: 6.00% - 18.00%
  • Term: up to 66 months
  • 2014 & Newer & $10,000 - $24,999
  • APR: 5.00% - 18.00%
  • Term: 67-126 months
  • 2014 & Newer & $25,000 - $74,999
  • APR: 4.75% - 18.00%
  • Term: 127-186 months
  • 2014 & Newer & $75,000 - $300,000
  • APR: 4.50% - 18.00%
  • Term: 187-246 months
  • 2012 - 2013 & $0 - $9,999
  • APR: 6.50% - 18.00%
  • Term: up to 66 months
  • 2012 - 2013 & $10,000 - $14,999
  • APR: 5.75% - 18.00%
  • Term: 67-90 months
  • 2012 - 2013 & $15,000 - $24,999
  • APR: 5.50% - 18.00%
  • Term: 91-126 months
  • 2012 - 2013 & $25,000 - $74,999
  • APR: 5.25% - 18.00%
  • Term: 127-186 months
  • 2012 - 2013 & $75,000 - $300,000
  • APR: 5.00% - 18.00%
  • Term: 187-246 months
  • 2007 - 2011 & $0 - $9,999
  • APR: 9.00% - 18.00%
  • Term: up to 54 months
  • 2007 - 2011 & $10,000 - $14,999
  • APR: 8.00% - 18.00%
  • Term: 55-66 months
  • 2007 - 2011 & $15,000 - $24,999
  • APR: 7.25% - 18.00%
  • Term: 67-78 months
  • 2007 - 2011 & $25,000 - $49,999
  • APR: 7.00% - 18.00%
  • Term: 79-90 months
  • 2007 - 2011 & $50,000 - $75,000
  • APR: 6.75% - 18.00%
  • Term: 91-126 months

Rates Effective: 01/17/2017

APR = Annual Percentage Rate.

Rates include a .25% discount on RV and boat loans with automatic payment deduction from an OneAZ Credit Union checking account; rates will be .25% higher on loans that do not meet this requirement. Payments are not adjusted with the discount. Subject to credit and program guidelines.

Special Collateral (Motorcycles, Dirt Bikes, ATVs, and Personal Watercraft under 16 feet)

  • 2014 & Newer
  • APR: 4.50% - 18.00%
  • Term: up to 66 months
  • 2014 & Newer & $12,000 minimum
  • APR: 5.00% - 18.00%
  • Term: 72-78 months
  • 2014 & Newer & $20,000 minimum
  • APR: 6.50% - 18.00%
  • Term: 84-90 months
  • 2008 - 2013
  • APR: 6.75% - 18.00%
  • Term: up to 66 months
  • 2007 & Older
  • APR: 6.75% - 18.00%
  • Term: up to 60 months
  • Harley-Davidson only, 2014 & Newer & $12,000 minimum
  • APR: 6.50% - 18.00%
  • Term: 72-78 months

Rates Effective: 01/17/2017

APR = Annual Percentage Rate.

Rates include a .25% discount on motorcycle loans with automatic payment deduction from an OneAZ Credit Union checking account; rates will be .25% higher on loans that do not meet this requirement. Payments are not adjusted with the discount. Subject to credit and program guidelines.

Personal Loans

Signature Loan

  • Signature
  • APR Range: 12.75% - 18.00%
  • Repayment: varies

Rates Effective: 01/01/2017

APR=Annual Percentage Rate. Subject to credit and program guidelines.

Line of Credit

  • Line of Credit
  • APR Range: 12.75% - 18.00%
  • Repayment: varies

Rates Effective: 01/01/2017

APR=Annual Percentage Rate. Subject to credit and program guidelines.

Share Certificate Secured

  • Share Secured
  • APR Range: 3.00% over dividend rate
  • Repayment: varies
  • Share Certificate Secured*
  • APR Range: 3.00% over dividend rate
  • Repayment: varies

Rates Effective: 01/01/2017

APR=Annual Percentage Rate.

*You will be automatically approved if you would like to pledge your Share Certificate or Share Account as collateral. The interest rate depends on your current Share Certificate rate + 3%.

Personal Banking

Star High Yield Money Market

  • $0 - 74,999.99
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • $75,000+
  • Dividend Rate: 0.30%
  • APY: 0.30%

Rates Effective: 02/01/2014

APY = ANNUAL PERCENTAGE YIELD.

Fees could reduce earnings. We may offer other rates in the future. See our Truth In Savings Disclosure for details.

SaversAdvantage Yield Money Market

  • $0 - 24,999.99
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • $25,000+
  • Dividend Rate: 0.20%
  • APY: 0.20%

Rates Effective: 02/01/2014

APY = ANNUAL PERCENTAGE YIELD.

Minimum balance to open account is $1,000. Fees could reduce earnings. We may offer other rates in the future. See our Truth In Savings Disclosure for details.

Tiered Money Market Checking or Savings

  • $0 - 999.99*
  • Dividend Rate: 0.00%
  • APY: 0.00%
  • $0 - 4,999.99*
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • $5,000 - 9,999.99
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • $10,000 - 24,999.99
  • Dividend Rate: 0.10%
  • APY: 0.10%
  • $25,000 - 49,999.99
  • Dividend Rate: 0.15%
  • APY: 0.15%
  • $50,000 - 99,999.99
  • Dividend Rate: 0.20%
  • APY: 0.20%
  • $100,000+
  • Dividend Rate: 0.30%
  • APY: 0.30%

Rates Effective: 02/01/2014

APY = ANNUAL PERCENTAGE YIELD.

*Minimum balance to open account is $1,000. Minimum daily balance to earn the stated APY is $1,000. The APY will be calculated by applying one or more Dividend Rates to multiple balance ranges as set forth above. The Dividend Rate for each balance range will apply to your account balance within each particular deposit balance range and not to the entire account balance. Fees could reduce earnings. We may offer other rates in the future. See our Truth In Savings Disclosure for details.

Share Certificate

  • 3 Month
  • Dividend Rate: 0.15%
  • APY: 0.15%
  • 6 Month
  • Dividend Rate: 0.25%
  • APY: 0.25%
  • 12 Month
  • Dividend Rate: 0.35%
  • APY: 0.35%
  • 18 Month
  • Dividend Rate: 0.50%
  • APY: 0.50%
  • 24 Month
  • Dividend Rate: 0.60%
  • APY: 0.60%
  • 30 Month
  • Dividend Rate: 0.65%
  • APY: 0.65%
  • 36 Month
  • Dividend Rate: 0.75%
  • APY: 0.75%
  • 48 Month
  • Dividend Rate: 0.90%
  • APY: 0.90%
  • 60 Month
  • Dividend Rate: 1.34%
  • APY: 1.35%

Rates Effective: 02/01/2014

APY = ANNUAL PERCENTAGE YIELD.

Minimum to open is $2000. The APYs are fixed and will be in effect for the term of the account. A withdrawal of dividends will reduce earnings. Penalty for early withdrawal will apply. We may offer other rates in the future. See our Truth In Savings Disclosure for details.

IRA Share Certificate

  • 3 Month
  • Dividend Rate: 0.15%
  • APY: 0.15%
  • 6 Month
  • Dividend Rate: 0.25%
  • APY: 0.25%
  • 12 Month
  • Dividend Rate: 0.35%
  • APY: 0.35%
  • 18 Month
  • Dividend Rate: 0.50%
  • APY: 0.50%
  • 24 Month
  • Dividend Rate: 0.60%
  • APY: 0.60%
  • 30 Month
  • Dividend Rate: 0.65%
  • APY: 0.65%
  • 36 Month
  • Dividend Rate: 0.75%
  • APY: 0.75%
  • 48 Month
  • Dividend Rate: 0.90%
  • APY: 0.90%
  • 60 Month
  • Dividend Rate: 1.34%
  • APY: 1.35%

Rates Effective: 02/01/2014

APY = ANNUAL PERCENTAGE YIELD.

There is a $100 minimum opening balance requirement for IRA Savings and a $50 minimum balance required to earn dividends. IRA Share Certificate minimum to open is $2000. The APYs are fixed and will be in effect for the term of the account. A withdrawal of dividends will reduce earnings. Penalty for early withdrawal will apply. We may offer other rates in the future. See our Truth In Savings Disclosure for details.

YourSavings

  • $0.00 - $1,000
  • Dividend Rate: 1.00%
  • APY: 1.00%
  • $1,000+
  • Dividend Rate: 0.05%
  • APY: 0.05%

Rates Effective: 02/01/2014

APY = ANNUAL PERCENTAGE YIELD.

Minimum balance to open account is $5.00. Minimum daily balance to earn the stated APY is $100.00. Daily balances of less than $100.00 will not earn dividends. The APY will be calculated by applying one or more Dividend Rates to multiple balance ranges as set forth above. The Dividend Rate for each balance range will apply to your account balance within each particular deposit balance range and not the entire account balance. You must enroll in direct deposit or a regular monthly transfer and online statement or pay a $5.00 per month. There is a limit of one (1) Your Savings account per primary member. Fees could reduce earnings. We may offer other rates in the future. See our Truth In Savings Disclosure for details.

Savings

  • Savings
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • IRA Savings
  • Dividend Rate: 0.30%
  • APY: 0.30%
  • Club Savings
  • Dividend Rate: 0.05%
  • APY: 0.05%

Rates Effective: 02/01/2014

APY = ANNUAL PERCENTAGE YIELD.

There is a $5.00 minimum opening balance requirement for Savings and Club Savings. For Savings and Club Savings there is a $50 minimum balance required to earn dividends. We may offer other rates in the future. See our Truth In Savings Disclosure for details.

Checking

  • Arizona Checking*
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • Student Checking**
  • Dividend Rate: 0.00%
  • APY: 0.00%
  • Premium Checking*
  • Dividend Rate: 0.00%
  • APY: 0.00%
  • $1,000 - $24,999.99
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • $25,000 - $49,999.99
  • Dividend Rate: 0.08%
  • APY: 0.08%
  • $50,000+
  • Dividend Rate: 0.10%
  • APY: 0.10%

Rates Effective: 02/01/2014

APY = ANNUAL PERCENTAGE YIELD.

*There is a $1000 minimum balance required to earn dividends.

**Account is available for students currently enrolled in an accredited primary, secondary, post-secondary or technical school at account opening.

There is a $20 minimum opening balance requirement for all checking accounts. We may offer other rates in the future. See our Truth In Savings Disclosure for details.

Business Banking

Business Star High Yield Money Market Rates

  • $0 - 74,999.99
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • $75,000+
  • Dividend Rate: 0.30%
  • APY: 0.30%

Rates Effective: 01/01/2017

APY = ANNUAL PERCENTAGE YIELD

Minimum balance to open account is $1,000. Fees could reduce earnings. We may offer other rates in the future. See our Truth In Savings Disclosure for details.

Business SaversAdvantage Money Market Rates

  • $0 - 24,999.99
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • $25,000+
  • Dividend Rate: 0.20%
  • APY: 0.20%

Rates Effective: 01/01/2017

APY = ANNUAL PERCENTAGE YIELD

Minimum balance to open account is $1000. Fees could reduce earnings. We may offer other rates in the future. See our Truth In Savings Disclosure for details.

Business Tiered Money Market Rates

  • $0 - 999.99*
  • Dividend Rate: 0.00%
  • APY: 0.00%
  • $0 - 4,999.99*
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • $5,000 - 9,999.99
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • $10,000 - 24,999.99
  • Dividend Rate: 0.10%
  • APY: 0.10%
  • $25,000 - 49,999.99
  • Dividend Rate: 0.15%
  • APY: 0.15%
  • $50,000 - 99,999.99
  • Dividend Rate: 0.20%
  • APY: 0.20%
  • $100,000+
  • Dividend Rate: 0.30%
  • APY: 0.30%

Rates Effective: 01/01/2017

APY = ANNUAL PERCENTAGE YIELD

Minimum balance to open account is $1,000. Minimum daily balance to earn the stated APY is $1,000. The APY will be calculated by applying one or more Dividend Rates to multiple balance ranges as set forth above. The Dividend Rate for each balance range will apply to your account balance within each particular deposit balance range and not to the entire account balance. Fees could reduce earnings. We may offer other rates in the future. See our Truth In Savings Disclosure for details.

Business Share Certificate Rates

  • 3 Month
  • Dividend Rate: 0.15%
  • APY: 0.15%
  • 6 Month
  • Dividend Rate: 0.25%
  • APY: 0.25%
  • 12 Month
  • Dividend Rate: 0.35%
  • APY: 0.35%
  • 18 Month
  • Dividend Rate: 0.50%
  • APY: 0.50%
  • 24 Month
  • Dividend Rate: 0.60%
  • APY: 0.60%
  • 30 Month
  • Dividend Rate: 0.65%
  • APY: 0.65%
  • 36 Month
  • Dividend Rate: 0.75%
  • APY: 0.75%
  • 48 Month
  • Dividend Rate: 0.90%
  • APY: 0.90%
  • 60 Month
  • Dividend Rate: 1.34%
  • APY: 1.35%

Rates Effective: 01/01/2017

APY = ANNUAL PERCENTAGE YIELD

Minimum to open is $2000. The APYs are fixed and will be in effect for the term of the account. We may offer other rates in the future. A withdrawal of dividends will reduce earnings. Penalty for early withdrawal will apply. See our Truth In Savings Disclosure for details.

Business Savings Rates

  • Club Savings
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • Savings
  • Dividend Rate: 0.05%
  • APY: 0.05%

Rates Effective: 01/01/2017

APY = ANNUAL PERCENTAGE YIELD

There is a $5.00 minimum opening balance requirement and a $50 minimum balance required to earn dividends. We may offer other rates in the future. See our Business Account Disclosures and Agreement provided at account opening for details.

Business Basic Checking Rates

  • Basic Checking
  • Dividend Rate: 0.00%
  • APY: 0.00%

Rates Effective: 01/01/2017

APY = ANNUAL PERCENTAGE YIELD.

We may offer other rates in the future. See our Business Account Disclosures and Agreement provided at account opening for details. Click for schedule of fees.

Business Advantage Checking

  • < $2,499.99
  • Dividend Rate: 0.03%
  • APY: 0.03%
  • $2,500 - 4,999.99
  • Dividend Rate: 0.03%
  • APY: 0.03%
  • $5,000 - 9,999.99
  • Dividend Rate: 0.03%
  • APY: 0.03%
  • $10,000 - 24,999.99
  • Dividend Rate: 0.03%
  • APY: 0.03%
  • $25,000 - 49,999.99
  • Dividend Rate: 0.03%
  • APY: 0.03%
  • $50,000 - 99,999.99
  • Dividend Rate: 0.03%
  • APY: 0.03%
  • $100,000+
  • Dividend Rate: 0.03%
  • APY: 0.03%

Rates Effective: 01/01/2017

APY = ANNUAL PERCENTAGE YIELD.

We may offer other rates in the future. See our Business Account Disclosures and Agreement provided at account opening for details. Click for schedule of fees.

Business Analysis Checking

  • < $2,499.99
  • Dividend Rate: 0.00%
  • APY: 0.00%
  • $2,500.00 - $4,999.99
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • $5,000 - 9,999.99
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • $10,000 - 24,999.99
  • Dividend Rate: 0.15%
  • APY: 0.15%
  • $25,000 - 49,999.99
  • Dividend Rate: 0.20%
  • APY: 0.20%
  • $50,000 - 99,999.99
  • Dividend Rate: 0.20%
  • APY: 0.20%
  • $100,000+
  • Dividend Rate: 0.25%
  • APY: 0.25%

Rates Effective: 01/01/2017

APY = ANNUAL PERCENTAGE YIELD.

We may offer other rates in the future. See our Business Account Disclosures and Agreement provided at account opening for details. Click for schedule of fees.

Business Hi-Yield Checking

  • < $2,499.99
  • Dividend Rate: 0.00%
  • APY: 0.00%
  • $2,500.00 - $9,999.99
  • Dividend Rate: 0.05%
  • APY: 0.05%
  • $10,000 - 24,999.99
  • Dividend Rate: 0.15%
  • APY: 0.15%
  • $25,000 - 49,999.99
  • Dividend Rate: 0.20%
  • APY: 0.20%
  • $50,000 - 99,999.99
  • Dividend Rate: 0.25%
  • APY: 0.25%
  • $100,000 - 249,999.99
  • Dividend Rate: 0.30%
  • APY: 0.30%
  • $250,000+
  • Dividend Rate: 0.35%
  • APY: 0.35%

Rates Effective: 01/01/2017

APY = ANNUAL PERCENTAGE YIELD.

We may offer other rates in the future. See our Business Account Disclosures and Agreement provided at account opening for details. Click for  schedule of fees.