Save up to $1,000 on closing costs1
OneAZ Credit Union will give you .25% off closing costs up to $1,000 for purchase transactions and .25% off closing costs up to $500 for refinance transactions. You must agree to open a checking account, execute a payroll direct deposit and enroll in automatic payments to be eligible for the .25% closing cost discount.
The right mortgage option for you.
Whether you need a 15-Year Fixed, a 30-Year Fixed or an Adjustable Rate Mortgage, one of our home loan experts is here to guide you every step of the way. Our mortgage loan officers are experts in the Arizona home market; they'll help you find the right loan to fit your needs.
- One-Time Close Construction
- Professional Mortgage
- Home Rewards2
- Government Loans
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The OneAZ Mortgage Advantage
Close on the purchase of your home in 30 days* or less after application submission.
100% local. Your file never leaves Arizona.
Receive regular updates on the progress of your home loan keeping you always in the know.
Paperless and secure.
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Why Choose OneAZ
1 Other terms and conditions apply for investment properties. Offer does not apply to Jumbo 30-year fixed, FHA, VA or USDA mortgages. Equal Housing Lender. NMLS 607456 Expires March 31, 2019 All loans are subject to approval. Loan subject to membership eligibility. For membership eligibility, visit OneAZcu.com/membership. This closing cost credit offer does not apply to existing OneAZ mortgage loans for refinance transactions
2 The Home Rewards program is made available to you through a relationship between OneAZ Credit Union and Home Rewards Group, Inc. Program Cash Rewards are awarded by Home Rewards Group, Inc. to buyers and sellers who select and use a real estate agent in the HomeSmart network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using OneAZ Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. OneAZ Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please contact the Credit Union to get details that may affect you. Escrow services discount and free signing services only on an escrow serviced by Pioneer Title Agency. Pioneer Title Agency is not affiliated with OneAZ Credit Union or the Home Rewards Group Inc.
*Cannot guarantee 30 day close when third party external impeding factors are present, and borrowers did not agree to receive disclosures electronically.