• Introducing the Onederful Winter Pricing Special

Save up to $2,500 on closing costs1

OneAZ Credit Union will give you 0.25% off closing costs up to $2,500 for purchase and refinance transactions. You must agree to open a checking account, execute a payroll direct deposit and enroll in automatic payments to be eligible for the 0.25% closing cost discount.

The right mortgage option for you.

Whether you need a fixed-rate or an adjustable-rate mortgage, one of our home loan experts is here to guide you every step of the way. Our mortgage loan officers are experts in the Arizona home market; they'll help you find the right loan to fit your needs.

  • Conventional
  • One-Time Close Construction
  • Professional Mortgage
  • Jumbo

Email a Mortgage Expert today.

The OneAZ Mortgage Advantage

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Close on the purchase of your home in 30 days* or less after application submission.

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100% local from application to closing.

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Receive regular updates on the progress of your home loan keeping you always in the know.

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Paperless and secure.

Ready to get started? Contact us today!



Speak with an experienced mortgage loan officer.
(Mon - Fri, 8 a.m. - 6 p.m.)


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Meet the mortgage loan officers that will assist you every step of the way.

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Why Choose OneAZ

It's about you, not your money.
You can customize your OneAZ experience by choosing from a full suite of business and personal financial services. We offer competitive pricing and loan rates to help you meet your financial goals, plus state-of-the-art online banking and a highly rated mobile banking app so you can manage your finances wherever you are.
We keep it local.
Arizona members have been trusting OneAZ Credit Union with their finances since 1951. As a not-for-profit, we reinvest our profits in our members and the community to strengthen the Arizona economy.
We're community-focused.
OneAZ Credit Union and OneAZ Community Foundation invest in the communities we serve. Together, we help students, nonprofits and disaster victims thrive financially, because we believe when our community succeeds, we all succeed.

Learn More

All loans are subject to approval. Loan subject to membership eligibility. For membership eligibility, visit OneAZcu.com/membership.

1 Receive a 0.25% discount off your loan closing costs based on loan amount for new purchases and refinances. Other terms and conditions apply for investment properties. Offer does not apply to Jumbo 30-year fixed, FHA, VA or USDA mortgages. Equal Housing Lender. NMLS 607456. Expires March 31, 2020. All loans are subject to approval. Loan subject to membership eligibility. To receive the promotional terms, you must agree to open a checking account, execute a monthly payroll direct deposit of $1,000 or more within 60 days of account opening and enroll in automatic payments.

*Cannot guarantee 30 day close when third party external impeding factors are present, and borrowers did not agree to receive disclosures electronically.