Save up to $1,000 on closing costs1
OneAZ Credit Union will give you .25% off closing costs up to $1,000 for purchase transactions. You must agree to open a OneAZ checking account, execute a payroll direct deposit to and enroll in automatic payments from a OneAZ checking account to be eligible for the .25% closing cost discount.
The right mortgage option for you.
Whether you need a fixed-rate mortgage or an adjustable-rate mortgage, one of our home loan experts is here to guide you every step of the way. Our mortgage loan officers are experts in the Arizona home market; they'll help you find the right loan to fit your needs.
- One-Time Close Construction
- Professional Mortgage
- Home Rewards2
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The OneAZ Mortgage Advantage
Close on the purchase of your home in 30 days* or less after application submission.
100% local from application to closing.
Receive regular updates on the progress of your home loan keeping you always in the know.
Paperless and secure.
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Why Choose OneAZ
1 Receive a 0.25% discount off your loan closing costs based on loan amount for purchase transactions only. Other terms and conditions apply for non-owner occupied properties. Offer does not apply to Jumbo 30-year fixed, FHA, VA or USDA mortgages. Applications must be submitted by September 2, 2019 to qualify.
All loans are subject to approval. Loan subject to membership eligibility. For membership eligibility, visit OneAZcu.com/membership.
2 The Home Rewards program is made available to you through a relationship between OneAZ Credit Union and Home Rewards Group, Inc. Program Cash Rewards are awarded by Home Rewards Group, Inc. to buyers and sellers who select and use a real estate agent in the HomeSmart network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using OneAZ Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. OneAZ Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please contact the Credit Union to get details that may affect you. Escrow services discount and free signing services only on an escrow serviced by Pioneer Title Agency. Pioneer Title Agency is not affiliated with OneAZ Credit Union or the Home Rewards Group Inc.
*Cannot guarantee 30 day close when third party external impeding factors are present, and borrowers did not agree to receive disclosures electronically.