Together

Arizona moves forward.

Together, we keep Arizona moving.

Our mission has always been to help you thrive financially – through the good times and the uncertain. We're here to keep you moving forward with simple, secure digital banking options that fit your needs, including:

  • Deposit checks
  • Check balances
  • Transfer funds
  • Pay your bills

Get Started

  Arizona Checking Premium Checking Student Checking
Perks
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
  • Earn higher dividends on large balances
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
  • No maintenance fees for first five years of account opening
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest Pays interest on daily balances of $1,000 or more Pays tiered variable rates on daily balances of $1,000 or more* N/A
Monthly Service Fee $7*
*You can avoid monthly service fees if you have:
  • One or more direct deposit transaction(s) each month
  • OR ten or more debit card purchases a month
  • OR minimum $2,000 aggregate average daily balance in checking, savings and/or money market deposits
  • OR minimum $10,000 aggregate month-end loan balances
$12*
*You can avoid monthly service fees if you have:
  • Average daily checking account balance of $5,000 or more
  • OR minimum $15,000 aggregate average daily balance in checking, savings and/or money market deposits
  • OR minimum $20,000 aggregate month-end loan balances
$6*
*You can avoid monthly service fees if you have:
  • First five years of account opening
  • OR one or more direct deposit transactions each month ($100+ per transaction)
Minimum Balance to open an account $20 $20 $20
1

Arizona
Checking

The Arizona Checking account provides convenience with 24/7 access to Online Banking and Text Alerts that allow you to get account information on-the-go.

Perks
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest Pays interest on daily balances of $1,000 or more
Monthly Service Fee $7*
*You can avoid monthly service fees if you have:
  • One or more direct deposit transaction(s) each month
  • OR ten or more debit card purchases a month
  • OR minimum $2,000 aggregate average daily balance in checking, savings and/or money market deposits
  • OR minimum $10,000 aggregate month-end loan balances
Minimum Balance to open an account $20
2

Premium
Checking

Consider this Premium Checking account if you want to earn competitive rates on balances of $1,000 or more.

Perks
  • Earn higher dividends on large balances
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest Pays tiered variable rates on daily balances of $1,000 or more*
Monthly Service Fee $12*
*You can avoid monthly service fees if you have:
  • Average daily checking account balance of $5,000 or more
  • OR minimum $15,000 aggregate average daily balance in checking, savings and/or money market deposits
  • OR minimum $20,000 aggregate month-end loan balances
Minimum Balance to open an account $20
3

Student
Checking

This Student Checking account is a great option for students who are starting or are in the middle of their first five years of post-high school education.

Perks
  • No maintenance fees for first five years of account opening
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest N/A
Monthly Service Fee $6*
*You can avoid monthly service fees if you have:
  • First five years of account opening
  • OR one or more direct deposit transactions each month ($100+ per transaction)
Minimum Balance to open an account $20

See what OneAZ members are saying!

We are proud to provide an easy, enjoyable and effective experience to over 135,000 members.

OneAZ Credit Union is not responsible for the content on the ReviewTrackers and Facebook websites.

Open a personal checking account with OneAZ Credit Union!

Stop by one of our branches to get started today.

Call

Click

Open an account online!

New Members Existing Members

Call

Call

Call our team and get set up!

800.453.9897

Visit a Branch

Visit

Stop by one of our branches today!

Find a Branch

Need more information? Contact an associate by completing this form.

This form is to be used for general information requests only. Do not provide any personal or private information in the message.

In order to protect children's privacy, OneAZ Credit Union only accepts forms from individuals at least 18 years of age. By submitting this form you are confirming that you are at least 18 years old and consent to promotional emails and calls.

Already submitted an application? Check your status now.

Check Status

myOneAZcu

Banking in your pocket. Mobile banking is available at your fingertips with our free myOneAZcu mobile app. Download myOneAZcu app today.

  • Deposit checks
  • Schedule payments
  • Transfer funds
Over 8.3K reviews
4.8/5 stars
4.8/5
Compatible with
Compatible with Apple Pay, Google Pay, Samsung Pay

myOneAZcu mobile app with FaceID login

Together with OneAZ Credit Union

21 OneAZ Credit Union Branches.

Find a Branch

25,000 STAR Network ATMs.

Find an ATM

Verified by Visa®

Learn More

COVID-19 Community Impact Grants

OneAZ Credit Union and OneAZ Community Foundation are prepared to support our community through this challenging time. In response to COVID-19, we are immediately opening our 2020 Community Impact Grant program for emergency grant funding.

100 local nonprofits will be selected to receive grants of $2,000 each to provide financial support as our state and our nation navigate the dynamic and constantly developing COVID-19 situation.

Learn More

Take advantage of some of the lowest rates in Arizona! See Today's Rates

1 Subject to an inactivity fee

2 See Schedule of Fees for current details.

Membership Account Agreement