Together

Arizona moves forward.

Together, we keep Arizona moving.

Our mission has always been to help you thrive financially – through the good times and the uncertain. We're here to keep you moving forward with simple, secure digital banking options that fit your needs, including:

Deposit checks
Check balances
Transfer funds
Pay your bills

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	Arizona Checking	Premium Checking	Student Checking
Perks	Debit card, unlimited check writing, direct deposit Online and Mobile banking, text/email alerts, eStatements	Earn higher dividends on large balances Debit card, unlimited check writing, direct deposit Online and Mobile banking, text/email alerts, eStatements	No maintenance fees for first five years of account opening Debit card, unlimited check writing, direct deposit Online and Mobile banking, text/email alerts, eStatements
Interest	Pays interest on daily balances of $1,000 or more	Pays tiered variable rates on daily balances of $1,000 or more*	N/A
Monthly Service Fee	$7* *You can avoid monthly service fees if you have: One or more direct deposit transaction(s) each month OR ten or more debit card purchases a month OR minimum $2,000 aggregate average daily balance in checking, savings and/or money market deposits OR minimum $10,000 aggregate month-end loan balances	$12* *You can avoid monthly service fees if you have: Average daily checking account balance of $5,000 or more OR minimum $15,000 aggregate average daily balance in checking, savings and/or money market deposits	$6* *You can avoid monthly service fees if you have: First five years of account opening OR one or more direct deposit transactions each month ($100+ per transaction)
Minimum Balance to open an account	$20	$20	$20

1

Arizona
Checking

The Arizona Checking account provides convenience with 24/7 access to Online Banking and Text Alerts that allow you to get account information on-the-go.

Perks	Debit card, unlimited check writing, direct deposit Online and Mobile banking, text/email alerts, eStatements
Interest	Pays interest on daily balances of $1,000 or more
Monthly Service Fee	$7* *You can avoid monthly service fees if you have: One or more direct deposit transaction(s) each month OR ten or more debit card purchases a month OR minimum $2,000 aggregate average daily balance in checking, savings and/or money market deposits OR minimum $10,000 aggregate month-end loan balances
Minimum Balance to open an account	$20

2

Premium
Checking

Consider this Premium Checking account if you want to earn competitive rates on balances of $1,000 or more.

Perks	Earn higher dividends on large balances Debit card, unlimited check writing, direct deposit Online and Mobile banking, text/email alerts, eStatements
Interest	Pays tiered variable rates on daily balances of $1,000 or more*
Monthly Service Fee	$12* *You can avoid monthly service fees if you have: Average daily checking account balance of $5,000 or more OR minimum $15,000 aggregate average daily balance in checking, savings and/or money market deposits
Minimum Balance to open an account	$20

3

Student
Checking

This Student Checking account is a great option for students who are starting or are in the middle of their first five years of post-high school education.

Perks	No maintenance fees for first five years of account opening Debit card, unlimited check writing, direct deposit Online and Mobile banking, text/email alerts, eStatements
Interest	N/A
Monthly Service Fee	$6* *You can avoid monthly service fees if you have: First five years of account opening OR one or more direct deposit transactions each month ($100+ per transaction)
Minimum Balance to open an account	$20

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OneAZ Mobile Banking app - Spending Analysis
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Next Level Banking

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2020 Community Impact Grants

In 2020, OneAZ Credit Union and OneAZ Community Foundation supported Arizona nonprofits facing unforeseen circumstances related to the COVID-19 pandemic, including lost funding, forced temporary closure and lack of volunteers. OneAZ awarded a total of $200,000 to 100 nonprofits in need.

Since launching in 2016, OneAZ Community Foundation and OneAZ Credit Union has provided nearly $600,000 in Community Impact Grants to local non-profits that improve our communities and align with the pillars of support.

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Subject to an inactivity fee. See Schedule of Fees for current details. Membership Account Agreement