Together

Arizona moves forward.

Together, we keep Arizona moving.

Our mission has always been to help you thrive financially – through the good times and the uncertain. We're here to keep you moving forward with simple, secure digital banking options that fit your needs, including:

  • Deposit checks
  • Check balances
  • Transfer funds
  • Pay your bills

Get Started

  Arizona Checking Premium Checking Student Checking
Perks
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
  • Earn higher dividends on large balances
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
  • No maintenance fees for first five years of account opening
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest Pays interest on daily balances of $1,000 or more Pays tiered variable rates on daily balances of $1,000 or more* N/A
Monthly Service Fee $7*
*You can avoid monthly service fees if you have:
  • One or more direct deposit transaction(s) each month
  • OR ten or more debit card purchases a month
  • OR minimum $2,000 aggregate average daily balance in checking, savings and/or money market deposits
  • OR minimum $10,000 aggregate month-end loan balances
$12*
*You can avoid monthly service fees if you have:
  • Average daily checking account balance of $5,000 or more
  • OR minimum $15,000 aggregate average daily balance in checking, savings and/or money market deposits
$6*
*You can avoid monthly service fees if you have:
  • First five years of account opening
  • OR one or more direct deposit transactions each month ($100+ per transaction)
Minimum Balance to open an account $20 $20 $20
1

Arizona
Checking

The Arizona Checking account provides convenience with 24/7 access to Online Banking and Text Alerts that allow you to get account information on-the-go.

Perks
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest Pays interest on daily balances of $1,000 or more
Monthly Service Fee $7*
*You can avoid monthly service fees if you have:
  • One or more direct deposit transaction(s) each month
  • OR ten or more debit card purchases a month
  • OR minimum $2,000 aggregate average daily balance in checking, savings and/or money market deposits
  • OR minimum $10,000 aggregate month-end loan balances
Minimum Balance to open an account $20
2

Premium
Checking

Consider this Premium Checking account if you want to earn competitive rates on balances of $1,000 or more.

Perks
  • Earn higher dividends on large balances
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest Pays tiered variable rates on daily balances of $1,000 or more*
Monthly Service Fee $12*
*You can avoid monthly service fees if you have:
  • Average daily checking account balance of $5,000 or more
  • OR minimum $15,000 aggregate average daily balance in checking, savings and/or money market deposits
Minimum Balance to open an account $20
3

Student
Checking

This Student Checking account is a great option for students who are starting or are in the middle of their first five years of post-high school education.

Perks
  • No maintenance fees for first five years of account opening
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest N/A
Monthly Service Fee $6*
*You can avoid monthly service fees if you have:
  • First five years of account opening
  • OR one or more direct deposit transactions each month ($100+ per transaction)
Minimum Balance to open an account $20

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myOneAZcu

Banking in your pocket. Mobile banking is available at your fingertips with our free myOneAZcu mobile app. Download myOneAZcu app today.1

  • Deposit checks
  • Schedule payments
  • Transfer funds
Over 8.3K reviews
4.8/5 stars
4.8/5
Compatible with
Compatible with Apple Pay, Google Pay, Samsung Pay

myOneAZcu mobile app with FaceID login

Together with OneAZ Credit Union

20 OneAZ Credit Union Branches.

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41,000+ CULIANCE Network ATMs

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2020 Community Impact Grants

In 2020, OneAZ Credit Union and OneAZ Community Foundation supported Arizona nonprofits facing unforeseen circumstances related to the COVID-19 pandemic, including lost funding, forced temporary closure and lack of volunteers. OneAZ awarded a total of $200,000 to 100 nonprofits in need.

Since launching in 2016, OneAZ Community Foundation and OneAZ Credit Union has provided nearly $600,000 in Community Impact Grants to local non-profits that improve our communities and align with the pillars of support.

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Take advantage of some of the lowest rates in Arizona! See Today's Rates

Subject to an inactivity fee. See Schedule of Fees for current details. Membership Account Agreement

1 Data rates apply.