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This Offer is No Longer Available. Great Benefits Still Await. 

Discover how OneAZ can help you work toward your financial goals, starting with your everyday banking. Our bonus offer has ended, but there’s still more to explore. 

Open Account

Free Checking. Full Benefits. 

Say hello to easy, hassle-free banking with Free Checking1:

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Keep More in Your Wallet

No monthly maintenance fees or minimum balance requirements.

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Bank Your Way

Bank digitally, at 25+ branches or 41,000+ fee-free ATMs.

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Get Paid Early

Eligible direct deposits may arrive up to two days early.2

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Send Money Easily

Send money conveniently with Zelle, right from your banking app.

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Give Back Daily

Each debit card swipe gives one cent to the OneAZ Community Foundation.

Your Success Is Our Success

Your success is our success.

We partner with you to give you the products and tools of a large bank with the benefits of a local credit union.

Credit unions are owned by their members and take pride in being member-focused and providing personalized service.

We provide high-yield savings accounts, home and auto loans, free checking, credit card rewards programs and more.

Since credit unions don’t need to worry about creating profits for investors, we can pass those savings on to our members in the form of lower rates and fees.

Bank with us however, whenever, and wherever you want with the OneAZ app and 20 branches across Arizona.

Enjoy simple and secure 24/7 digital banking, plus NCUA insurance up to $250,000 per individual.

Join The Winning Team 

Make the switch today and join an award-winning credit union.

2025 Voted Logo
Best of Valley 2025 Readers Pick
Forbes Best Credit Unions 2025
Best of Foothills 2024

Do it all with the
OneAZ Mobile Banking app.

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Deposit
checks

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Transfer
funds

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Pay
your bills

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Chat with an
associate

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Locate
an ATM

Download the OneAZ Mobile Banking app

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Mobile Banking

Do it all with the
OneAZ Mobile Banking app.

Deposit checks
Transfer funds
Pay your bills
Chat with an associate
Locate an ATM

Download the OneAZ Mobile Banking app

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Mobile Banking
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1Free Checking Account Disclosure: Checking is free of monthly fees and minimum balance requirements. Other fees may apply. For complete terms and conditions, refer to the Membership Account Agreement Disclosure and Fee Schedule.
1Early Pay Disclosure: Early Pay is a service offered to you (the Member) if you are a consumer (not a business) who has a checking account with the Credit Union and receive your paycheck through direct deposit. You may be automatically enrolled in Early Pay after 2-3 pay periods. The Credit Union will make your payroll funds available as soon as your verified employer/payor notifies the Credit Union of the payment, which can be 1-2 days before most financial institutions make the funds available. If there is a weekend or bank holiday, Early Pay will post on the next business day after the weekend or bank holiday. Employers/payors must be verified by the Credit Union. If they cannot be verified, the Credit Union will not make the payment available early. You will receive a notification of the payment and the available funds will be indicated in online or mobile banking.

If funds from a paycheck are not available early to you, it may be due to one of the following: (i) You do not have a consumer checking account (you only have a savings or business account with the Credit Union), (ii) You did not sign up for direct deposit, (iii) It has not been 1-2 pay periods, which is needed for the Early Pay service to begin, (iv) Direct deposits are not made in your name or in the name of a signee on your checking account, (v) We cannot verify your employer/payor, (vi) Your employer/payor did not notify us of the deposit 1-2 days early.