New Auto

APR as low as


Get Started

Used Auto

APR as low as


Get Started

Credit Cards

6-Month Introductory APR


Get Started

Home Equity Line of Credit (HELOC)

12-Month Introductory APR


Get Started

OneAZ Mobile Banking app - Card Controls
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay
  • Mortgages

    Make your dream home a reality when you finance it with a OneAZ home loan.

  • Checking

    Discover simple, secure banking solutions and access your money on the go with OneAZ checking.

  • Auto Refinance

    Refinance your auto loan with OneAZ for a better rate and a lower monthly payment.

Benefits Checking

Checking that benefits you.

Learn More

Benefits Checking

Free Means Free.

No hidden fees. Just free checking.

Learn More

Business Services

Full-Service Relationship Business Banking.

Over 10,000 local Arizona businesses bank with OneAZ Credit Union.

Learn More

small business icon

Flagstaff Brewing Company Works with OneAZ to Serve Craft Brews

medium-sized business icon

Mountain Mojo Group Banks Local with OneAZ to Deliver Creative Marketing Solutions

large business icon

One Stop Nutrition Promotes Health with the Help of OneAZ

Auto rates as low as


New Auto1

Drive your dream car today.

Used auto loan rates as low as 1.94% APR.

Learn More

How Does a Credit Score Really Work?

Your credit score is a representation of your behavior with borrowing money and is used by potential lenders to determine your level of risk before they lend you money.

Keep Reading

How to Teach Your Children About Finances

Try these fun tips to help your little ones learn the importance of budgeting, saving and spending wisely.

Keep Reading

Four Financial Goals to Keep You Moving Forward

Many Arizonans are reevaluating their finances right now. Here are four new goals you can set for the remainder of 2020 to get back on track.

Keep Reading

Member Stories: Mike Spangenberg of State Forty Eight

Mike Spangenberg is a born-and-raised Arizonan. Growing up, he watched friends come and go, bringing loyalty to other states, sports teams and communities with them.

Keep Reading

Member Stories: Chris "Peach" Petrie of Money Peach

By cutting extraneous expenses, building a budget and working side jobs, Chris “Peach” Petrie & his wife Andrea paid off $52,000 in just seven months.

Keep Reading

Member Stories: Lady La of Mahalo Made

In 2017, Lady La had a vision of spreading gratitude throughout the Valley of the Sun with uniquely handcrafted shave ice. “Mahalo is an expression of gratitude,” says La.

Keep Reading

APR = Annual Percentage Rate

1 Conditions apply. Rates and Terms subject to change at any time