• Join us for the 2021 Annual Meeting!

    Learn about last year’s accomplishments and more.

    Learn More
  • The best things in life are free.

    With Free Checking from OneAZ, enjoy no minimum balance, no monthly maintenance fee, and over 400 CULIANCE Network ATMs in Arizona.

    Learn More
  • Government Stimulus Payments

    The government has approved a second round of stimulus payments in response to the COVID-19 pandemic. Our team is prepared to process these payments and get your funds to you as soon as we receive them.

    Learn More
  • 2.79% intro APR for 12 months.

    Unlock your home equity with a HELOC.

    Learn More

New Auto

APR as low as

2.24%

Get Started

Used Auto

APR as low as

2.44%

Get Started

Credit Cards

6-Month Introductory APR

1.99%

Get Started

Home Equity Line of Credit (HELOC)

12-Month Introductory APR

2.79%

Get Started

Banking in your pocket.

Many transactions can be done on the myOneAZcu mobile banking app, including mobile check deposit. Download it for free in the Apple App Store or Google Play Store. Data rates apply.

  • Check Balances
  • Transfer Money
  • Pay Bills
  • Deposit Checks
Compatible with
Compatible with Apple Pay, Google Pay, Samsung Pay

myOneAZcu mobile app with FaceID login

  • Mortgages

    Make your dream home a reality when you finance it with a OneAZ home loan.

  • Checking

    Discover simple, secure banking solutions and access your money on the go with OneAZ checking.

  • Auto Refinance

    Refinance your auto loan with OneAZ for a better rate and a lower monthly payment.

Benefits Checking

Checking that benefits you.

Learn More

Benefits Checking

Free Means Free.

No hidden fees. Just free checking.

Learn More

Business Services

Full-Service Relationship Business Banking.

Over 7,000 local Arizona businesses bank with OneAZ Credit Union.

Learn More

small business icon

Flagstaff Brewing Company Works with OneAZ to Serve Craft Brews

medium-sized business icon

Mountain Mojo Group Banks Local with OneAZ to Deliver Creative Marketing Solutions

large business icon

One Stop Nutrition Promotes Health with the Help of OneAZ

Auto rates as low as

2.24
%
APR

New Auto1

Drive your dream car today.

Used auto loan rates as low as 2.44% APR.

Learn More

Understanding Your Credit Score

What does your score mean, and how do lenders—and even landlords and employers—use it to determine their decision? Here’s how.

Keep Reading

How to Teach Your Children About Finances

Try these fun tips to help your little ones learn the importance of budgeting, saving and spending wisely.

Keep Reading

Four Financial Goals to Keep You Moving Forward

Many Arizonans are reevaluating their finances right now. Here are four new goals you can set for the remainder of 2020 to get back on track.

Keep Reading

Member Stories: Mike Spangenberg of State Forty Eight

Mike Spangenberg is a born-and-raised Arizonan. Growing up, he watched friends come and go, bringing loyalty to other states, sports teams and communities with them.

Keep Reading

Member Stories: Chris "Peach" Petrie of Money Peach

By cutting extraneous expenses, building a budget and working side jobs, Chris “Peach” Petrie & his wife Andrea paid off $52,000 in just seven months.

Keep Reading

Member Stories: Lady La of Mahalo Made

In 2017, Lady La had a vision of spreading gratitude throughout the Valley of the Sun with uniquely handcrafted shave ice. “Mahalo is an expression of gratitude,” says La.

Keep Reading

APR = Annual Percentage Rate

1 Conditions apply. Rates and Terms subject to change at any time.