• Buy or refi with new auto rates as low as 1.99% APR!

    Used auto rates as low as 2.19% APR. Plus, no payments for your first 90 days.

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  • Our branch lobbies are open to serve you!

    Appointments recommended, but not required.

    Request an Appointment

  • Onederful banking at your fingertips.

    Bank on the go with our mobile app when you become a OneAZ member.

    4.8/5 stars4.8 / 5

    (Over 8.3K Reviews)

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New Auto

APR as low as


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Used Auto

APR as low as


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Credit Cards

6-Month Introductory APR


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Home Equity Line of Credit (HELOC)

12-Month Introductory APR


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myOneAZcu mobile app with FaceID login

Banking in your pocket.

Mobile banking is available at your fingertips with our free myOneAZcu app. Data rates apply.

  • Deposit checks
  • Schedule payments
  • Transfer funds
Over 8.3K reviews
4.8/5 stars
Compatible with
Compatible with Apple Pay, Google Pay, Samsung Pay
  • Mortgages

    Make your dream home a reality when you finance it with a OneAZ home loan.

  • Checking

    Discover simple, secure banking solutions and access your money on the go with OneAZ checking.

  • Auto Refinance

    Refinance your auto loan with OneAZ for a better rate and a lower monthly payment.

Business Services

Full-Service Relationship Business Banking.

Over 7,000 local Arizona businesses bank with OneAZ Credit Union.

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Flagstaff Brewing Company Works with OneAZ to Serve Craft Brews

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Mountain Mojo Group Banks Local with OneAZ to Deliver Creative Marketing Solutions

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One Stop Nutrition Promotes Health with the Help of OneAZ

Auto rates as low as


New Auto1

Drive your dream car today.

Used auto loan rates as low as 2.19% APR.

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Understanding Your Credit Score

What does your score mean, and how do lenders—and even landlords and employers—use it to determine their decision? Here’s how.

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How to Teach Your Children About Finances

Try these fun tips to help your little ones learn the importance of budgeting, saving and spending wisely.

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Four Financial Goals to Keep You Moving Forward

Many Arizonans are reevaluating their finances right now. Here are four new goals you can set for the remainder of 2020 to get back on track.

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Member Stories: Mike Spangenberg of State Forty Eight

Mike Spangenberg is a born-and-raised Arizonan. Growing up, he watched friends come and go, bringing loyalty to other states, sports teams and communities with them.

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Member Stories: Chris "Peach" Petrie of Money Peach

By cutting extraneous expenses, building a budget and working side jobs, Chris “Peach” Petrie & his wife Andrea paid off $52,000 in just seven months.

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Member Stories: Lady La of Mahalo Made

In 2017, Lady La had a vision of spreading gratitude throughout the Valley of the Sun with uniquely handcrafted shave ice. “Mahalo is an expression of gratitude,” says La.

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APR = Annual Percentage Rate

1 Conditions apply. Rates and Terms subject to change at any time.