New Auto

1.70%

APR for 48 months

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Used Auto

1.90%

APR for 48 months

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Credit Cards

1.99%

6-Month Introductory APR

Get Started

Home Equity Line of Credit (HELOC)

2.70%

12-Month Introductory APR

Get Started

OneAZ Mobile Banking app - Card Controls
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay
  • Mortgages

    Make your dream home a reality when you finance it with a OneAZ home loan.

  • Checking

    Discover simple, secure banking solutions and access your money on the go with OneAZ checking.

  • Auto Refinance

    Refinance your auto loan with OneAZ for a better rate and a lower monthly payment.

Benefits Checking

Checking that benefits you.

Learn More

Benefits Checking

Free Means Free.

No hidden fees. Just free checking.

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Business Services

Full-Service Relationship Business Banking.

Over 10,000 local Arizona businesses bank with OneAZ Credit Union.

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Flagstaff Brewing Company Works with OneAZ to Serve Craft Brews

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Mountain Mojo Group Banks Local with OneAZ to Deliver Creative Marketing Solutions

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One Stop Nutrition Promotes Health with the Help of OneAZ

Auto rates as low as

1.70
%
APR

New Auto1

Drive your dream car today.

Used auto loan rates as low as 1.90% APR.2

Learn More

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Rates as of October 1, 2021.

APR = Annual Percentage Rate

Conditions apply. Rates and Terms subject to change at any time.

1 For 2020 and 2021 vehicles. Term of up to 48 months; with an APR of 1.70% and estimated monthly payment of $21.56 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 1.90% and estimated monthly payment of $17.48 per $1,000 borrowed. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account.

2 For 2019 – 2017 vehicles. Term of up to 48 months; with an APR of 1.90% and estimated monthly payment of $21.66 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 2.10% and estimated monthly payment of $17.58 per $1,000.00 borrowed. Taxes and fees are not included. The rate may vary depending on each individual’s credit history and underwriting factors. Rates include a 0.25% discount for having a Benefits Checking account.