OneAZ Credit Union

  • Save 0.25% on a home loan.1

    Bank with OneAZ and earn a discount on your new home loan!

    Get pre-qualified today

  • You and OneAZ. A perfect match.

    We’ll match you with the low rates and personalized, friendly service you deserve.

    Learn more

  • Buy or Refi. Drive away with a rate as low as 2.79% APR today!

    2.79% APR – New Auto for 48 months2

    2.99% APR – Used Auto for 48 months3

    Learn more

  • Unlock the equity in your home!

    6-month 1.99% introductory APR – Home Equity Line of Credit

    Learn more
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Apply to be a Board Candidate Applications open now through July 29th, 2022 at 5pm

An informational meeting will be held on July 12, 2022, at 3:00 PM at OneAZ Headquarters. RSVP is required.

To apply or to RSVP for the informational meeting, please contact Brian Johnson at 602.467.4124 or BJohnson@OneAZcu.com.

Open an Account Open an Account

Apply for a Loan Apply for a Loan

Schedule an Appointment Schedule Appointment

Visit a Branch Visit a Branch

New Auto

2.79%

APR for 48 months

Get Started

Used Auto

2.99%

APR for 48 months

Get Started

Credit Cards

1.99%

6-Month Introductory APR

Get Started

Home Equity Line of Credit (HELOC)

1.99%

6-Month Introductory APR

Get Started

OneAZ Mobile Banking app - Card Controls
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Download on the App Store Get it on Google Play
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

  • Mortgages

    Make your dream home a reality when you finance it with a OneAZ home loan.

    Learn More

  • Checking

    Discover simple, secure banking solutions and access your money on the go with OneAZ checking.

    Learn More

  • Auto Refinance

    Refinance your auto loan with OneAZ for a better rate and a lower monthly payment.

    Learn More

  • Meet your homebuying dream team with OneAZ’s mortgage experts.

     

  • A daily spending account that goes above and beyond.

     

  • Don’t let your monthly payment get in the way of enjoying your ride.

     

Benefits Checking

Checking that benefits you.

Learn More

Benefits Checking

Free Means Free.

No hidden fees.

Just free checking.

Learn More

Start at One

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances. Explore trending topics and tips for a healthy financial future.

See More Articles

How Does a Credit Score Really Work?

Your credit score is a representation of your behavior with borrowing money and is used by potential lenders to determine your level of risk before they lend you money.

Keep Reading

How to Teach Your Children About Finances

Try these fun tips to help your little ones learn the importance of budgeting, saving and spending wisely.

Keep Reading

Four Financial Goals to Keep You Moving Forward

Many Arizonans are reevaluating their finances right now. Here are four new goals you can set for the remainder of 2020 to get back on track.

Keep Reading

7 Questions to Ask Your Mortgage Lender

Before you sit down with your mortgage lender, make sure you ask these 7 questions so you have a full and better understanding of how a mortgage works and what you can expect.

Keep Reading

Money Management for Arizona College Students

OneAZ is here to give you the run-down of what you need to know to manage your funds so you can focus more on studying than on worrying about expenses.

Keep Reading

What is the Difference Between a Credit Union and Bank?

Banks are for-profit, which means banks are either privately owned or publicly traded. Credit unions are not-for-profit institutions and are owned by the members of the credit union.

Keep Reading

Calculator Resources

Mortgage

Home Loan
Calculator

Home Loan Calculator

Auto

Auto
Calculator

Auto Calculator

Savings

Budgeting
Calculator

Budgeting Worksheet

Business Services

Full-Service Relationship Business Banking.

Over 10,000 local Arizona businesses bank with OneAZ Credit Union.

Learn More

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Business Member Testimonial: Mahalo Made

medium-sized business icon

Business Member Testimonial: Johanna Klomann CPA PLLC

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Business Member Testimonial: State Forty Eight

Auto rates as low as

2.79
%
APR

New Auto2

Drive your dream car today.

Used auto loan rates as low as 2.99% APR.3

Learn More

I Am You 360 in Tucson

Desiree Cook of I Am You 360 works to give homeless and at-risk youth in Tucson the basic sense of security and dignity we all deserve.

Keep Reading

High Country Humane

For many people, dogs and cats are more than just pets, they’re part of the family. High Country Humane is making sure veterans in Northern Arizona get veterinary care for their furry family members by providing low cost or free treatment to former servicemembers.

Keep Reading

Gen Justice

Gen Justice in Phoenix is helping Arizona’s most vulnerable children. Since 2017, Gen Justice has been advocating for the rights of children in the foster care system. Their efforts have led to monumental changes in the system.

Keep Reading
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Rates as of July 1, 2022.

APR = Annual Percentage Rate

1 Conditions apply. Rates and terms subject to change at any time. Promotional interest rate is available on purchase loans only.

In order to qualify for the 0.25% discount, you will need to agree to the following: open OneAZ Checking account, establish a monthly $1,000 direct deposit, and set up Auto Pay for the new loan.

Offer does not apply to FHA, VA, or USDA mortgages.

2 For 2021 and 2022 vehicles. Term of up to 48 months; with an APR of 2.79% and estimated monthly payment of $22.04 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 2.99% and estimated monthly payment of $17.96 per $1,000 borrowed. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account.

3 For 2020 – 2018 vehicles. Term of up to 48 months; with an APR of 2.99% and estimated monthly payment of $22.13 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 3.19% and estimated monthly payment of $18.05 per $1,000.00 borrowed. Taxes and fees are not included. The rate may vary depending on each individual’s credit history and underwriting factors. Rates include a 0.25% discount for having a Benefits Checking account.

OneAZ's mission

We exist to truly improve the lives of our members, our associates and the communities we serve.

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