A car loan to meet your budget.
New Auto - rates as low as 2.99% APR for 48 or 60 months1
No payment for the first 90 days of your loan2
Skip up to two payments for the life of the loan3
Additional auto loan benefits include:
- Used Auto - rates as low as 3.24% APR for 48 or 60-month terms4
- Pay online from a OneAZ account
- Free CARFAX report upon request with application submission
- Click here to see more terms
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APR = Annual Percentage Rate. Effective March 1, 2020.
1 For 2019 and newer vehicles that have never been titled. Term of up to 48 months; with an APR of 2.99%, and estimated monthly payment of $22.16 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 2.99%, and estimated monthly payment of $17.97 per $1,000 borrowed. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate.
2 90 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal.
3 To qualify for the skip payment privilege, you must make nine (9) months of consecutive loan payments before you can request your first skip payment. After you have made at least one (1) payment following your first skip payment, you can request a second skip payment at any time during the remaining life of the loan. Any delinquent activity disqualifies eligibility to skip a payment. Skipping a payment will extend your loan by one (1) month and finance charges will accrue on the unpaid principal. Your regular payments will resume in the month following the skipped payment. All other terms and conditions of the loan will remain the same. There is a $30.00 processing fee for this request and this fee is considered an interest charge, which will be added to your loan. Fee amount is subject to change. Skip payment requests are subject to credit qualifications and approval.
4 For any vehicles that have been previously titled. Term of up to 48 months; with an APR of 3.24%, and estimated monthly payment of $22.28 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 3.24%, and estimated monthly payment of $18.08 per $1,000.00 borrowed. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate.