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1 APR  = Annual Percentage Rate. All loans subject to credit approval.  Rate is based on credit worthiness and your rate may differ. Rate may be up to 18.00%. This offer does not apply to refinancing an existing OneAZ Credit Union loan. Direct auto loans only with a minimum finance amount of $15,000. 2012 and newer vehicles are eligible. Loan payment example: on a $15,000 loan at an APR of 1.90%, 90 day no payment,  you would make 60 payments of $263.08. Loan payment example: on a $15,000 loan at an APR of 2.75%, 90 day no payment, you would make 72 payments of $227.25. Loan must be submitted and approved from 05/31/16 – 08/15/16 and fund by 09/29/16. Loan qualifies for Premier Member Perks if part of package. Visit for the Premier Member Perks Terms and Conditions. Additional Rate Discounts not eligible with promotion.