A car loan to meet your budget.
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New Auto - rates as low as 4.99% APR1 for 48 months
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New Auto - rates as low as 5.19% APR1 for 60 months
No payment for the first 90 days2 of your loan
- Used Auto - rates as low as 5.19% APR3
- Rates displayed include a 0.25% discount for having a Benefits Checking account
- Pay online from any bank
- Free CARFAX report upon request with application submission
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At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.
How to Finance a Used Car: 6 Steps Everyone Should Know Before They Buy
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APR = Annual Percentage Rate.
Rates as of March 15, 2023.
1 APR = Annual Percentage Rate. For 2022 and newer vehicles. Term of up to 48 months; with an APR of 4.99% and estimated monthly payment of $23.03 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 5.19% and estimated monthly payment of $18.96 per $1,000 borrowed. Auto loans of $75,000 to $99,999.99, are subject to a rate increase of .50%; Auto loans $100,000.00-$150,000 are restricted to 75% loan to value (LTV) and subject to a rate increase of 1.00%. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history, collateral, and underwriting factors. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account.
2 90 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. This offer does not apply to refinancing existing OneAZ loans.
3 APR = Annual Percentage Rate. For 2021 and older vehicles. Term of up to 48 months; with an APR of 5.19% and estimated monthly payment of $23.12 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 5.39% and estimated monthly payment of $19.06 per $1,000.00 borrowed. Auto loans of $75,000 to $99,999.99, are subject to a rate increase of .50%; Auto loans $100,000.00-$150,000 are restricted to 75% loan to value (LTV) and subject to a rate increase of 1.00%. Taxes and fees are not included. The rate may vary depending on each individual’s credit history, collateral, and underwriting factors.Rates include a 0.25% discount for having a Benefits Checking account.
