A car loan to meet your budget. 

Benefit from:
  • Used auto loan rates as low as 2.99% APR For 60 months2
  • Low rates for terms up to 100 months
  • Skip up to two payments for the life of the loan3
  • Pay online from a OneAZ account
  • 0.25% discount when you set up automatic payment deduction from a OneAZ checking account4

Apply Now

Auto Loan Calculator

Estimate your auto loan monthly payment.

This offer is subject to credit qualification, including verification of income, employment status, current debt obligations and other factors indicating your ability to repay the loan offered. Additional documentation will be required. Rates as of July 1, 2018 and subject to change without notice. Click here for membership eligibility.

1 For 2017 and newer vehicles that have never been titled. APR = Annual Percentage Rate. Auto loan APR may range from 2.49% to 18.00% based on credit qualifications, term of loan, and payment options. Loans through dealers do not qualify for promotional rate. Rate includes a 0.25% discount with automatic payment deduction from a OneAZ checking account; rates will be 0.25% higher on loans that do not meet this requirement. 

2 For any vehicles that have been previously titled. APR = Annual Percentage Rate. Auto loan APR may range from 2.99% to 18.00% based on credit qualifications, term of loan, and payment options. Loans through dealers do not qualify for promotional rate. Rate includes a 0.25% discount with automatic payment deduction from a OneAZ checking account; rates will be 0.25% higher on loans that do not meet this requirement.  

3 To qualify for the skip payment privilege, you must make nine (9) months of consecutive loan payments before you can request your first skip payment. After you have made at least one (1) payment following your first skip payment, you can request a second skip payment at any time during the remaining life of the loan. Any delinquent activity disqualifies eligibility to skip a payment. Skipping a payment will extend your loan by one (1) month and finance charges will accrue on the unpaid principal. Your regular payments will resume in the month following the skipped payment. All other terms and conditions of the loan will remain the same. There is a $30.00 processing fee for this request and this fee is considered an interest charge, which will be added to your loan. Fee amount is subject to change. Skip payment requests are subject to credit qualifications and approval

Rates will be 0.25% higher on loans that do not meet this requirement.