A car loan to meet your budget.
-
New Auto - rates as low as
5.19% APR1
for 48 months
-
New Auto - rates as low as
5.39% APR1
for 60 months
-
No payment for the first
90 days2
of your loan
- Used Auto - rates as low as 5.39% APR3
- Rates displayed include a 0.25% discount for having a Benefits Checking account
- Pay online from any bank
- Free CARFAX report upon request with application submission
- Click here to see more terms
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Rates as of December 1, 2024.
1 APR = Annual Percentage Rate. New Auto Loans are 2024 and newer vehicles, in which the equitable or legal title has not been transferred to an ultimate purchaser. Term of up to 48 months; with an APR of 5.19% and estimated monthly payment of $23.12 per $1,000.00 borrowed. Other finance options available. Taxes and fees are not included. The rate may vary depending on each individuals’ credit qualifications, loan term and collateral. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Visit our Checking page for more information. Membership qualifications apply. For membership eligibility, visit our Membership page.
1 90 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. This offer does not apply to refinancing existing OneAZ loans, Credit Flex, or Indirect loans.
1 APR = Annual Percentage Rate. Used vehicles must be 15 years old or less to qualify for a loan. Term of up to 48 months; with an APR of 5.39% and estimated monthly payment of $23.21 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 5.59% and estimated monthly payment of $19.15 per $1,000.00 borrowed. Other finance options available. Taxes and fees are not included. The rate may vary depending on each individuals’ credit qualifications, loan term and collateral. Other terms and conditions may apply. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Visit our Checking page for more information. Membership qualifications apply. For membership eligibility, visit our Membership page.