A car loan to meet your budget. 

Benefit from:
  • New Auto - rates as low as 3.59% ARR for 60 months1 

  • Used Auto - rates as low 3.84% APR for 60 months2 

  • Skip up to two payments for the life of the loan3

  • Pay online from a OneAZ account



Submit your application today!

New to OneAZ?

You can submit your auto loan application and become a member at the same time.

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Existing Members

Existing members can submit a loan application by clicking the link below.

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Auto Loan Calculator

Estimate your auto loan monthly payment.

APR = Annual Percentage Rate. Rates as of May 1, 2019.

1 For 2018 and newer vehicles that have never been titled. Auto loan APR may range from 3.59% to 18.00% based on credit qualifications, term of loan, and payment options. Loans through dealers do not qualify for promotional rate.

2 For any vehicles that have been previously titled. Auto loan APR may range from 3.84% to 18.00% based on credit qualifications, term of loan, and payment options. Loans through dealers do not qualify for promotional rate. 

3 To qualify for the skip payment privilege, you must make nine (9) months of consecutive loan payments before you can request your first skip payment. After you have made at least one (1) payment following your first skip payment, you can request a second skip payment at any time during the remaining life of the loan. Any delinquent activity disqualifies eligibility to skip a payment. Skipping a payment will extend your loan by one (1) month and finance charges will accrue on the unpaid principal. Your regular payments will resume in the month following the skipped payment. All other terms and conditions of the loan will remain the same. There is a $30.00 processing fee for this request and this fee is considered an interest charge, which will be added to your loan. Fee amount is subject to change. Skip payment requests are subject to credit qualifications and approval