A car loan to meet your budget.
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New Auto - rates as low as 5.24% APR1 for 48 months
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New Auto - rates as low as 5.44% APR1 for 60 months
No payment for the first 90 days2 of your loan
- Used Auto - rates as low as 5.44% APR3
- Rates displayed include a 0.25% discount for having a Benefits Checking account
- Pay online from any bank
- Free CARFAX report upon request with application submission
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Auto Loan Resources
Auto Resources Guide
At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.
How to Finance a Used Car: 6 Steps Everyone Should Know Before They Buy
Follow these six steps to make sure you get the lowest rates, best terms, and best customer service when financing your next used car purchase.
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Budgeting for a car means putting a plan in place and considering all the factors so you buy or lease something you will love and fits your budget.
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When you refinance your car loan, you pay off your old loan with a fresh loan from a new lender. Here are 5 ways to save with an auto loan refinance!
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APR = Annual Percentage Rate.
Rates as of May 12, 2023.
1 APR = Annual Percentage Rate. New Auto Loans are 2022 and newer vehicles, new is any vehicle for which the equitable or legal title has not been transferred to an ultimate purchaser; term of up to 48 months; with an APR of 5.24% and estimated monthly payment of $23.14 per $1,000.00 borrowed. Other finance options available. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history, collateral, and underwriting factors. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account.
2 90 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. This offer does not apply to refinancing existing OneAZ loans.
3 APR = Annual Percentage Rate. For 2021 and older vehicles. Term of up to 48 months; with an APR of 5.44% and estimated monthly payment of $23.23 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 5.64% and estimated monthly payment of $19.17 per $1,000.00 borrowed. Auto loans of $75,000 to $99,999.99, are subject to a rate increase of .50%; Auto loans $100,000.00-$150,000 are restricted to 75% loan to value (LTV) and subject to a rate increase of 1.00%. Taxes and fees are not included. The rate may vary depending on each individual’s credit history, collateral, and underwriting factors.Rates include a 0.25% discount for having a Benefits Checking account.
