Finance Your Home
Ready to get started? Select your preferred loan type below to learn more and apply today!
Home sweet home loan.
The process of finding and financing a new home can be tricky for even the most seasoned homebuyers. OneAZ’s mortgage team will be by your side through the whole process to answer questions and give advice. Plus, you’re not dealing with underwriters at an out-of-state bank. Our entire team lives and works in Arizona, which means your file stays local from application to closing!
Discover Arizona’s hottest mortgage rates.
Save
0.25
%
on your mortgage!1
Purchase a home with OneAZ’s hot rates on conventional, jumbo and more.
For a limited time, save 0.25%1 on your interest rate.
1 Conditions apply. Rates and terms subject to change at any time. Promotional interest rate is available on purchase loans only.
In order to qualify for the 0.25% discount, you will need to agree to the following: open OneAZ Checking account, establish a monthly $1,000 direct deposit, and set up Auto Pay for the new loan.
Offer does not apply to FHA, VA, or USDA mortgages.
Conventional Mortgage
OneAZ Credit Union provides access to conventional financing without sending your loan to an investor who may impose additional restrictions
Jumbo Mortgage
Whether you are looking for a fixed or adjustable rate mortgage, our jumbo program is designed to accommodate loan sizes exceeding $647,200.
Additional Loans
At OneAZ we understand that when buying a home, one size does not fit all. Learn more about OneAZ Credit Union's additional home loan offerings.
We're here for you 24/7.
Whether you have questions or are ready to apply, our mortgage loan officers are available 24/7.
OneAZ mortgages by the numbers.
1,694
Home loans closed in 2021
16
Mortgage Loan Officers serving Arizona
Meet Our Team
Apply for a mortgage loan today!
Learn more about mortgage loans.
What Are My Mortgage Options?
If you’re ready for the homebuying process, start familiarizing yourself with the basics of home loans so you can choose the right mortgage for you!
Keep ReadingWhy Should I Get Prequalified for a Home Loan?
Learn what prequalification means and why it’s the best first step in purchasing a home.
Keep ReadingPurchase the Home of Your Dreams with 5 Easy Tips
So you’re ready to purchase your first home—where do you start? Getting into the home of your dreams begins by following a few simple tips!
Keep ReadingSee why local Arizona realtors trust OneAZ with their clients.
Data rates apply.
Now your bank is as mobile as you are.
- Set Travel Notices
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- Seamless on All Devices
- Alerts
- Check Ordering
Compatible with:

All loans are subject to credit approval and program eligibility. Click here for the Nationwide Mortgage Licensing System Associate List.