Introducing the MOREgage.TM

A new mortgage solution that offers more - more personal attention and more flexible options. Basically, more for your money. Find the MOREgage that's right for you right here.

For a limited time, you save up to $1000 off closing costs1 when working with OneAZ for your home buying needs.

Conventional Mortgage

OneAZ Credit Union provides access to conventional financing without sending your loan to an investor who may impose additional restrictions.  

Learn More

One-Time Close Construction

Our dedicated certified construction loan officers and a specialized construction processing team provide a seamless process from start to finish.

Learn More

Jumbo Mortgage

Whether you are looking for a fixed or adjustable rate mortgage, our jumbo program is designed to accommodate loan sizes exceeding $424,100.

Learn More

Additional Loans

At OneAZ we understand that when buying a home, one size does not fit all. Learn more about OneAZ Credit Union's additional home loan offerings. 

Learn More

30 Day Home Loans2

That’s all we need to close your loan, but you’ll need to find a friend with a truck.

Learn More

Need more information?

Contact one of our mortgage loan officers to find out which loan would be best for you!

Email a Mortgage Loan Officer

This form is to be used for general information requests only. Do not provide any personal or private information in the message.

Call Now

Speak with an experienced mortgage loan officer (Mon - Fri, 8 a.m. - 6 p.m.).


Find a Branch

Find loans at one of our local branches today.


Contact an Expert

Meet the mortgage loan officers that will assist you every step of the way.

Meet Our Team


Calculate your mortgage rate here.

Today's Rates

Ready to Apply?

Take advantage of today’s low rates.

Get Started

All loans are subject to credit approval and program eligibility. Click here for the  Nationwide Mortgage Licensing System Associate List 

1 Offer does not apply to existing OneAZ Credit Union Loans, Jumbo 30 Year Fixed, FHA, VA or USDA mortgages. Apply and submit application by Decebmer 29, 2017 to be eligible for discounts. Reduced closings costs up to $1,000 on loan amounts $250,000+. Up to $500 off closing costs available based on loan amounts below $250,000 and for non-OneAZ CU refinanced mortgages. Other terms and conditions apply for investment properties. OneAZ CU Premium checking account with monthly payroll, pension/social security direct deposit and automatic payment deduction required for discount.

2 Not eligible on FHA, VA, USDA mortgages or refinances. Cannot guarantee 30 day close when third party external impeding factors are present, and borrowers did not agree to receive disclosures electronically. Visit for more details.