Introducing the MOREgage.TM

A new mortgage solution that offers more - more personal attention and more flexible options. Basically, more for your money. Find the MOREgage that's right for you right here.

For a limited time, you save up to $1000 off closing costs1 when working with OneAZ for your home buying needs.

Conventional Mortgage

OneAZ Credit Union provides access to conventional financing without sending your loan to an investor who may impose additional restrictions.  

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One-Time Close Construction

Our dedicated certified construction loan officers and a specialized construction processing team provide a seamless process from start to finish.

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Jumbo Mortgage

Whether you are looking for a fixed or adjustable rate mortgage, our jumbo program is designed to accommodate loan sizes exceeding $424,100.

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Additional Loans

At OneAZ we understand that when buying a home, one size does not fit all. Learn more about OneAZ Credit Union's additional home loan offerings. 

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30 Day Home Loans2

That’s all we need to close your loan, but you’ll need to find a friend with a truck.

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Home Rewards

Get paired with an experienced real estate agent and get an up to 25% rebate - all in one3.

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Need more information?

Contact one of our mortgage loan officers to find out which loan would be best for you!

Email a Mortgage Loan Officer

This form is to be used for general information requests only. Do not provide any personal or private information in the message.

Call Now

Speak with an experienced mortgage loan officer (Mon - Fri, 8 a.m. - 6 p.m.).

855.505.4663

Find a Branch

Find loans at one of our local branches today.

Locations

Contact an Expert

Meet the mortgage loan officers that will assist you every step of the way.

Meet Our Team

Rates

Calculate your mortgage rate here.

Today's Rates

Ready to Apply?

Take advantage of today’s low rates.

Get Started

All loans are subject to credit approval and program eligibility. Click here for the  Nationwide Mortgage Licensing System Associate List 

1 Offer does not apply to existing OneAZ Credit Union Loans, Jumbo 30 Year Fixed, FHA, VA or USDA mortgages. Apply and submit application by December 29, 2017 to be eligible for discounts. FNMA Fixed, 3/1, 5/1 ARM’s & 15 Year Jumbo Fixed Portfolio Products. 0.25% Off Closing Costs up to $1,000 for Purchase Transactions. 0.25% Off Closing Costs up to $500 for Refinance Transactions. Other terms and conditions apply for investment properties. OneAZ CU Premium checking account with monthly payroll, pension/social security direct deposit and automatic payment deduction required for discount.

2 Not eligible on FHA, VA, USDA mortgages or refinances. Cannot guarantee 30 day close when third party external impeding factors are present, and borrowers did not agree to receive disclosures electronically. Visit OneAZcu.com/30dayclose for more details.

The HomeSmart program is made available to you through a relationship between OneAZ Credit Union and Home Rewards Group, Inc. Program Cash Rewards are awarded by Home Rewards Group, Inc. to buyers and sellers who select and use a real estate agent in the HomeSmart network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using OneAZ Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. OneAZ Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please contact the Credit Union to get details that may affect you.