OneAZ Credit Union

Security Alert – We have received reports of members receiving text messages and phone calls from someone claiming to be from “OneAZ Fraud Department” asking for their debit card number and expiration date. This is a phishing attempt and a security threat. If you received this text, please delete it. If you responded to the text or call and provided account information, please call the phone number on the back of your debit card, and closely monitor your transactions. Reminder – OneAZ will NEVER call or text you to request your debit card number, expiration date, or other account or personal information.

Finance Your Home

Ready to get started? Select your preferred loan type below to learn more and apply today!

Home sweet home loan.

The process of finding and financing a new home can be tricky for even the most seasoned homebuyers. OneAZ’s mortgage team will be by your side through the whole process to answer questions and give advice. Plus, you’re not dealing with underwriters at an out-of-state bank. Our entire team lives and works in Arizona, which means your file stays local from application to closing!

Today’s Rates

Check out OneAZ’s latest rates for home loans and more.

View Rates

Discover Arizona’s hottest mortgage rates.




on your mortgage!1

Purchase a home with OneAZ’s hot rates on conventional, jumbo and more.
For a limited time, save 0.25%1 on your interest rate.
1 Conditions apply. Rates and terms subject to change at any time. Promotional interest rate is available on purchase and refinance loans.
In order to qualify for the 0.25% discount, you will need to agree to the following: open OneAZ Checking account, establish a monthly $1,000 direct deposit, and set up Auto Pay for the new loan.
Offer does not apply to FHA, VA, or USDA mortgages. 

Conventional Mortgage

OneAZ Credit Union provides access to conventional financing without sending your loan to an investor who may impose additional restrictions

Learn More

Jumbo Mortgage

Whether you are looking for a fixed or adjustable rate mortgage, our jumbo program is designed to accommodate loan sizes exceeding $647,200.

Learn More

Additional Loans

At OneAZ we understand that when buying a home, one size does not fit all. Learn more about OneAZ Credit Union's additional home loan offerings.

Learn More

We're here for you 24/7.

Whether you have questions or are ready to apply, our mortgage loan officers are available 24/7.

Call 855.505.4663

OneAZ mortgages by the numbers.


Home loans closed in 2021


Mortgage Loan Officers serving Arizona
Meet Our Team


Our mortgage team is standing by to help you achieve your financial goals.

Apply for a mortgage loan today!



Our mortgage team is standing by to find the loan solution for your needs.

Apply Now

Call our Virtual Team


Speak with an experienced mortgage loan officer 24/7.


Find a Branch


Locate a nearby branch and connect with a loan officer.

Find a Branch



Schedule an appointment with a mortgage loan officer.


See what OneAZ members are saying about our mortgages!

OneAZ Credit Union is not responsible for the content on the ReviewTrackers and Facebook websites.

Learn more about mortgage loans.

What Are My Mortgage Options?

If you’re ready for the homebuying process, start familiarizing yourself with the basics of home loans so you can choose the right mortgage for you!

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Why Should I Get Prequalified for a Home Loan?

Learn what prequalification means and why it’s the best first step in purchasing a home.

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Purchase the Home of Your Dreams with 5 Easy Tips

So you’re ready to purchase your first home—where do you start? Getting into the home of your dreams begins by following a few simple tips!

Keep Reading

See why local Arizona realtors trust OneAZ with their clients.

OneAZ Mobile Banking app - Spending Analysis
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

All loans are subject to credit approval and program eligibility. Click here for the Nationwide Mortgage Licensing System Associate List.

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