Home sweet home loan.
The process of finding and financing a new home can be tricky for even the most seasoned homebuyers. OneAZ’s mortgage team will be by your side through the whole process to answer questions and give advice. Plus, you’re not dealing with underwriters at an out-of-state bank. Our entire team lives and works in Arizona, which means your file stays local from application to closing!
Finance Your Home
Ready to get started? Select your preferred loan type below to learn more and apply today!
Conventional Mortgage
OneAZ Credit Union provides access to conventional financing without sending your loan to an investor who may impose additional restrictions
Jumbo Mortgage
Whether you are looking for a fixed or adjustable rate mortgage, our jumbo program is designed to accommodate loan sizes exceeding $548,250.
Additional Loans
At OneAZ we understand that when buying a home, one size does not fit all. Learn more about OneAZ Credit Union's additional home loan offerings.
OneAZ mortgages by the numbers.
1,952
Home loans closed in 2020
19
Mortgage Loan Officers serving Arizona
Contact our eTeam
Speak with an experienced mortgage loan officer Monday – Friday, 8 a.m. – 6 p.m.
Discover Arizona’s hottest mortgage rates.
Save
0.25
%
APR1
on your mortgage!
Purchase a home with OneAZ’s hot rates on conventional, jumbo and more.
For a limited time, save 0.25% APR1 on your interest rate.
1 APR = Annual Percentage Rate. Conditions apply. Rates and terms subject to change at any time. Promotional interest rate is available on purchase loans only.
In order to qualify for the 0.25% discount, you will need to agree to the following: open OneAZ Checking account, establish a monthly $1,000 direct deposit, and set up Auto Pay for the new loan.
Offer does not apply to FHA, VA, or USDA mortgages.
What Are My Mortgage Options?
If you’re ready for the homebuying process, start familiarizing yourself with the basics of home loans so you can choose the right mortgage for you!
Keep ReadingWhy Should I Get Prequalified for a Home Loan?
Learn what prequalification means and why it’s the best first step in purchasing a home.
Keep ReadingPurchase the Home of Your Dreams with 5 Easy Tips
So you’re ready to purchase your first home—where do you start? Getting into the home of your dreams begins by following a few simple tips!
Keep ReadingSee why local Arizona realtors trust OneAZ with their clients.
Banking in your pocket.
Mobile banking is available at your fingertips with our free myOneAZcu app. Data rates apply.
- Deposit checks
- Schedule payments
- Transfer funds
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1 APR = Annual Percentage Rate. Conditions apply. Rates and terms subject to change at any time. In order to qualify, you will need to agree to the following: Open a OneAZ Checking account, establish a monthly $1,000 direct deposit, and set up Auto Pay for the new loan.
Conventional Mortgage
OneAZ Credit Union provides access to conventional financing without sending your loan to an investor who may impose additional restrictions.
Jumbo Mortgage
Whether you are looking for a fixed or adjustable rate mortgage, our jumbo program is designed to accommodate loan sizes exceeding $510,400.
Additional Loans
At OneAZ we understand that when buying a home, one size does not fit all. Learn more about OneAZ Credit Union's additional home loan offerings.
30 Day Home Loans1
That’s all we need to close your loan, but you’ll need to find a friend with a truck.
One-Time Close Construction
Our dedicated certified construction loan officers and a specialized construction processing team provide a seamless process from start to finish.
Home Rewards
Get paired with an experienced real estate agent and get an up to 25% rebate - all in one2.
Call Now
Speak with an experienced mortgage loan officer (Mon - Fri, 8 a.m. - 6 p.m.).
Find a Branch
Find loans at one of our local branches today.
Contact an Expert
Meet the mortgage loan officers that will assist you every step of the way.
Rates
Calculate your mortgage rate here.
Ready to Apply?
“As longtime OneAZ members, we have found our home when it comes to banking. OneAZ Credit Union knows us, they know our kids, and they are a part of our community.
See what other members have to say about OneAZ. See Testimonials
All loans are subject to credit approval and program eligibility. Click here for the Nationwide Mortgage Licensing System Associate List
OneAZ Mortgage in Numbers
19
Mortgage Loan Officers serving Arizona
1,952
Home loans closed in 2020
