Whether you are looking for a fixed or adjustable rate mortgage, our jumbo program is designed to accommodate loan sizes exceeding $484,350.
- Get a cash rebate of up to 25% when you buy and/or sell a home with OneAZ Credit Union Home Rewards1
- Get up to 95% financing up to $850,000,
90% financing up to $1,500,000, and up to
85% Financing on $2,000,000 on your primary residence
- Close on your home loan in as little as 30 days2
- Both purchases and refinances qualify
- Competitive rates and pricing
- Get up to 90% financing up to $850,000 on second homes
- Discount on origination fee for all ARM loans of $800,000 or more
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All loans are subject to credit approval and program eligibility. Click here for the Nationwide Mortgage Licensing System Associate List.
1 The HomeSmart program is made available to you through a relationship between OneAZ Credit Union and Home Rewards Group, Inc. Program Cash Rewards are awarded by Home Rewards Group, Inc. to buyers and sellers who select and use a real estate agent in the HomeSmart network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using OneAZ Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. OneAZ Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please contact the Credit Union to get details that may affect you.
2 Not eligible on FHA, VA, USDA mortgages or refinances. Cannot guarantee 30 day close when third party external impeding factors are present, and borrowers did not agree to receive disclosures electronically. Visit OneAZcu.com/30dayclose for more details.