We are not accepting Home Equity Line of Credit applications at this time.
Home Equity Line of Credit (HELOC) applications are suspended until further notice.
We’re taking this step to protect you and the credit union in the face of economic uncertainty caused by the COVID-19 pandemic.
If you have already applied for a HELOC, your application will be processed and reviewed as normal. We will contact you directly with a decision or questions. If you already have a HELOC with OneAZ, you may continue to access your funds in Online Banking or the myOneAZcu mobile banking app.
Looking to lower your monthly mortgage payment or unlock your home’s equity? Consider refinancing your mortgage with OneAZ.
We’re super handy. (With financing, at least.)
Lock in Rates as Low as 4.50% APR*
Life happens. Use your home's equity to ensure you are prepared for all of life’s moments. We make the application process fast and easy. Put your home’s equity to work with an affordable HELOC or home equity loan.
Your loan can help you:
- Consolidate Debt
- Remodel your home
- Pay for unexpected expenses
Apply by Phone
Call our eTeam and get set up!
Debt Consolidation Calculator
Should you consolidate your debt with a home equity loan?
Rates as of August 1, 2020. APR = Annual Percentage Rate. APR may range from 4.50% APR to 5.50% APR. Interest Rate is variable and based on the Prime Rate, as reported by the Wall Street Journal, plus an applicable margin. The margin is based on applicant’s Credit Score, Loan to Value, and Loan Amount. There is a Floor Rate of 4.50% and a cap of 18.00%. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.