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1

Arizona
Checking

The Arizona Checking account provides convenience with 24/7 access to Online Banking and Text Alerts that allow you to get account information on-the-go.

Perks
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest Pays interest on daily balances of $1,000 or more
Monthly Service Fee $7*
*You can avoid monthly service fees if you have:
  • One or more direct deposit transaction(s) each month
  • OR ten or more debit card purchases a month
  • OR minimum $2,000 aggregate average daily balance in checking, savings and/or money market deposits
  • OR minimum $10,000 aggregate month-end loan balances
  • OR Enhanced Level membership***
Minimum Balance to open an account $20
2

Premium
Checking

Consider this Premium Checking account if you want to earn competitive rates on balances of $1,000 or more.

Perks
  • Earn higher dividends on large balances
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest Pays tiered variable rates on daily balances of $1,000 or more*
Monthly Service Fee $12*
*You can avoid monthly service fees if you have:
  • Average daily checking account balance of $5,000 or more
  • OR minimum $15,000 aggregate average daily balance in checking, savings and/or money market deposits
  • OR minimum $20,000 aggregate month-end loan balances
  • OR Enhanced Level membership***
Minimum Balance to open an account $20
3

Student
Checking

This Student Checking account is a great option for students who are starting or are in the middle of their first five years of post-high school education.

Perks
  • No maintenance fees for first five years of account opening
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest N/A
Monthly Service Fee $6*
*You can avoid monthly service fees if you have:
  • First five years of account opening
  • OR one or more direct deposit transactions each month ($100+ per transaction)
  • OR Enhanced Level membership***
Minimum Balance to open an account $20
  Arizona Checking Premium Checking Student Checking
Perks
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
  • Earn higher dividends on large balances
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
  • No maintenance fees for first five years of account opening
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest Pays interest on daily balances of $1,000 or more Pays tiered variable rates on daily balances of $1,000 or more* N/A
Monthly Service Fee $7*
*You can avoid monthly service fees if you have:
  • One or more direct deposit transaction(s) each month
  • OR ten or more debit card purchases a month
  • OR minimum $2,000 aggregate average daily balance in checking, savings and/or money market deposits
  • OR minimum $10,000 aggregate month-end loan balances
  • OR Enhanced Level membership***
$12*
*You can avoid monthly service fees if you have:
  • Average daily checking account balance of $5,000 or more
  • OR minimum $15,000 aggregate average daily balance in checking, savings and/or money market deposits
  • OR minimum $20,000 aggregate month-end loan balances
  • OR Enhanced Level membership***
$6*
*You can avoid monthly service fees if you have:
  • First five years of account opening
  • OR one or more direct deposit transactions each month ($100+ per transaction)
  • OR Enhanced Level membership***
Minimum Balance to open an account $20 $20 $20

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1 Subject to an inactivity fee

2 See Schedule of Fees for current details.

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