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At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances. Explore trending topics and tips for a healthy financial future.
Your credit score is a representation of your behavior with borrowing money and is used by potential lenders to determine your level of risk before they lend you money.
Keep ReadingTry these fun tips to help your little ones learn the importance of budgeting, saving and spending wisely.
Keep ReadingMany Arizonans are reevaluating their finances right now. Here are four new goals you can set for the remainder of 2020 to get back on track.
Keep ReadingBefore you sit down with your mortgage lender, make sure you ask these 7 questions so you have a full and better understanding of how a mortgage works and what you can expect.
Keep ReadingOneAZ is here to give you the run-down of what you need to know to manage your funds so you can focus more on studying than on worrying about expenses.
Keep ReadingBanks are for-profit, which means banks are either privately owned or publicly traded. Credit unions are not-for-profit institutions and are owned by the members of the credit union.
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Over 10,000 local Arizona businesses bank with OneAZ Credit Union.
Business Member Testimonial: Mahalo Made
Business Member Testimonial: Johanna Klomann CPA PLLC
Business Member Testimonial: State Forty Eight
Auto rates as low as
New Auto2
Drive your dream car today.
Used auto loan rates as low as 4.99% APR.3
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Desiree Cook of I Am You 360 works to give homeless and at-risk youth in Tucson the basic sense of security and dignity we all deserve.
Keep ReadingFor many people, dogs and cats are more than just pets, they’re part of the family. High Country Humane is making sure veterans in Northern Arizona get veterinary care for their furry family members by providing low cost or free treatment to former servicemembers.
Keep ReadingGen Justice in Phoenix is helping Arizona’s most vulnerable children. Since 2017, Gen Justice has been advocating for the rights of children in the foster care system. Their efforts have led to monumental changes in the system.
Keep ReadingRates as of November 4, 2022.
APR = Annual Percentage Rate
1 Purchase transactions only. Minimum FICO score and maximum DTI ratios are applicable. Strong financial profile is necessary. Excellent credit is required on this program. Additional conditions/requirements are applicable. Not all individuals will qualify; ask about other alternative financing options.
2 For 2021 and newer vehicles. Term of up to 48 months; with an APR of 4.79% and estimated monthly payment of $22.94 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 4.99% and estimated monthly payment of $18.87 per $1,000 borrowed. Auto loans of $75,000 to $99,999.99, are subject to a rate increase of .50%; Auto loans $100,000.00-$150,000 are restricted to 75% loan to value (LTV) and subject to a rate increase of 1.00%. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account.
3 For 2020 – 2018 vehicles. Term of up to 48 months; with an APR of 4.99% and estimated monthly payment of $23.03 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 5.19% and estimated monthly payment of $18.96 per $1,000.00 borrowed. Auto loans of $75,000 to $99,999.99, are subject to a rate increase of .50%; Auto loans $100,000.00-$150,000 are restricted to 75% loan to value (LTV) and subject to a rate increase of 1.00%. Taxes and fees are not included. The rate may vary depending on each individual’s credit history and underwriting factors.Rates include a 0.25% discount for having a Benefits Checking account.
