Alert

Be aware of calls and text messages claiming to be from OneAZ.
OneAZ will never ask you for personal information such as MFA (Multi-Factor Authentication), PIN numbers, passwords, or card information.

Loan and Mortgage Calculators

Check out our financial calculators to help plan for your future.

Auto Loan Calculator

Use this calculator to estimate your monthly auto loan payment, so you can focus on what really matters—picking out your dream car!

Auto Loan Payoff
Calculator

Demonstrates how much money and time can be saved by paying down an auto loan faster than the loan term.

Compound Interest
Calculator

Calculate your savings growth by factoring in monthly payments and compound interest.

Credit Card Payoff
Calculator

Demonstrates how many monthly payments and how much interest will be paid on a credit card.

Personal Loan Calculator

Estimate your monthly personal loan payment based on loan amount, rate and repayment term.

Mortgage Refi
Calculator

See how refinancing your mortgage could affect your monthly payment and overall loan cost.

HELOC
Calculator

Helps you estimate the potential HELOC limit you could be approved for using a mortgage total, unpaid balance, and LTV.

Auto Loan Refi
Calculator

Estimate how refinancing your auto loan could change your monthly payment and total interest.

Mortgage Payment Calculator

Calculates a monthly payment on a mortgage. Demonstrates how the payment is split between principal and interest.

Retirement
Calculator

Helps you calculate your retirement funds by projecting income level, monthly savings, age and life expectancy, and percent rate of return on savings.

Savings Interest
Calculator

Shows how much you can save with compound interest and an additional monthly payment.

50/30/20
Calculator

For a person who desires one simple budgeting formula, the 50/30/20 rule says you should set 50% of your income aside for needs, 30% for wants, and 20% for savings.

Budget Calculator

Helps you understand how much you are saving (or losing) on either a monthly or annual based on monthly and annual expenses.

Debt Payoff
Calculator

Shows how much money can be saved in interest by adding additional principal to a monthly payment.

Emergency Fund
Calculator

Generates an emergency fund savings goal based on your income, then uses a monthly budget and savings amount to estimate how long it will take you to reach your emergency fund goal.

Home Affordability
Calculator

Helps a potential home buyer understand whether they are able, based on a budget, to afford a specific mortgage payment.

Share Certificate Calculator

Calculate your potential certificate earnings based on deposit amount, term and interest rate.