APR = Annual Percentage Rate. This offer is subject to credit qualification, including verification of income, employment status, current debt obligations and other factors indicating your ability to repay the loan offered. Additional documentation will be required. Rates effective June 20, 2019 and subject to change without notice. Click here for membership eligibility. 

1 New Auto: For 2018 and newer vehicles that have never been titled. Auto loan APR may range from 3.49% to 18.00% based on credit qualifications, term of loan, and payment options. Loans through dealers do not qualify for promotional rate. Used Auto: For any vehicles that have been previously titled. Auto loan APR may range from 3.74% to 18.00% based on credit qualifications, term of loan, and payment options. Loans through dealers do not qualify for promotional rate. 

2 APY = Annual Percentage Yield. Rate shall renew at end of share certificate term at OneAZ current market rates. See the Account Agreement  disclosure for additional terms and conditions. Penalty for early withdrawal may apply. New share certificates only. Minimum to open is $2000, maximum amount of a share certificate is $500,000. Offer is not valid on IRA share certificates.

3 Receive a 0.25% discount off your loan closing costs based on loan amount for purchase transactions only. Other terms and conditions apply for non-owner occupied properties. Offer does not apply to Jumbo 30-year fixed, FHA, VA or USDA mortgages. Applications must be submitted by September 2, 2019 to qualify.

4 Home Equity Line of Credit (HELOC): Variable Rate Product (Wall Street Journal Prime rate plus applicable margin) with a floor rate of 4.50% and a rate cap of 18.00%. $10,000 Initial Minimum Draw is required. Subject property must be a primary residence located in the state of Arizona; subject property must be a residential dwelling that is acceptable collateral to OneAZ; If the first lien is with another lender must be a fixed rate first mortgage loan; if first lien is with OneAZ, may be fixed rate or Adjustable Rate Mortgage; first lien cannot be an interest only, negative amortization or balloon mortgage; first lien cannot be another HELOC. Waived closing costs (appraisal costs from $450-$650 may apply in certain instances). OneAZ may pay third party fees on your behalf, in which case, these will be subject to a recapture fee up to $500 if loan is paid off and closed within 36 months. No $75.00 annual inactivity fee with balance and activity.