Business Loan Options
Lines of Credit
Access funds on-demand for day-to-day operations or unexpected expenses
Credit Card
Get rewarded for business expenses
Standby Letters of Credit
Provide payment assurance to ensure financial security for transactions
Term Loans
Flexible repayment plans for long-term investments like equipment or machinery
Business Vehicle Loans
Financing options for acquiring vehicles essential to your business operations
Construction & Development
Tailored financing for building projects, renovations, and land development
Commercial Real Estate Loans
Secure funding for purchasing, refinancing, or expanding commercial properties
*Need a loan amount greater than $50,000? Please complete our Business Lending Form so we know best how to serve you.
Dream Big, Borrow Smart with an SBA Loan
Scaling your business requires reliable access to cash. Whether you’re looking to expand or purchase new equipment, our SBA loan options can help you reach the next level. Whatever your needs are, OneAZ’s business team is dedicated to helping you thrive.

The OneAZ Advantage
Prosperity
Our business banking team guides you toward the best financial solutions suited for your business.
Rates
Credit union business loans offer the best rates and terms to help you grow your business.
Expertise
Arizona business owners benefit from a team of local experts who know your local community.
Most business owners need and want a relationship with their bank that makes them feel heard, catered to a bit, and important. That is why we have maintained a loyal partnership with OneAZ at the Safford branch; we appreciate their attentiveness to our needs and willingness to help us with whatever task or goals we have in the works.
Terri Shupe – Epic Motorsports
Ready to talk financing for your business?
Connect with a Business Banker today!


I am committed to understanding every facet of your business so that together we can make decisions that benefit you. With over 20 years of experience in serving clients' needs, I am dedicated to providing first-class service. Banking with OneAZ is more than a partnership, we think of you as an extension of our family.
Brandon Mello, Central Region Business Banker
Business Lending Resources
Whether you’re just starting, looking to grow, or preparing for the future, we've got the tools and resources to help you succeed. Explore our Financial Resources Guide to help inform your decisions along the way.
What Type of Business Loan Do I Need?
Whether you’re looking to purchase new equipment or new real estate, there’s a type of business loan for you.
Keep ReadingHow Do Business Loans Work
Scaling a business starts with setting realistic goals, increasing operational efficiencies, and aligning your products or services with your target market.
Keep ReadingWhat is a Business Line of Credit and How Does it Work for a Small Business in Arizona?
A business line of credit may be the perfect solution for your small business funding.
Keep ReadingCards
Earn cash back for your business purchases with OneAZ Business Cash Rewards.
Apply Now
Accounts
Grow your savings faster with the business savings account option that’s right for you.
Compare Savings Accounts