Small Business Administration Loan Program

Entrepreneurs and small businesses keep money local.

OneAZ is proud to partner with the U.S. Small Business Administration (SBA) to provide loans to businesses that maintain and strengthen our economy.

Loans can be used to enhance, grow and support your business.

As a small business, you might qualify for a loan from OneAZ Credit Union that’s backed by the Small Business Administration.

SBA loans are specifically designed to help small business owners and entrepreneurs who might have a hard time finding affordable financing.

To find out how to get a small business loan, contact a Business Banker or stop by one of our 20 branch locations.

SBA loans are ideal for business that meet the following eligibility requirements:

Maximum loan amount of $5,000,000
Fixed or variable interest rates
Maximum guarantee of 85% for loans up to $150,000 and 75% for loans greater than $150,000

Loans greater than $350,000 must be collateralized to the maximum extent, which may include equity in personal residence or assets.

Approval turnaround time of 5-10 business days based upon receipt of a complete loan package, underwriting and submission to the SBA.

Long-term, fixed rate financing up to $5,000,000
For a range of fixed assets that promote business growth and job creation
Used for construction of buildings, land, new facilities and long-term machinery or equipment
Both 10- and 20-year maturity terms available

Approval turnaround time of 5-10 business days based upon receipt of a complete loan package, underwriting and submission to the SBA.

Insured by NCUA

For membership eligibility, visit OneAZcu.com/Membership.

*See Terms and Conditions for additional details.