The OneAZ Advantage

How OneAZ business savings accounts benefit your business:

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Personalized service

Personalized service with a business banking team dedicated to helping your business thrive.

  • Expertise and familiarity in your local community
  • Guidance on the best financial solutions suited for where you’re at in your business
  • Ability to anticipate your financial needs as your business grows
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No service fees1

No service fees1 on most business savings accounts.

  • No monthly maintenance fees on traditional, Club or Business Share Certificates.
  • Maintain specific month-end balance to avoid maintenance fees on business Money Market accounts.
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Avoid overdraft fees.

Avoid overdraft fees.

  • Use your business savings account as overdraft protection to minimize stress.
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Bank from anywhere.

Bank from anywhere.

  • Convenient mobile and online banking.
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Worry-free secure banking.

Relax with worry-free secure banking.

  • Simple and secure 24/7 digital banking.
  • NCUA insurance up to $250,000 per business.

Business Savings Account Options

Upgrade your business savings strategy with the best business savings account to fit your needs.

Traditional Business Savings Account

High-Yield Business Savings Account

Business Share Certificate

Business Money Market Accounts

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Business Savings

  • Your traditional business savings account.
  • No monthly service fees.

Apply in Person

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Club Savings

  • Your high-yield business savings account.
  • Earn more on your savings with 2.00% APY.2
  • No monthly service fees.

Apply in Person

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Business Share Certificate

  • Put your funds to work for you with competitive rates.
  • Terms from 3 to 60 months.
  • Minimum balance as low as $2,000.
  • Automatic renewals at the current rates.

Apply in Person

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Business Money Market Account Options

  • Earn dividend rates on balances starting at $1,000 with higher tier options.
  • No fixed-term requirements.
  • $10 monthly service fee waived with month-end balances of $1,000.

Apply in Person

  Business Star High Yield Money Market Business Savers Advantage Money Market Business Tiered Money Market
Minimum Balance to Earn Dividends $75,000 $25,000 $1,000

View Today’s Rates

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Ready to open a OneAZ Business Savings account?

Here’s what you’ll need to open your account:

  • Minimum opening deposit, depending on account type.
  • Identification and business documentation.
  • An appointment with a OneAZ business banker.

Schedule an Appointment

Why Your Business Needs a Savings Account

1

Plan for taxes.

Put money aside in a separate business savings account to be ready for tax time.

2

Plan for expenses.

Be ready for both expected and unexpected expenses when they arise.

3

Plan for uncertainty.

Savings act as a buffer in an unpredictable economy.

Your Local Experts

Caprice Daniels
Jerame Pearson
Bob Morenzoni
Brandon Mello
Christy Manning

Fuel your growth with OneAZ’s financial solutions.

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Merchant Services:

Seamless Payment Solutions

Simplify your business finances with customized payment processing solutions.

Learn More

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Business Checking:

MONEY MANAGEMENT MADE EASY

Simplify your finances with the business checking account option that's right for you.

Learn More

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Business Credit Card:

LET’S REWARD HARD WORK

Earn cash back for all your business purchases with OneAZ Business Cash Rewards.

Learn More

1 Subject to an Inactivity Fee. See Business Schedule of Fees for current details.

1Club Savings Account Disclosure: $5 minimum balance required to open account and maintain account. Minimum daily balance required to earn APY is $50. $2 monthly fee waived if enrolled in eStatements.

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