Whether you’re looking to remodel your kitchen, buy a new car or refinance your home, we have a loan that meets your needs.

See if you pre-qualify for a credit card, auto loan or personal loan without impacting your credit score.


From start to finish, we are here to help you get the home you deserve. Our experts start the process with a quick and easy mortgage pre-approval.

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Home Equity

Our home equity line of credit may be the easiest way to borrow money for homeowners. Take a look at our low rates and services.

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Your new car is waiting for you. Apply today and drive off with an affordable loan that won’t break your budget. 

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You've found the perfect home or auto, now let's get you that perfect monthly payment.

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Personal Loans

Pay for anything you need with our personal lending options. Apply online or speak with a representative today.

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Recreational Vehicles

Experience all Arizona has to offer with a recreational vehicle loan from OneAZ Credit Union.

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Loan Protection

Safeguard with services that provide extended warranties, debt cancellation or asset protection.

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Meet the Virtual Team

Get to know the loan experts that will help you get your dream car, credit card and HELOC.

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Credit Cards

Whether it's about rewards or a low rate, we've got the card for you.

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Auto rates as low as


New Auto1

Drive your dream car today.

Used auto loan rates as low as 5.89% APR.3

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OneAZ Mobile Banking app - Spending Analysis
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

Rates as of March 1, 2024.

APR = Annual Percentage Rate


1APR = Annual Percentage Rate. New Auto Loans are 2023 and newer vehicles, in which the equitable or legal title has not been transferred to an ultimate purchaser; term of up to 48 months; with an APR of 5.69% and estimated monthly payment of $23.35 per $1,000.00 borrowed. Other finance options available. Taxes and fees are not included. The rate may vary depending on each individuals’ credit qualifications, income and collateral. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Click here for more information. Membership qualifications apply. For membership eligibility click here.

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Fraud Alert

Beware of rising payment credential theft. Fraudsters use stolen details in mobile wallets for unauthorized store purchases. OneAZ will never ask for your card information or request your One Time Password (OTP)/Multi Factor Authentication (MFA). Stay secure with us. If you suspect fraudulent activity, connect with us at 844.663.2928.

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