Whether you’re looking to remodel your kitchen, buy a new car or refinance your home, we have a loan that meets your needs.
Now Accepting New Loan Applications by Phone 24/7
Apply for a new mortgage, refinance, auto loan and more around the clock!
Mortgage
From start to finish, we are here to help you get the home you deserve. Our experts start the process with a quick and easy mortgage pre-approval.
Home Equity
Our home equity line of credit may be the easiest way to borrow money for homeowners. Take a look at our low rates and services.
Auto
Your new car is waiting for you. Apply today and drive off with an affordable loan that won’t break your budget.
Refinance
You've found the perfect home or auto, now let's get you that perfect monthly payment.
Personal Loans
Pay for anything you need with our personal lending options. Apply online or speak with a representative today.
Recreational Vehicles
Experience all Arizona has to offer with a recreational vehicle loan from OneAZ Credit Union.
Loan Protection
Safeguard with services that provide extended warranties, debt cancellation or asset protection.
Meet the Virtual Team
Get to know the loan experts that will help you get your dream car, credit card and HELOC.
Credit Cards
Whether it's about rewards or a low rate, we've got the card for you.
Auto rates as low as
New Auto1
Drive your dream car today.
Used auto loan rates as low as 4.99% APR.2
Learn More
Data rates apply.
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Compatible with:
APR = Annual Percentage Rate
1 For 2021 and newer vehicles. Term of up to 48 months; with an APR of 4.79% and estimated monthly payment of $22.94 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 4.99% and estimated monthly payment of $18.87 per $1,000 borrowed. Auto loans of $75,000 to $99,999.99, are subject to a rate increase of .50%; Auto loans $100,000.00-$150,000 are restricted to 75% loan to value (LTV) and subject to a rate increase of 1.00%. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account.
2 For 2020 – 2018 vehicles. Term of up to 48 months; with an APR of 4.99% and estimated monthly payment of $23.03 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 5.19% and estimated monthly payment of $18.96 per $1,000.00 borrowed. Auto loans of $75,000 to $99,999.99, are subject to a rate increase of .50%; Auto loans $100,000.00-$150,000 are restricted to 75% loan to value (LTV) and subject to a rate increase of 1.00%. Taxes and fees are not included. The rate may vary depending on each individual’s credit history and underwriting factors.Rates include a 0.25% discount for having a Benefits Checking account.
