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Whether you’re looking to remodel your kitchen, buy a new car or refinance your home, we have a loan that meets your needs.

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Apply anytime.

We're here for you 24/7. Apply by phone after hours and on weekends.

Call 800.453.9897

Mortgage

From start to finish, we are here to help you get the home you deserve. Our experts start the process with a quick and easy mortgage pre-approval.

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Home Equity

Our home equity line of credit may be the easiest way to borrow money for homeowners. Take a look at our low rates and services.

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Auto

Your new car is waiting for you. Apply today and drive off with an affordable loan that won’t break your budget. 

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Refinance

You've found the perfect home or auto, now let's get you that perfect monthly payment.

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Personal Loans

Pay for anything you need with our personal lending options. Apply online or speak with a representative today.

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Recreational Vehicles

Experience all Arizona has to offer with a recreational vehicle loan from OneAZ Credit Union.

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Loan Protection

Safeguard with services that provide extended warranties, debt cancellation or asset protection.

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Meet the Virtual Team

Get to know the loan experts that will help you get your dream car, credit card and HELOC.

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Credit Cards

Whether it's about rewards or a low rate, we've got the card for you.

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Auto rates as low as

5.49
%
APR

New Auto1

Drive your dream car today.

Used auto loan rates as low as 5.69% APR.3

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OneAZ Mobile Banking app - Spending Analysis
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

Rates as of September 15, 2023.

APR = Annual Percentage Rate

 

1 APR = Annual Percentage Rate. New Auto Loans are 2022 and newer vehicles, new is any vehicle for which the equitable or legal title has not been transferred to an ultimate purchaser; term of up to 48 months; with an APR of 5.49% and estimated monthly payment of $23.26 per $1,000.00 borrowed. Other finance options available. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history, collateral, and underwriting factors. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account.

 

3 APR = Annual Percentage Rate. For 2021 and older vehicles. Term of up to 48 months; with an APR of 5.69% and estimated monthly payment of $23.35 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 5.89% and estimated monthly payment of $19.29 per $1,000.00 borrowed. Taxes and fees are not included. The rate may vary depending on each individual’s credit history, collateral, and underwriting factors. Rates include a 0.25% discount for having a Benefits Checking account.

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