Upcoming Holiday Hours

Wednesday, June 19th - OneAZ Credit Union will be closed in observance of Juneteenth.

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Financial empowerment is at your fingertips with a personal loan.

Access the funds you need with a personal loan from OneAZ Credit Union.

  • Achieve your goals
  • Consolidate debt
  • Pay for unexpected expenses
  • Establish or rebuild your credit

See if you pre-qualify for a personal loan without impacting your credit score.

Find the One that’s right for you.

Personal Line of Credit

A Personal Line of Credit boosts your spending power by giving you access to cash whenever you need it.


  • Loan amounts up to $30,000
  • Minimum payment of 2% of balance or $20
  • Can be used as overdraft protection

Signature Loans

A OneAZ Signature Loan is a small loan that can help you if you’re faced with life’s unexpected expenses.


  • Up to $2,500 maximum credit limit
  • No collateral necessary
  • Term Varies

Share Certificate Secured Loan

A Share Certificate Loan can get you on the path to financial resilience by helping to build or re-build credit.


  • Uses a Share Certificate or Share Savings account as collateral
  • Low rates – just 3.00% over your dividend rate1
  • Term Varies

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Apply anytime.

We're here for you 24/7. Apply by phone after hours and on weekends.

Call 800.453.9897


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Apply Online

Apply for a loan online!

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Apply by Phone

Call our Virtual Team and get set up!




Schedule an appointment with a loan officer.



Need more information?

Chat with a loan expert about your needs.

Call or email anytime.

Meet the Team

Today’s Rates

Check out our current personal loan rates.

View Rates

Learn more about personal finance.

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

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How Does a Credit Score Work?

This guide covers how credit scores are calculated, their impact on lending decisions, & practical strategies to improve and maintain a strong score.

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Rates as of June 1, 2024.

APR = Annual Percentage Rate

1 The interest rate is based on your current share savings or share certificate interest rate + 3.00%. Your loan will be automatically approved if you pledge your Share Certificate or Share Savings as collateral. Subject to program guidelines and membership eligibility.

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