Financial empowerment is at your fingertips with a personal loan.
Access the funds you need with a personal loan from OneAZ Credit Union.
- Achieve your goals
- Consolidate debt
- Pay for unexpected expenses
- Establish or rebuild your credit
Reach Your Next Milestone with the New OneAZ Personal Loan
Our Signature Loan is now the Personal Loan! Enjoy a higher limit and more flexibility to turn your goals into reality. Here’s a few examples of what a personal loan can do for you:
- Consolidate debt: Pay down credit card balances and make one single monthly payment.
- Upgrade Your Home: Redo a room in your house or make minor home renovations
- Have Your Big Day: Pay for your wedding, Quinceañera, or any other once-in-a-lifetime celebration.
- Be prepared: Cover unexpected expenses or cushion your emergency savings.
See if you pre-qualify for a personal loan without impacting your credit score.
Find the One that’s right for you.
Personal Line of Credit
A Personal Line of Credit boosts your spending power by giving you access to cash whenever you need it.
Benefits
- Loan amounts up to $30,000
- Minimum payment of 2% of balance or $20 (whichever is greater)
- Can be used as overdraft protection
Personal Loan
A OneAZ Personal Loan is a small loan that can help you if you’re faced with life’s unexpected expenses.
Benefits
- Up to $25,000 maximum credit limit
- No collateral necessary
- Up to 48 months
Share Certificate Secured Loan
A Share Certificate Loan can get you on the path to financial resilience by helping to build or re-build credit.
Benefits
- Uses a Share Certificate or Share Savings account as collateral
- Low rates – just 3.00% over your dividend rate1
- Term Varies
Apply anytime.
We're here for you 24/7. Apply by phone after hours and on weekends.
Apply Online
Apply for a loan online!
Need more information?
Chat with a loan expert about your needs.
Call or email anytime.
Learn more about personal finance.
At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.
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Keep ReadingRates as of July 1, 2025.
*APR = Annual Percentage Rate
1 The interest rate is based on your current share savings or share certificate interest rate + 3.00%. Your loan will be automatically approved if you pledge your Share Certificate or Share Savings as collateral. Subject to program guidelines and membership eligibility.
