OneAZ Credit Union

Security Alert – We have received reports of members receiving text messages and phone calls from someone claiming to be from “OneAZ Fraud Department” asking for their debit card number and expiration date. This is a phishing attempt and a security threat. If you received this text, please delete it. If you responded to the text or call and provided account information, please call the phone number on the back of your debit card, and closely monitor your transactions. Reminder – OneAZ will NEVER call or text you to request your debit card number, expiration date, or other account or personal information.

Take control of your future with a savings account that fits your needs.

Start earning interest on your savings, all you need is $5 to get started!

New to OneAZ?

Open your first OneAZ savings account and become a member at the same time.

Open An Account

Already a Member?

Existing members can use the link below to open a savings account.

Open An Account


Reward your early savings habit by earning more on lower balances.

Earn 3.00% APY on balances under $1,000 and 0.05% APY on balances over $1,000.

  • Pays dividends on balances of $100 or more
  • No monthly fee when you sign up for eStatements
  • Low $5.00 minimum to open an account
  • Perfect for those starting their saving journey

Regular and Club Savings

Start saving and become a member. It’s just $5 to open an account.

Open a Regular Savings Account to establish your membership and buy a “share” of the Credit Union.

  • Earn 0.05% APY on balances of $50 or more1
  • Add up to 10 secondary Club Savings accounts
  • Low $5.00 minimum to open an account
  • Great to use for overdraft protection

1 Minimum balance required to earn APY.

Savings Quick Links

Saving & Budgeting Resources Guide

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

Explore More Topics

5 Tips to Jump-Start Your Savings Plan

People looking to build a successful savings habit often run up against challenges. To help manage, here are five tips to jump-start your savings.

Keep Reading

How to Build Your Emergency Fund

Your emergency fund is there to save the day, so you don’t go further into debt when you’re already inside a financial emergency.

Keep Reading

Four Reasons to Start Saving Now

Saving money is a critical component of financial wellness. Here, we break down why saving (even a small amount) can make all the difference.

Keep Reading

Savings Calculator

How much will your savings be worth? Use this calculator to understand the future value of your savings.

OneAZ Mobile Banking app - Spending Analysis
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

Make the switch to OneAZ.

Move your money to OneAZ in three simple steps.

Learn More

Don't just skip to the front of line, skip the line entirely.

Quick and easy online account set-ups.


CDs that don’t get scratched or skip.

Our share certificates earn long-term savings with a higher return, but they don’t play music in your car.


Get paid to save.

Work towards your savings goals faster with a high yield account and full control.

Money Market

Today's Rates

Check out all of our current rates!

Today's Rates

APY = Annual Percentage Yield.

Rates as of November 4, 2022.

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