Points? They’re the whole point.

Now when you buy cool stuff, you can get more cool stuff. Pretty neat, huh? With a Choice Rewards Credit Card, you’ll earn points with every dollar you spend. How you decide to redeem them is up to you.

New to OneAZ?

You can submit your credit card application and become a member at the same time.

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Existing Members

Existing members can submit a loan application by clicking the link below.

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VISA Choice Rewards credit card from OneAZ Credit Union

Feature and Benefits

  • 3.90% introductory APR on Balance Transfers for 6 months1
    (APR may range from 12.99% to 18.00% based on applicant's credit after introductory period)
  • 3.90% introductory APR on purchases and cash advances for 6 months1
    (APR may range from 12.99% to 18.00% based on applicant's credit after introductory period)
  • Select your reward of choice: cash back, travel, gift cards, merchandise or charity donations
  • Receive double reward points for balance transfers in the first 90 days
  • Receive 5,000 points after your first monetary transaction
  • Cash advances at ATMs
  • $2,500 minimum limit
  • Extended warranties on purchases
  • Online account access
  • Travel accident insurance
  • Auto rental insurance
  • Roadside dispatch program

Balance Calculator

What will it take to pay off your balance? Use this calculator to understand how long it will take to pay off your balance.

1 All loans subject to credit and income approval. Please see table below.
visa choice rewards credit card schumer box

How We Will Calculate Your Balance: We use a method called “Average Daily Balance” (including new purchases). 
Effective Date. The information about the costs of the card described in this disclosure is accurate as of August 15, 2019. This information may have changed after that date. To find out what may have changed, contact OneAZ Credit Union