Points? They’re the whole point.

Now when you buy cool stuff, you can get more cool stuff. Pretty neat, huh? With a Choice Rewards Credit Card, you’ll earn points with every dollar you spend. How you decide to redeem them is up to you.

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Feature and Benefits

  • Select your reward of choice: cash back, travel, gift cards, merchandise or charity donations
  • Spend a total of $500 or more between November 23 - December 31, 2017 and get a chance to have your credit card balance paid by OneAZ1!
  • Receive double reward points for balance transfers in the first 90 days
  • Receive 5,000 points after your first monetary transaction
  • 3.90% APR on Balance Transfers for 9 months(APR may range from 11.99% to 18.00% based on applicant's credit after introductory period)
  • 3.90% APR on purchases and cash advances for 6 months(APR may range from 11.99% to 18.00% based on applicant's credit after introductory period)
  • Cash advances at ATMs
  • $2,500 minimum limit
  • Extended warranties on purchases
  • Online account access
  • Travel accident insurance
  • Auto rental insurance
  • Roadside dispatch program

Balance Calculator

What will it take to pay off your balance? Use this calculator to understand how long it will take to pay off your balance.

1 If member spends a total of $500 or more between November 23 – December 31, 2017 they will be entered into the Holiday Spend prize drawing. Maximum amount of credit card payment by OneAZ is $3,500. Please review the Holiday Spend Contest Rules for more details.

2 APR = Annual Percentage Rate. After the introductory period, the Annual Percentage Rate will be 11.99% to 18.00% based on your creditworthiness and will vary with the market, based on the Prime Rate. Please see Visa(R) Choice Rewards Credit Card Pricing Information for details. 

ALL LOANS SUBJECT TO CREDIT AND INCOME APPROVAL