Points? They’re the whole point.

Now when you buy cool stuff, you can get more cool stuff. Pretty neat, huh? With a Choice Rewards Credit Card, you’ll earn points with every dollar you spend. How you decide to redeem them is up to you.

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Feature and Benefits

  • Select your reward of choice: cash back, travel, gift cards, merchandise or charity donations
  • Receive double reward points for balance transfers in the first 90 days
  • Receive 5,000 points after your first monetary transaction
  • 3.90% APR1 on Balance Transfers for 9 months(APR may range from 11.99% to 18.00% based on applicant's credit after introductory period)
  • 3.90% APR1 on purchases and cash advances for 6 months(APR may range from 11.99% to 18.00% based on applicant's credit after introductory period)
  • Cash advances at ATMs
  • $2,500 minimum limit
  • Extended warranties on purchases
  • Online account access
  • Travel accident insurance
  • Auto rental insurance
  • Roadside dispatch program

Balance Calculator

What will it take to pay off your balance? Use this calculator to understand how long it will take to pay off your balance.

1APR=Annual Percentage Rate. After the introductory period, the Annual Percentage Rate will be 11.99% to 18.00%, based on your creditworthiness and will vary with the market, based on the Prime Rate.

2Please see Visa® Choice Rewards Credit Card Pricing Information for details.

ALL LOANS SUBJECT TO CREDIT AND INCOME APPROVAL