Credit & Debt Resources
7 Surefire Ways to Improve Your Credit Score
With a higher credit score, you enjoy greater savings and better terms on things like a mortgage, an auto loan, and sometimes auto insurance premiums.Keep Reading
7 Steps to Control High Interest Credit Card Debt
Whether using credit cards for those “one-click” online purchases, or the ease of swiping your card at your favorite coffee shop, credit cards are convenient tools when managing money.Keep Reading
Tips for New Credit Card Holders
For those starting their college career or starting a new job, keep your eye out on offers for credit cards. Figuring out how to manage credit cards is critical for new borrowers.Keep Reading
How Does a Credit Score Really Work?
Your credit score is a representation of your behavior with borrowing money and is used by potential lenders to determine your level of risk before they lend you money.Keep Reading
Credit Cards vs. Debit Cards – What is the Difference?
When you use a debit card, money is withdrawn from your checking account in real time. With a credit card, you are borrowing money from the bank.Keep Reading
Three Things to Look for in a Balance Transfer Credit Card
If you’re paying the minimum each month, most of your money likely goes to the interest, meaning it can take years to make notable progress on the principal—the money you borrowed in the first place.Keep Reading
Credit & Debt Videos
Visit the OneAZ Credit Union YouTube channel for more videos.
Check out more Credit & Debt articles below.
- Get Smart About Credit Card Warning Signs
- 7 Surefire Ways to Improve Your Credit Score
- 7 Steps to Control High Interest Credit Card Debt
- Tips for New Credit Card Holders
- Understanding Your Credit Score
- How Does a Credit Score Really Work?
- Credit Cards vs. Debit Cards
- Three Things to Look for in a Balance Transfer Credit Card
- What's Best for Your Credit Card?
APR = Annual Percentage Rate