Home Lending Resources

7 Questions to Ask Your Mortgage Lender

Before you sit down with your mortgage lender, make sure you ask these 7 questions so you have a full and better understanding of how a mortgage works and what you can expect.

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How Much House Can I Afford?

Are you on the hunt for a new home and wondering how much you can afford? Here are some ways to figure out how much home you can afford!

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First Time Homebuyer? Prepare for These 7 Hidden Costs

When budgeting for your first home, here are seven often overlooked costs that can have a big impact on your bottom line.

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Cash-Out Refinance | Part 1

A cash-out refinance is a type of mortgage refinance that pays off the existing mortgage and creates a brand-new mortgage linked to the increased value of the home.

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How Does a Home Equity Loan Work?

A home equity loan is a lump-sum installment loan guaranteed by the equity in your home. Also known as a second mortgage, the loan uses the equity in your home as collateral.

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What is a HELOC? | Part 1

A home equity line of credit, or HELOC, is a revolving line of credit that is guaranteed by the equity in your home. The line of credit gives you access to a revolving credit line you can borrow for home improvements, unexpected expenses or to consolidate debt.

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Home Lending Videos

Visit the OneAZ Credit Union YouTube channel for more videos.

Home Loan Calculator

Home Loan Calculator

APR = Annual Percentage Rate