OneAZ Credit Union

Security Alert – We have received reports of members receiving text messages and phone calls from someone claiming to be from “OneAZ Fraud Department” asking for their debit card number and expiration date. This is a phishing attempt and a security threat. If you received this text, please delete it. If you responded to the text or call and provided account information, please call the phone number on the back of your debit card, and closely monitor your transactions. Reminder – OneAZ will NEVER call or text you to request your debit card number, expiration date, or other account or personal information.

Home Lending Resources

Building a House vs Buying: Which is Your Best Option?

Deciding whether to build a house or buy a home in Arizona may not be as easy of a decision as it once was. We want to help you make the best choice.

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Mortgage Pre-Approval Checklist for Arizona

Mortgage pre-approval is the process of the lender determining how much money you can borrow to buy a home based on a review of your financial history.

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Pros and Cons of an Adjustable-Rate Mortgage

An adjustable-rate mortgage – or an “ARM loan” - offers some serious benefits for Arizona homebuyers during times of higher interest rates.

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4 Ways to Buy and Sell Your House at the Same Time

Before you decide to sell and buy a home at the same time, there are a few things you should know before you get started.

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Pre-qualification, Pre-approval, or a Mortgage Commitment Letter?

Getting pre-qualified, pre-approved or obtaining a mortgage commitment letter give you advantages when competing to purchase a home in a seller's market.

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7 Questions to Ask Your Mortgage Lender

Before you sit down with your mortgage lender, make sure you ask these 7 questions so you have a full and better understanding of how a mortgage works and what you can expect.

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Home Lending Videos

Visit the OneAZ Credit Union YouTube channel for more videos.

Check out more Home Lending articles below.

Home Loan Calculator

Home Loan Calculator

APR = Annual Percentage Rate

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