Schedule an Appointment


10718 N. Oracle Rd. 
Oro Valley, AZ 85737

Branch Lobby Hours

Monday: 9:00 a.m. – 6:00 p.m.
Tuesday: 9:00 a.m. – 5:00 p.m.
Wednesday: 9:00 a.m. – 5:00 p.m.
Thursday: 9:00 a.m. – 5:00 p.m.
Friday: 9:00 a.m. – 6:00 p.m.


Teller services
Drive-up ATMs
Account opening

Take advantage of our best deals!

Auto Loan Rates as low as1

3.59% APR

New Auto, 60-Month Term

3.84% APR

Used Auto, 60-Month Term


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Share Certificate2

1.10% APY


2.25% APY




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Get an up to

25% rebate

as well as paired with an experienced real estate agent with Home Rewards3


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Rates as low as

5.25% APR

(Variable APR may range from 5.25% to 7.50% based on applicant’s credit)


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Schedule a meeting at Oro Valley

OneAZ member and Oro Valley artist Matthew Moutafis created "Blooming Agave," which stands in our Oro Valley.
Hear about why he loves partnering with OneAZ.

Meet your Oro Valley Team

Cindy Hanson at
Cindy Hanson


Branch Manager 

Years in Financial Services: 37 

Years in Arizona: 14



With over 37 years of experience in the financial services industry, Cindy knows how important it is to help members achieve their financial goals. A 12-year resident of the Tucson area, she is an active member of the Oro Valley community, as a Board Member on both the Greater Oro Valley Chamber of Commerce and the Pima County Horse Advisory. In her free time, Cindy loves cooking and spending time with her husband, Albert, and their daughter Ava, along with her two horses, Rocko and Lovely.

Travis Dennison 


Assistant Branch Manager 

Years in Financial Services: 9

Years in Arizona: 36



Travis has worked in the financial industry for nine years, and he loves finding opportunities to help members be financially successful. A Tucson native, Travis works with a local booster club to help raise money for a young women’s gymnastics team. He loves playing baseball and golf, and spending his free time with his wife, Kimberly, and their three kids, Brooklyn, Parker and Peyton.


Photo of Sharon Scala, a Universal Banker at our Oro Valley Location
Sharon Scala


Universal Banker 

Years in Financial Services: 5

Years in Arizona: 46



Sharon has been a Universal Banker for four years and is new to OneAZ Credit Union. She sincerely cares about members’ needs and loves finding ways to make their goals a reality. Sharon is a lifelong Tucson resident, and she enjoys hiking, watching movies and playing sports with her husband Dominick and their two children, three grandchildren and two dogs. She looks forward to buying an RV and traveling around North America one day!

Photo of Rita Waltrip a Universal Banker at our Oro Valley Location
Rita Waltrip


Universal Banker 

Years in Financial Services: 8

Years in Arizona: 18



Rita is an Oro Valley resident and a Universal Banker in our new branch. She strives to be a person of action and good deeds, which translates into her excellent member service. Rita enjoys spending time with her children, Stephanie and Christopher, and her Yorkie dog, Toby. She plays pickleball, crochets, and is an active volunteer in the Oro Valley community.

Photo of Dandra Leos-Harrison a Senior Teller at our Oro Valley Location
Dandra Leos-Harrison


Universal Banker 

Years in Financial Services: 5

Years in Arizona: 13



Dandra has over five years of financial experience and 21 years of customer service experience, which helps her provide the very best service to every member she works with. She supports two organizations very close to her heart—the Tucson Steelers 94 youth group and Pima Animal Care Center—and enjoys reading, hiking and exploring new hobbies with her husband, Jason and daughter, Delaney.

Photo of Dandra Leos-Harrison a Senior Teller at our Oro Valley Location
Zora Mohnsen



Years in Financial Services: 35

Years in Arizona: 31



Zora has worked in the financial services industry for over 30 years while living in Oro Valley. She is committed to always giving 100%, and it shows in her member interactions. Zora is an avid tap dancer with a group that performs in retirement and nursing homes to bring joy to the community. She enjoys spending her free time with her husband Ray, daughter Lynette and her two cats.

OneAZ and the Oro Valley Community 

Image of Ribbon Cutting Ceremony at Oro Valley Branch Grand Opening

Oro Valley Community Celebrates New OneAZ Branch
Opening - Blog

November 16, 2018

The Oro Valley community came together to celebrate the grand opening of the new OneAZ Credit Union branch, on the corner of First Avenue and Oracle, last week. The grand opening event honored local veterans, non-profits and volunteers who enhance and support the community.

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Art sculpture called Blooming Agave, created by local artist Matthew Moutafis for the new OneAZ Oro Valley Branch

OneAZ Supports Public Art in Oro Valley - Blog

November 09, 2018

The town of Oro Valley puts a strong emphasis on the advancement of the arts. As part of that commitment, the town developed the 1% Public Art Program, which requires new businesses to set aside 1% of their total budget to put toward an art installation.

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APR = Annual Percentage Rate. This offer is subject to credit qualification, including verification of income, employment status, current debt obligations and other factors indicating your ability to repay the loan offered. Additional documentation will be required. Rates as of March 1, 2019 and subject to change without notice. Click here for membership eligibility. 

1 New Auto: For 2018 and newer vehicles that have never been titled. Auto loan APR may range from 3.59% to 18.00% based on credit qualifications, term of loan, and payment options. Loans through dealers do not qualify for promotional rate. Used Auto: For any vehicles that have been previously titled. Auto loan APR may range from 4.09% to 18.00% based on credit qualifications, term of loan, and payment options. Loans through dealers do not qualify for promotional rate.  

2 APY = Annual Percentage Yield. Rate shall renew at end of certificate term at OneAZ current market rates. See the Account Agreement  disclosure for additional terms and conditions. Penalty for early withdrawal may apply. New certificates of deposit only. Minimum to open is $2000, maximum amount of a certificate of deposit is $500,000. Offer is not valid on IRA certificates of deposit.

3 The HomeSmart program is made available to you through a relationship between OneAZ Credit Union and Home Rewards Group, Inc. Program Cash Rewards are awarded by Home Rewards Group, Inc. to buyers and sellers who select and use a real estate agent in the HomeSmart network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using OneAZ Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. OneAZ Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please contact the Credit Union to get details that may affect you.

4 Home Equity Line of Credit (HELOC): Variable Rate Product (Wall Street Journal Prime rate plus applicable margin) with a floor rate of 4.50% and a rate cap of 18.00%. $10,000 Initial Minimum Draw is required. Subject property must be a primary residence located in the state of Arizona; subject property must be a residential dwelling that is acceptable collateral to OneAZ; If the first lien is with another lender must be a fixed rate first mortgage loan; if first lien is with OneAZ, may be fixed rate or Adjustable Rate Mortgage; first lien cannot be an interest only, negative amortization or balloon mortgage; first lien cannot be another HELOC. Waived closing costs (appraisal costs from $450-$650 may apply in certain instances). OneAZ may pay third party fees on your behalf, in which case, these will be subject to a recapture fee up to $500 if loan is paid off and closed within 36 months. No $75.00 annual inactivity fee with balance and activity.