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Scheduled Maintenance: OneAZ will be performing scheduled maintenance from 11:00 pm Friday, October 23 to 2:30 am Saturday, October 24. Some banking operations may be unavailable during this time.

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Budgeting Resources Guide

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

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Budget Worksheet (Printable)

This free budgeting worksheet with steps on how to use it will help you create a budget and hit your financial goals.

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How to Create a Budget in 7 Simple Steps

These in-depth tips will help you create a budget and manage your money more effectively.

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Building a Budget from Scratch

Budgeting is one of the most essential steps towards financial security. Use these 5 tips to build your budget today.

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Rates as of October 1, 2026.