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50/30/20 Rule Budgeting Calculator

If you like sticking to one simple budgeting formula, the 50/30/20 rule says you should set 50% of your income aside for needs, 30% for wants, and 20% for savings.

Calculators are for informational purposes only. All loans are subject to credit and income approval.

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Saving & Budgeting Resources Guide

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

Explore More Topics

Savings Goals at Every Age

How much should you be saving at every age? Whether you’re 20 or 60 years old, savings should always be at the forefront of a good financial plan.

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5 Tips to Jump-Start Your Savings Plan

People looking to build a successful savings habit often run up against challenges. To help manage, here are five tips to jump-start your savings.

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How to Build Your Emergency Fund

Your emergency fund is there to save the day, so you don’t go further into debt when you’re already inside a financial emergency.

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Rates as of September 15, 2023.

APR = Annual Percentage Rate

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