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50/30/20 Rule Budgeting Calculator

If you like sticking to one simple budgeting formula, the 50/30/20 rule says you should set 50% of your income aside for needs, 30% for wants, and 20% for savings.

Calculators are for informational purposes only. All loans are subject to credit and income approval.

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Saving & Budgeting Resources Guide

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

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Rates as of December 1, 2024.

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