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50/30/20 Rule Budgeting Calculator

If you like sticking to one simple budgeting formula, the 50/30/20 rule says you should set 50% of your income aside for needs, 30% for wants, and 20% for savings.

Calculators are for informational purposes only. All loans are subject to credit and income approval.

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Saving & Budgeting Resources Guide

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

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Savings Goals at Every Age

How much should you be saving at every age? Whether you’re 20 or 60 years old, savings should always be at the forefront of a good financial plan.

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5 Tips to Jump-Start Your Savings Plan

People looking to build a successful savings habit often run up against challenges. To help manage, here are five tips to jump-start your savings.

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How to Build Your Emergency Fund

Your emergency fund is there to save the day, so you don’t go further into debt when you’re already inside a financial emergency.

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Rates as of September 15, 2023.

APR = Annual Percentage Rate

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