50/30/20 Rule Budgeting Calculator
If you like sticking to one simple budgeting formula, the 50/30/20 rule says you should set 50% of your income aside for needs, 30% for wants, and 20% for savings.
Let’s propel your savings.
Higher returns on lower balances
Rates as high as
5.00% APY2
Minimum Deposit: $100.00
Let’s propel your savings.
Higher returns on lower balances
Rates as high as
5.00% APY2
Minimum Deposit: $100.00
Calculators are for informational purposes only. All loans are subject to credit and income approval.
Check out our other financial calculators!
Saving & Budgeting Resources Guide
At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.
Savings Goals at Every Age
How much should you be saving at every age? Whether you’re 20 or 60 years old, savings should always be at the forefront of a good financial plan.
Keep ReadingCreate a Saving Plan: Your Guide on How to Save Money
Learn how to save money with a step-by-step saving plan.
Keep ReadingHow to Build Your Emergency Fund with an Emergency Fund Calculator
Our emergency fund calculator will help you see how long it will take you to reach your desired emergency fund goal based off your income.
Keep ReadingRates as of May 1, 2025.
