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Wednesday, June 19th - OneAZ Credit Union will be closed in observance of Juneteenth.

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Auto Loan Payoff Calculator

Learn how much money and time can be saved by paying down a car loan faster than the loan term.

Calculators are for informational purposes only. All loans are subject to credit and income approval.

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Auto Resources Guide

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

Explore More Topics

How Does an Auto Refi Work?

Refinancing your auto loan is a very simple, straightforward process. You essentially apply for a new auto loan, which pays off your current loan.

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How to Finance a Used Car in 6 Steps

Follow these six steps to make sure you get the lowest rates, best terms, and best customer service when financing your next used car purchase.

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Can You Trade in a Car Before It’s Paid Off?

“Can I trade in my car while I’m still making payments?” YES, you absolutely can trade in a financed car.

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Rates as of June 1, 2024.

APR = Annual Percentage Rate

 

1 APR = Annual Percentage Rate. New Auto Loans are 2023 and newer vehicles, in which the equitable or legal title has not been transferred to an ultimate purchaser. Term of up to 48 months; with an APR of 5.89% and estimated monthly payment of $23.40 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 6.09% and estimated monthly payment of $19.34 per $1,000.00 borrowed. Other finance options available. Taxes and fees are not included. The rate may vary depending on each individuals’ credit qualifications, income and collateral. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Visit our Checking page for more information. Membership qualifications apply. For membership eligibility, visit our Membership page.

 

2 APR = Annual Percentage Rate. Used vehicles must be 15 years old or less to qualify for a loan. Term of up to 48 months; with an APR of 6.09% and estimated monthly payment of $23.49 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 6.29% and estimated monthly payment of $19.43 per $1,000.00 borrowed. Other finance options available. Taxes and fees are not included. The rate may vary depending on each individuals’ credit qualifications, income and collateral. Other terms and conditions may apply. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account. Visit our Checking page for more information. Membership qualifications apply. For membership eligibility, visit our Membership page.

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