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Credit Card Payoff Calculator

Use this calculator to determine how many monthly payments and how much interest will be paid on a credit card.

Calculators are for informational purposes only. All loans are subject to credit and income approval.

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Credit and Debt Resources Guide

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

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Start by looking over your monthly credit reports for errors, then work to catch up on overdue payments and pay down revolving credit balances each month.

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Whether using credit cards for online purchases, or swiping at your favorite coffee shop, credit cards are convenient tools when managing money.

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How Does a Credit Score Really Work?

Your credit score affects loan terms and interest rates by showcasing your borrowing behavior.

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Rates as of December 1, 2024.

APR = Annual Percentage Rate

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