Free Checking for Students

Apply online in as few as five minutes!

New Members Existing Members


College is expensive. But your checking is free!

Tuition, room and board, and all those expensive books. College is expensive, but your checking account shouldn’t be.

With OneAZ’s Free Checking, there’s one fee you don’t need to worry about.

  • NO monthly maintenance fee
  • NO minimum balance
  • NO frills, just free checking!1

OneAZ Mobile Banking app - Spending Analysis
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

Get Free Checking today!

College is expensive. But your checking is free.

Click Click


Open an account online in as few as five minutes!

New Members Existing Members



Call our team and get set up!


Find a Branch


Stop by one of our branches today!

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Student Resources Guide

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

How to Open a Checking Account

Learn how to open a checking account at OneAZ Credit Union.

Keep Reading

Credit Cards vs. Debit Cards

When you use a debit card, money is withdrawn from your checking account in real time. With a credit card, you are borrowing money from the bank, with an agreement that you will pay a portion of it back each month.

Keep Reading

5 Ways to Keep Your Money Local

Supporting Arizona businesses and organizations means your money stays local. Here are a few easy ways to keep more of your money in Arizona.

Keep Reading

10 Ways to Save Money in College

Learn more about how to save money with OneAZ’s partner Chris Peach.

1 Checking is free; however, fees incurred—such as a stop payment or NSF fee—will apply. For rates and fees, refer to the published Schedule of Fees and Charges.

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