Our Construction Loan Process
Found your slice of paradise? Great! Let’s get started building your dream home today.
Speak with a certified loan construction specialist.
After consulting with your loan specialist, apply with them.
Interest reserve account is established up front to cover payments during construction period.
Your construction loan will be rolled into the permanent financing for your new dream home!
Why Build Your Home?
- Customize your home from floor to ceiling.
- Utilize the latest technology to future-proof your home.
- Choose your preferred builder and floor plans.
- Lower maintenance costs for a brand-new home.
Find the construction loan you need at OneAZ:
- One-time close construction loans
- Renovation loans
- Local and personalized processing for all construction loans
- Available for single family homes and PUDs (Planned Unit Development)
Our mortgage team is standing by to find the loan solution for your needs.
Speak with an experienced mortgage loan officer 24/7.
Schedule an appointment with a mortgage loan officer at your local branch.
Questions? Let us know.
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Learn more about mortgage loans.
At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.
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Rates as of March 15, 2023.
APR = Annual Percentage Rate.
All loans are subject to credit approval and program eligibility. Click here for the Nationwide Mortgage Licensing System Associate List.