At OneAZ Credit Union we don’t just offer construction loans, we have dedicated certified construction loan officers and a specialized construction processing team who apply their expertise to provide a seamless process from start to finish.
- Get a cash rebate of up to 25% when you buy and/or sell a home with OneAZ Credit Union Home Rewards1
- Up to 80% financing on loan amounts up to $2,000,000.
- Close once covering construction and permanent financing.
- When you finance your lot with us, you receive a discount on our construction loan fees.
- Our underwriting and processing team is 100% local.
Mortgage Resources
- Mortgage Calculator - use this calculator to customize your rate
- Find a branch - visit a location today
- Mortgage Loan Officers - connect with a mortgage loan expert that can help you every step of the way
- Mortgage Walk through - a guide to your homeownership journey
All loans are subject to credit approval and program eligibility. Click here for the Nationwide Mortgage Licensing System Associate List.
1 The HomeSmart program is made available to you through a relationship between OneAZ Credit Union and Home Rewards Group, Inc. Program Cash Rewards are awarded by Home Rewards Group, Inc. to buyers and sellers who select and use a real estate agent in the HomeSmart network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using OneAZ Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. OneAZ Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please contact the Credit Union to get details that may affect you.