Whether you’re looking to purchase a home or refinance, we can help.
Get a mortgage solution that meets your needs, including fixed rates, adjustable rates or other specialized products.
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Virtual Mortgage Team

Angel Culajay
Office: 602.452.4856
NMLS: 1624793
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Ken Arrington
Office: 602.452.4938
Fax: 602.452.4939
NMLS: 542185
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Jeff Johnson
Office: 602.452.4920
Fax: 602.467.4023
NMLS: 1983654
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Kylie Shintaku
Office: 602.644.4690
Mobile: 602.791.1569
NMLS: 2068132
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Ben Ostrovsky
Office: 602.644.4602
NMLS: 626515
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Scottsdale/Cave Creek/Carefree/North Phoenix

Michael Jester
Office: 602.644.4516
Mobile: 480.529.0824
Fax: 602.644.4517
NMLS: 624061
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Location: North Scottsdale
East Valley

Austin Williams
Office: 602.644.4786
Fax: 602.644.4785
NMLS: 768085
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Location: Tempe - Southern Ave. & Gilbert - Guadalupe Rd.

Ryan Levengood
Office: 602.644.4606
Cell: 480.231.5305
NMLS: 624480
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Location: Gilbert - Queen Creek & Glendale - Union Hills Dr.
Central Valley/West Valley

Julio Zuniga
Office: 602.452.4826
NMLS: 1476190
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Location: Phoenix - Monroe St.

Chris Carney
Office: 602.644.4498
Mobile: 480.486.8001
Fax: 602.644.4499
NMLS: 827100
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Location: Phoenix - Happy Valley Rd.
Northern Arizona

Leslie Ayala
Office: 928.777.6017
Mobile: 928.301.6469
NMLS: 1723283
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Location: Prescott - Gail Gardner Way & Chino Valley

Paul Wakefield
Office: 928.777.6046
Mobile: 602.697.7147
NMLS: 205089
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Location: Prescott - Gurley St. & Prescott Valley

Devon Coulter
Office: 928.213.6801
NMLS: 1532455
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Location: Flagstaff - US Highway 89
Southern Arizona

Heather Carpenter
Office: 928.348.2024
Mobile: 928.322.3680
Fax: 928.348.2025
NMLS: 697415
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Location: Safford

Janine Grimes
Office: 520.784.5020
Mobile: 520.954.2199
Fax: 520.784.5021
NMLS: 528929
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Location: Oro Valley

Jose Avila
Office: 520.784.5039
NMLS: 1013970
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Location: Tucson - Alvernon Way
Regional Managers

Melody Eastlack
Northern Regional Sales Manager
Office: 928.649.7316
Mobile: 928.273.4000
Fax: 928.649.7317
NMLS: 554552
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Andy Whalen
Mortgage Origination Program Director
Office: 602.452.4928
Mobile: 623.256.1323
NMLS: 670887
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