Dream car, meet dream rates.

Whether you’ll be zooming around the saguaro-dotted deserts of the south or the tree-lined mountains of the north,
OneAZ Credit Union can put you in the driver’s seat.

Rates as low as 3.09% APRon Model 3, S, or X for 60 months

What can a OneAZ auto loan offer?
We’re glad you asked.

Low rates for terms up to 100 months

Skip up to two payments for the life of the loan2

Pay online from a OneAZ account

Get 0.25% APR reduction when you set up automatic payments from a OneAZ account

White Model x in Scottsdale Fashion square Tesla Store
Red Tesla Model S outside of OneAZ Credit Union Happy Valley Branch in Phoenix Arizona

Finance your Model 3, Model S or Model X

When it comes to buying a Tesla, you know what you want. You’ve done your research and picked your model. Don't let a rate get in the way!  Pair your sleek new car with the perfect low-rate auto loan from OneAZ Credit Union. Unlike other financial institutions, your Tesla car loan rate will not vary by model. All Tesla models qualify for our same OneAZ low rates. 

Ready to roll? 
Start your prequalification for a OneAZ auto loan:

Apply Online

Complete and submit your online application in minutes.

Apply Now

Call Now

Speak with one of our loan professionals (Mon - Fri, 8 a.m. - 6 p.m.).


Find a Branch

Apply at one of our local branches today.

Find a Branch



Don't take our word for it. 

See why other members chose OneAZ to finance their Tesla.


1 / 3
"The loan through OneAZ went super smooth and flawless. Your rep answered all my questions through email and the phone and you guys had the most competitive APR rate across 4 different credit unions across the valley."
-Paolo A.
2 / 3
"Delivery date for our Model 3 was unexpectedly moved up about a month and I had less than a week to arrange financing. OneAZ and our loan officer Morgan were quick, responsive and had the best rate on financing we could find anywhere. Loan was ready to go when we picked up! Great experience with OneAZ."
-Steve G. (& his wife)
3 / 3
"OneAZ has provided me with exceptional rates and amazing customer service unmatched with any other auto loan provider I inquired with. They made it possible
to own my dream car and road trip from Phoenix to Portland to Denver without emissions!"

-Matthew O.

Download the myOneAZcu mobile app today

Nearly Perfect - 4.8 Out Of 5 Stars

Check out the free OneAZ mobile app for fast and easy access to your accounts anytime and anywhere from the convenience of your Apple or Android device.
Get it on Google Play

OneAZ Credit Union is independent from and has no affiliation or relationship with Tesla.

APR = Annual Percentage Rate. This offer is subject to credit qualification, including verification of income, employment status, current debt obligations and other factors indicating your ability to repay the loan offered. Additional documentation will be required. Rates as of December 7, 2018 and subject to change without notice. Click here for membership eligibility. 

1 For 2017 and newer vehicles that have never been titled. Auto loan APR may range from 3.09% to 18.00% based on credit qualifications, term of loan, and payment options. Rate includes a 0.25% discount with automatic payment deduction from a OneAZ checking account; rates will be 0.25% higher on loans that do not meet this requirement

2 To qualify for the skip payment privilege, you must make nine (9) months of consecutive loan payments before you can request your first skip payment. After you have made at least one (1) payment following your first skip payment, you can request a second skip payment at any time during the remaining life of the loan. Any delinquent activity disqualifies eligibility to skip a payment. Skipping a payment will extend your loan by one (1) month and finance charges will accrue on the unpaid principal. Your regular payments will resume in the month following the skipped payment. All other terms and conditions of the loan will remain the same. There is a $30.00 processing fee for this request and this fee is considered an interest charge, which will be added to your loan. Fee amount is subject to change. Skip payment requests are subject to credit qualifications and approval