Dream car, meet dream rates.
Whether you’ll be zooming around the saguaro-dotted deserts of the south or the tree-lined mountains of the north, OneAZ Credit Union can put you in the driver’s seat.
New Auto - rates as low as 4.79% APR for 48 months1
New Auto - rates as low as 4.99% APR for 60 months1
No payment for the first 90 days of your loan2
Finance your Model 3, Model S, Model Y or Model X
When it comes to buying a Tesla, you know what you want. You’ve done your research and picked your model. Don't let a rate get in the way! Pair your sleek new car with the perfect low-rate auto loan from OneAZ Credit Union. Unlike other financial institutions, your Tesla car loan rate will not vary by model. All Tesla models qualify for our same OneAZ low rates.
Now Accepting New Loan Applications by Phone 24/7
Apply for a new mortgage, refinance, auto loan and more around the clock!
Ready to roll?
Start your prequalification for a OneAZ auto loan:
Speak with one of our loan professionals
(Mon - Fri, 8 a.m. - 6 p.m.).
Schedule an appointment with a loan officer.
Apply OnlineComplete and submit your online application in minutes.
Don't take our word for it.
See why other members chose OneAZ to finance their Tesla.
"Morgan Robel with OneAZCU is phenomenal. We recently purchased a Tesla, which has a unique and lengthy purchasing process (built to order). While many banking institutions won’t finance them, OneAZCU not only did, but did so at the lowest rates and simplest process. Morgan was always extremely punctual and professional to respond to my questions throughout the process. Thank you to Morgan and to OneAZCU for a world class experience in purchasing a car." — Steve H.
"The loan through OneAZ went super smooth and flawless. Your rep answered all my questions through email and the phone and you guys had the most competitive APR rate across 4 different credit unions across the valley." — Paolo A.
"OneAZ has provided me with exceptional rates and amazing customer service unmatched with any other auto loan provider I inquired with. They made it possible to own my dream car and road trip from Phoenix to Portland to Denver without emissions!" — Matthew O.
"Delivery date for our Model 3 was unexpectedly moved up about a month and I had less than a week to arrange financing. OneAZ and our loan officer Morgan were quick, responsive and had the best rate on financing we could find anywhere. Loan was ready to go when we picked up! Great experience with OneAZ." — Steve G. (& his wife)
Data rates apply.
Now your bank is as mobile as you are.
- Set Travel Notices
- Card Controls
- Financial Goal Setting
- Seamless on All Devices
- Check Ordering
OneAZ Credit Union is independent from and has no affiliation or relationship with Tesla.
APR = Annual Percentage Rate.
This offer is subject to credit qualification, including verification of income, employment status, current debt obligations and other factors indicating your ability to repay the loan offered. Additional documentation will be required.
Rates as of November 4, 2022.
Rates subject to change without notice.
1 For 2021 and newer vehicles. Term of up to 48 months; with an APR of 4.79% and estimated monthly payment of $22.94 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 4.99% and estimated monthly payment of $18.87 per $1,000 borrowed. Auto loans of $75,000 to $99,999.99, are subject to a rate increase of .50%; Auto loans $100,000.00-$150,000 are restricted to 75% loan to value (LTV) and subject to a rate increase of 1.00%. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account.
2 90 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal.