Save for what’s next.
Earn up to
4
.50%
APY1
Propel Savings
Why Choose OneAZ for Your High-Yield Savings Account?
No matter what’s next for you, you’ll be ready for it with Propel Savings.
Start with as little as $100
Open account online in a matter of minutes
No monthly maintenance fees
Easily transfer money into your account or set up direct deposit
Your money is protected under NCUA insurance up to $250,000
How to Propel Your Savings
- Open an account online or in branch with a $100 minimum balance to open
- If you open your account online, you may deposit up to $500 to start earning your high-yield Propel dividends immediately
- To add additional deposits:
- Transfer funds from a OneAZ checking account or Share Savings account
- Visit a branch to deposit funds
- Use an account to account (A2A) service to send funds from an outside account to your OneAZ Propel Savings Account
| Balance | Prospective Dividend Rate | Annual Percentage Yield |
|---|---|---|
|
$0.01 - $9,999.99 |
4.41% |
4.50% APY |
|
$10,000 - $24,999.99 |
3.20% |
4.50% - 3.75% APY |
|
$25,000 - $49,999.99 |
2.70% |
3.75% - 3.24% APY |
|
$50,000 - $99,999.99 |
2.25% |
3.24% - 2.75% APY |
|
$100,000 & Greater |
1.89% |
2.75% - 1.99% APY |
Rates as of June 1, 2025.
*Propel Account Disclosure: APY=Annual Percentage Yield. $100 minimum balance to open account ($500 maximum to open online) and no minimum balance to earn stated APY. Propel Savings is a variable tier rate savings account that pays the stated interest rate only on that portion of the account balance that falls within that specified tier to create a range rate. Rates are subject to change at any time, refer to the fee schedule for more information. $2 monthly fee waived if enrolled in eStatements. Fees could reduce earnings on the account. Limit one Propel Savings and YourSavings account per Tax ID number.
High-Yield Savings Account
Frequently Asked Questions
A $100 minimum deposit is required to open a Propel Savings account.
Yes! You can access the funds in your high-yield savings account at any time without restrictions.
Yes! Simply use your Propel account information when setting up direct deposit with your employer, or use our direct deposit form.
Compared to other Arizona financial institutions, OneAZ’s high-yield savings account offers a higher rate for lower balances and has a low opening deposit requirement of only $100.
To add additional deposits:
- Transfer funds from a OneAZ checking account or Share Savings account.
- Visit a branch to deposit funds.
- Use Zelle or another Account to Account (A2A) service to send funds from an outside account to your OneAZ Propel Savings account.
Save with Intention
You know saving money is a good idea, but what should you really be saving for? How much should you be putting away for an emergency fund or retirement? Our Financial Resources Guide has you covered.
Create a Saving Plan: Your Guide on How to Save Money
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Keep ReadingSave for What’s Next.
Launch into all of life’s moments with Propel Savings.
New Car
New Home
College Fund
Wedding
Vacation
Retirement
Emergency Fund
Renovations
