• Bring the Squad. Get the Bag. 

    Bring the Squad.     Get the Bag. 

Earn $50 for every friend you send our way. They get $50 too.

You’ve got good taste. So, when your friends follow your lead, you both win. Refer them to OneAZ and get $50 each when they meet the qualifications.

Share the Wealth.

Post on Social
Post on
Social
Send It in a Text or Email 
Send It in a Text or
Email 
Spread the Word IRL 
Spread the Word
IRL 

Need your referral code?

If you’re a current member, fill out the form below and we will send you an email containing your unique referral code.
You can also call us at 844.663.2928 or visit a branch to receive your code.

Please enter the email address associated with your OneAZ account.

Refer Afriend Content 1200X1500

Frequently Asked Questions

  1. Share your unique code with friends and family.  
  2. Make sure your referrals enter their code on the final page of the application process online or provide it to the banker in the branch or over the phone. 

You will receive your bonus 15 days after your referral becomes a member by opening a Share Savings Account and a checking account.  

Your referral will receive their bonus 15 days after they open a Share Savings account, open a checking account, and complete 5 transactions. 

Each referral can earn you $50 – refer 5 friends to earn $250. You can refer up to 10 friends to earn $500!

Rates as of July 1, 2025.

*Promotional Eligibility: Offer available to existing OneAZ Credit Union Members 18 and over in good standing and who have not had an account with OneAZ within the past 12 months. OneAZ Credit Union employees, Board Members and Supervisory Committee Members are not eligible to participate in this program as a referring member or as a receiver of a referral from another OneAZ Credit Union member.

Referring Member (Existing Member) Bonus Information: To receive the $50 bonus, the referred member must establish membership and open a new OneAZ personal checking account. The referred member must use promotional (promo) code at account opening when applying for a checking account. A $50 bonus will be deposited into your Share Savings Account within 15 days of the new member applicant following the steps below.

Referred Member (Applicant) Bonus Information: To receive the $50 bonus, the applicant must 1) Establish Membership, and open a checking account AND 2) complete five (5) qualifying transactions within the first 60 days of account opening. Qualifying transactions can be any combination of the following: Completing purchase transaction(s) either online or in-person using your OneAZ debit card and/or any type of deposit made into the corresponding OneAZ checking account. Deposit types may include, but are not limited to, deposits made with cash, check, ACH transfer, or similar. After all the above requirements have been met and the account is in good standing, the bonus payment will be deposited into the applicant's new checking account within 15 business days.

Bonuses are considered dividends and will be reported on IRS form 1099-INT (or Form 1042-S), if applicable. This offer is not transferable and cannot be combined with any other promotions.
Referred Member (Applicant) may only receive one account opening bonus payment per year. Existing members are eligible for multiple Refer-a-Friend bonuses.

Account Closure: If the checking account is closed by the member or by OneAZ Credit Union within six (6) months after opening, we will deduct the bonus amount from the account at closing.
Terms subject to change at the discretion of OneAZ Credit Union. OneAZ Credit Union reserves the right to change or discontinue the Refer-A-Friend Program at any time without prior notification.

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