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Rates as of April 1, 2017 and subject to change. Click here for membership eligibility

APR = Annual Percentage Rate. All loans subject to credit approval. Auto Loan APR may range from 2.50% to 18.00% based on credit qualifications, term of loan and payment options. Rates include a 0.25% discount on auto loans with automatic payment deduction from a OneAZ Credit Union checking account. Rates will be 0.25% higher on loans that do not meet this requirement. Loan qualifies for Premier Member Perks if part of package. Visit for the Premier Member Perks Terms and Conditions. Additional Rate Discounts not eligible with promotion.

2 To qualify for the skip payment privilege, you must make nine (9) months of consecutive loan payments before you can request your first skip payment. After you have made at least one (1) payment following your first skip payment, you can request a second skip payment at any time during the remaining life of the loan. Any delinquent activity disqualifies eligibility to skip a payment. Skipping a payment will extend your loan by one (1) month and finance charges will accrue on the unpaid principal. Your regular payments will resume in a month following the skipped payment. All other terms and conditions of the loan will remain the same. There is a $30.00 processing fee for this request and this fee is considered an interest charge, which will be added to your loan. Fee amount is subject to change. Skip payment requests are subject to credit qualifications and approval.