An auto loan to meet your budget.
New Auto - rates as low as 1.99% APR for 48 or 60 months1
No payment for the first 90 daysof your loan2
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New Auto Loans
- 1.99% APR available for 48 or 60-month terms (for up to 100-month terms, click here)
- 2019 vehicles or newer are eligible1 (For older vehicles, click here)
- Pay online from a OneAZ account
Used Auto Loans
- Rates as low as 2.19% APR for 48 or 60-month terms3
- No payment for first 90 days2
- For up to 84-month terms, click here
- No penalty for paying early
- Apply and close your loan online
- Free CARFAX report upon request with application submission
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APR = Annual Percentage Rate. This offer is subject to credit qualification, including verification of income, employment status, current debt obligations and other factors indicating your ability to repay the loan offered. Additional documentation will be required. Rates effective as of July 1, 2020 and subject to change without notice. Click here for membership eligibility.
1 For 2019 and newer vehicles. Term of up to 48 months; with an APR of 1.99% and estimated monthly payment of $21.70 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 1.99% and estimated monthly payment of $17.53 per $1,000 borrowed. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate.
2 90 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal.
3For 2018 – 2016 vehicles. Term of up to 48 months; with an APR of 2.19% and estimated monthly payment of $21.78 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 2.19% and estimated monthly payment of $17.62 per $1,000.00 borrowed. Taxes and fees are not included. The rate may vary depending on each individual’s credit history and underwriting factors.