Upcoming Scheduled MaintenanceOct 4 at 10 p.m. - Oct 5 at 12:01 a.m. - Online Banking, OneAZ Mobile Banking app, ATMs, Telephone Banking and Zelle® may be unavailable. 

Fraud Alert – If you receive a suspicious call or text message claiming to be from a OneAZ Representative, please call the phone number on the back of your credit or debit card. If OneAZ contacts you, we will never ask for personal/account information or Online Banking Credentials (password, username, or passcodes) by phone or text message.

Welcome to OneAZ Checking


What’s next?

Here’s everything you need to know about your new checking account:

  • If you opened your account online or by phone, your OneAZ Debit Card will be delivered by mail in 7-10 business days
  • To activate and create a PIN for your debit card, using the telephone number you have on file with OneAZ, call 866.985.2273
  • Sign into Online Banking to view your account – to set up online banking, click here for a quick guide

OneAZ Mobile Banking app - Spending Analysis
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

Checking FAQs

In Online Banking, select the OneAZ account you would like to order checks for from the left pane. Select Order Checks. Choose the style you like, and your account information will pre-populate. You will have an opportunity to view an image of your checks along with the price before checking out.

Add the checks to your cart then click on your shopping cart to proceed with check out. The purchase is deducted from your OneAZ checking account.

For assistance with ordering checks, please schedule an appointment with a personal banker at your local OneAZ branch or contact our Member Care Center.

If you recently changed your address, you will need to contact us for assistance with the order.

Many employers have payroll systems that allow you to enter your deposit information directly into their software. Once your deposit information is accepted by your employer, it may take up to two payroll cycles to see direct deposit take effect.

For questions about direct deposit, please schedule an appointment with a personal banker at your local branch or contact our Member Care Center.

You have the option to receive eStatements or paper statements. If you are not enrolled in Online and Mobile Banking, you will default to paper statements.

Once you are enrolled in Online and Mobile Banking, click on the three dots in the blue navigation bar and select Documents and Statements. Select Register and let us know if this is for a Personal Account or a Business Account.

Complete the required fields and select Next. Review the Consent to Electronic Documents and select the checkbox to confirm you have read and agree to the terms outlined. Then select Finish. This will complete your eStatement enrollment.

To turn eStatements off, click on the three dots in the navigation bar, select Documents and Statements, select Settings. From here, you can select the Discontinue box and click Submit.

Watch this video to learn how to deposit a check in the Mobile App.

You have two options for transferring money to another financial institution. The first option is Make A Transfer in the dark blue ribbon. Then, select New Transfer from the left pane.

If the account you would like to transfer to is not in the drop-down menu, select Add an External Account. Follow the prompts to add the account you would like to transfer to and select Submit.

Once the account is available in your drop-down menu, you can schedule automatic transfers and complete one-time transfers.

You may enroll in optional overdraft protection. With overdraft protection, you can link a OneAZ savings account or line of credit to a checking account as a source of assistance when there are not enough funds available to cover a transaction.

When you link a savings account or line of credit to your checking account, you can draw from those funds instead of using Courtesy Pay or incurring an insufficient funds fee. The cost for this service is significantly lower than an insufficient funds fee. To enroll in overdraft protection, please schedule an appointment online to meet with a personal banker at your local branch, or contact our Member Care Center.

Refer to OneAZ’s fee schedule for current rates and disclosures.

A Travel Notice is required to be placed on file with OneAZ when you know you will be using your debit or credit card outside of Arizona. Submitting a travel notice will help the OneAZ fraud team make informed decisions in the event your card is flagged for fraud.

To submit a Travel Notice in Online Banking, select the three dots on the dark blue navigation bar. Select Travel Notice and select the card you would like to submit the notice for.

Complete the requested information and select Submit. If you will be traveling to more than one destination, it is good practice in the Notes Section to list each city you anticipate using your card in.

You may have one active Travel Notice on file per OneAZ card. Do not submit a new Travel Notice until your current Travel Notice is no longer needed.

If you are not a member with OneAZ, but have a OneAZ card through a joint arrangement, please call our Member Care Center at 844.663.4948.

For assistance with a Travel Notice, please contact our Member Care Center to place a travel memo on file.

OneAZ associates are known for their knowledgeable and friendly service. Please scheduling an appointment to meet in-person or virtually with a personal banker at your local OneAZ branch.

Our Member Care Center associates are available Monday through Friday from 8:00 am to 6:00 pm. Call them at 844.663.2928 or log in to Online Banking to chat with them using Live Chat. If you’re logged in, you also have the option of sending our Member Care Center a secure message.

For general questions or concerns, email us at questions@oneazcu.com. Please do not include account information in these emails.

To learn more about OneAZ, please visit us at www.OneAZcu.com/Help.

We Can Help

Our team of experts is standing by to help you achieve your financial goals.

To open a new account, apply for a loan or get answers to your questions, contact our Virtual Team or make an appointment at your local OneAZ branch today.

Live Chat

Live Chat

Log in and click on the Chat icon in the top navigation.

Sign In



Call our team and get set up!


Find a Branch


Stop by one of our branches today!

Find a Branch

Visit a Branch

Visit one of our 20 branches across Arizona to open a new account, apply for a loan or credit card, get your debit card and more. We recommend scheduling an appointment prior to your visit!

Schedule an Appointment

Find an ATM

With your OneAZ Visa® Debit Card, you have access to 470 CULIANCE Network ATMs in Arizona and 41,343 across the nation.

Find an ATM

Why Choose OneAZ?

At OneAZ, our mission is to truly improve the lives of our members, our associates and the communities we serve. By becoming a member, you’re joining a credit union that cares about your future – we are here to help you achieve your financial goals. We put you first by providing you with competitive rates, low fees and the personalized service you deserve.

  • You’re a Member, not a number. Your membership is your ownership stake in OneAZ Credit Union. That means we’re accountable to you, not investors or stockholders. You have a voice in how your credit union operates and get to vote for our Board of Directors.
  • Our profits are your savings. As a not-for-profit, we return our earnings to you in the form of lower interest rates, lower fees and better banking technology. Our team only cares about providing you with products and services that will benefit your financial well-being.
  • We keep it local. Banking at a local credit union like OneAZ keeps your money in Arizona. We’re committed to strengthening Arizona’s economy by providing affordable home and auto loans, empowering local entrepreneurs and small businesses, and supporting our members as they achieve their financial goals.
  • We invest in your community. We build stronger communities by providing support to nonprofits working in neighborhoods where our members live and work. The OneAZ Community Foundation uplifts the lives of Arizonans in need by awarding dozens of grants each year to local organizations across the state.

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