Welcome to OneAZ Checking


What’s next?

Here’s everything you need to know about your new checking account:

  • If you opened your account online or by phone, your OneAZ Debit Card will be delivered by mail in 7-10 business days
  • To activate and create a PIN for your debit card, using the telephone number you have on file with OneAZ, call 866.985.2273
  • Sign into Online Banking to view your account – to set up online banking, click here for a quick guide

Online & Mobile Banking

Many transactions can be done on the myOneAZcu mobile banking app, including mobile check deposit.

Download it for free in the Apple App Store or Google Play Store.1

  • Check Balances
  • Transfer Money
  • Pay Bills
  • Deposit Checks

myOneAZcu mobile app with FaceID login

How to Set Up Online and Mobile Banking

To order checks, login to Online Banking. Once you’re in, select Additional Services, then select Check Order. This link will take you to our check partner’s website, Harland Clarke. Shop for the item(s) you’d like to purchase and add them to your cart, then complete the order. The purchase is deducted from your OneAZ checking account.

For assistance with ordering checks, please request an appointment with a personal banker at your local OneAZ branch or contact our Member Care Center. If you recently changed your address, you will need to contact us for assistance with the order.

Many employers have payroll systems that allow you to enter your deposit information directly into their software. Once your deposit information is accepted by your employer, it may take up to two payroll cycles to see direct deposit take effect.

For questions about direct deposit, please request an appointment with a personal banker at your local branch or contact our Member Care Center.

You can select the type of statements that you would like to receive when you login to Online Banking. Once you’re in, select Statements in the navigation bar. Next, select Settings.

Select Resume to enroll in the type of statement you would prefer to receive. Select Discontinue to unenroll in a type of statement that you’re currently receiving. Once you have made your selections, select Submit.

Watch this video to learn how to deposit a check in the Mobile App.

You have two options for transferring money to another financial institution. The first option is Transfer Between My Accounts, which can be accessed in Online Banking. There are fees associated with this service.

The second option is Popmoney®, which is free for transfers that take 3-5 business days. You can access this service in Online Banking or the Mobile App. There is a fee associated with expedited transfers.

You may enroll in optional overdraft protection. With overdraft protection, you can link a OneAZ savings account or line of credit to a checking account as a source of assistance when there are not enough funds available to cover a transaction.

When you link a savings account or line of credit to your checking account, you can draw from those funds instead of using Courtesy Pay or incurring an insufficient funds fee. The cost for this service is significantly lower than an insufficient funds fee. To enroll in overdraft protection, please request an appointment online to meet with a personal banker at your local branch, or contact our Member Care Center.

Refer to OneAZ’s fee schedule for current rates and disclosures.

A travel memo is required to be placed on file with OneAZ any time you know you’ll be using your debit card out of the state of Arizona. Our associate will log each place you anticipate using your card so that it is not get flagged for fraud. Please contact our Member Care Center to place a travel memo on file.

OneAZ associates are known for their knowledgeable and friendly service. We recommend requesting an appointment online to meet with a personal banker at your local OneAZ branch. Our Member Care Center associates are available Monday through Friday from 8:00 am to 6:00 pm. Call them at 844.663.2928 or login to Online Banking to chat with them using Live Chat. If you’re logged in, you also have the option of sending our Member Care Center a secure message.

For general questions or concerns, email us at questions@oneazcu.com. Please do not include account information in these emails.

Visit a Branch

Visit one of our 20 branches across Arizona to open a new account, apply for a loan or credit card, get your debit card and more. We recommend requesting an appointment prior to your visit!

Request an Appointment

Find an ATM

With your OneAZ Visa® Debit Card, you have access to 470 CULIANCE Network ATMs in Arizona and 41,343 across the nation.

Find an ATM

We Can Help

Our team of experts is standing by to help you achieve your financial goals.

To open a new account, apply for a loan or get answers to your questions, contact our eTeam or make an appointment at your local OneAZ branch today.

Live Chat

Live Chat

To chat, log in to Online Banking and click Chat Now.

Sign In



Call our team and get set up!


Find a Branch


Stop by one of our branches today!

Find a Branch

Learn more about the Debit Rewards program

What Does it Mean to be a OneAZ Member?

Glad you asked! As a OneAZ member, you’re putting your money—and your trust—in an organization that offers personalized service, competitive loan rates and a community focus. We’ve been helping Arizonans like you reach their financial goals since 1951, and we’re ready to work with you, too. After all, together, Arizona moves forward.

  • You own a share. As a member, you own a share in OneAZ Credit Union—that means we answer to you, not stockholders. Plus, you have a say in who serves on our Board of Directors, who make decisions in members’ best interests.
  • You’re giving back to the community. The OneAZ Community Foundation, funded by OneAZ Credit Union members, has given over $1.5 million to nonprofits and community members.
  • You benefit from profits. We’re not-for-profit, so our earnings are returned to members in the form of better rates, lower fees and technology that makes it easier for you to manage your money.
  • You are part of our mission. OneAZ’s mission is about improving the lives of our members, associates and the communities we serve. For membership eligibility, click here.

1 Data rates apply