Your OneAZ Home Equity Line of Credit.

Home Equity Line of Credit (HELOC)

What’s next?

Here’s everything you need to know about your new HELOC:

  • If you requested HELOC checks at closing, they will be delivered by mail in 1-2 weeks
  • Sign into Online Banking to access your account – click here for a quick guide
  • Download the myOneAZcu Mobile Banking app so you can access your accounts and set up payments—all without leaving your living room!

OneAZ Mobile Banking app - Spending Analysis
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Real-time Updates
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

You have the option to receive eStatements or paper statements. If you are not enrolled in Online and Mobile Banking, you will default to paper statements.

Once you are enrolled in Online and Mobile Banking, click on the three dots in the blue navigation bar and select Documents and Statements. Follow the steps to enroll. To turn eStatements off, click on the three dots in the navigation bar, select Settings, select Discontinue and click Submit.

Turning eStatements on will apply the change to all OneAZ accounts.

Use the New Member Registration guide to view step-by-step instructions.

There are multiple ways to make a payment on your OneAZ loan. Take a moment to review your options below.

  • Online & Mobile Banking: Once you’re logged in, select Make a Transfer then select New Transfer. On the New Transfer screen, choose the account you want to pay from, then select the loan account you want to pay. Enter your payment details and select from one-time, recurring, or ‘schedule a payment’ options. You may choose to pay from a OneAZ account or a non-OneAZ checking account, savings account or debit card. Payments may take up to three business days to post.
    If the account you would like to transfer to is not in the drop-down menu, select New External Financial Institution. Follow the prompts to add the account you would like to transfer to and select Submit.
    You may also select Pay a Loan with a Debit Card to make a one-time payment.
  • Telephone Banking: Call 844.663.2928 to use our automated payment service. There may be a fee associated with this service.
  • Call Us: If you have the funds available in a OneAZ account, you can contact our Member Care Center and ask them to apply these funds toward your loan. Our Member Care Center can also take payments over the phone with a credit or debit card; there may be a fee associated with this service.
    Take a look at OneAZ’s Account Disclosure Rate Supplement and Schedule of Fees and Charges to view current fees and rates.
  • In-person: Visit us at your local OneAZ branch and work with a teller to make your payment.
  • Mail: Send a check to our corporate office at the address below. Your name and address should be on the check, and the memo line should contain your loan number and payment due date.
    OneAZ Corporate Office
    ATTN: Deposit Operations
    2355 W. Pinnacle Peak Rd.
    Phoenix, AZ 85027

You can view your HELOC details on your monthly statement or online.

If you’re signed into Online or Mobile Banking, select the loan account from the left pane. A screen will appear that shows your amount due, payment due date and more.

Visit a Branch

Visit one of our 20 branches across Arizona to open a new account, apply for a loan or credit card, and more. We recommend scheduling an appointment prior to your visit!

Schedule an Appointment

Find an ATM

With your OneAZ Visa® Debit Card, you have access to 470 CULIANCE Network ATMs in Arizona and 41,343 across the nation.

Find an ATM

We Can Help

Our team of experts is standing by to help you achieve your financial goals.

To open a new account, apply for a loan or get answers to your questions, contact our eTeam or make an appointment at your local OneAZ branch today.

Live Chat

Live Chat

To chat, log in to Online Banking and click Chat Now.

Sign In

Call

Call

Call our team and get set up!

800.453.9897

Find a Branch

Visit

Stop by one of our branches today!

Find a Branch

What Does it Mean to be a OneAZ Member?

Glad you asked! As a OneAZ member, you’re putting your money—and your trust—in an organization that offers personalized service, competitive loan rates and a community focus. We’ve been helping Arizonans like you reach their financial goals since 1951, and we’re ready to work with you, too. After all, together, Arizona moves forward.

  • You own a share. As a member, you own a share in OneAZ Credit Union—that means we answer to you, not stockholders. Plus, you have a say in who serves on our Board of Directors, who make decisions in members’ best interests.
  • You’re giving back to the community. The OneAZ Community Foundation, funded by OneAZ Credit Union members, has given over $1.5 million to nonprofits and community members.
  • You benefit from profits. We’re not-for-profit, so our earnings are returned to members in the form of better rates, lower fees and technology that makes it easier for you to manage your money.
  • You are part of our mission. OneAZ’s mission is about improving the lives of our members, associates and the communities we serve. For membership eligibility, click here.