Earn Up To
Boost your savings with our competitive rates for businesses. Open your account in-branch or by phone.
The OneAZ Advantage
How OneAZ business savings accounts benefit your business
Personalized service
Personalized service with a business banking team dedicated to helping your business thrive.
- Expertise and familiarity in your local community
- Guidance on the best financial solutions suited for where you’re at in your business
- Ability to anticipate your financial needs as your business grows
No Service Fees
No service fees1 on most business savings accounts.
- No monthly maintenance fees on traditional, Club or Business Share Certificates.
- Maintain specific month-end balance to avoid maintenance fees on business Money Market accounts.
Avoid overdraft fees
Use your business savings account as overdraft protection to minimize stress.
Bank from anywhere.
Convenient mobile and online banking.
Worry-free secure banking
Relax with worry-free secure banking.
- Simple and secure 24/7 digital banking.
- NCUA insurance up to $250,000 per business.
Business Savings Account Options
Upgrade your business savings strategy with the best business savings account to fit your needs.
Best for:
Businesses looking for a straightforward savings solution without worrying about fees
Best for:
Businesses looking to maximize their savings with competitive interest rates and no fees
Best for:
Businesses with a specific savings goal, looking for fixed returns over a set period
Best for:
Businesses requiring flexibility in accessing funds while earning competitive interest rates
Business Savings
- Your traditional business savings account.
- No monthly service fees.
Club Savings
- Your high-yield business savings account.
- Earn more on your savings with 2.00% APY.2
- No monthly service fees.
Business Share Certificate
- Put your funds to work for you with competitive rates.
- Terms from 3 to 60 months.
- Minimum balance as low as $2,000.
- Automatic renewals at the current rates.
| Business Star High Yield Money Market | Business Savers Advantage Money Market | Business Tiered Money Market | |
|---|---|---|---|
| Minimum Balance to Earn Dividends | $75,000 | $25,000 | $1,000 |
Business Money Market Account Options
- Earn dividend rates on balances starting at $1,000 with higher tier options.
- No fixed-term requirements.
- $10 monthly service fee waived with month-end balances of $1,000.
Ready to open a OneAZ Business Savings account?
Here’s what you’ll need to open your account:
- Minimum opening deposit, depending on account type.
- Identification and business documentation.
- An appointment with a OneAZ business banker.
Why Your Business Needs a Savings Account
1
Plan for taxes.
Put money aside in a separate business savings account to be ready for tax time.
2
Plan for expenses.
Be ready for both expected and unexpected expenses when they arise.
3
Plan for uncertainty.
Savings act as a buffer in an unpredictable economy.
Fuel your growth with OneAZ’s financial solutions.
Merchant Services
Seamless Payment Solutions
Simplify your business finances with customized payment processing solutions.
Business Checking
Money Management made easy
Simplify your finances with the business checking account option that's right for you.
Business Credit Card
Let's reward hard work
Earn cash back for all your business purchases with OneAZ Business Cash Rewards.
