How It Works
Deposit
Transfer funds into your Extended Insurance Account
Sweep
OneAZ sweeps funds into our partner credit unions network.
Access
Access all your funds through a streamlined member portal
Visibility
Track all movements and balances in real-time
Key Benefits
Extended Insurance:
Your business accounts funds are protected up to $15M through our NCUA-insured partner network, all managed through one simple account
Competitive Rates:
Earn dividends on your full balance while protecting your deposits.
24/7 Transparency:
Track your funds and account activity in real-time through our secure online platform.
Who It's For
This service is ideal for:
Businesses with large operating accounts
Nonprofits managing reserves or endowments
High net worth individuals seeking insured diversification
Estate accounts, municipalities, and associations
Extended Coverage.
Expanded Confidence.
Get peace of mind knowing your funds above $250,000 are protected—discover how extended coverage works.
Maximize Your Coverage. Minimize Your Risk.
Start a conversation with a Business Banker today and discover
how OneAZ can help protect your large deposits.
*Insurance provided through program credit unions (subject to certain conditions)
Funds participating in the OneAZ Credit Union Extended Insurance Account are deposited into accounts at participating credit unions, which are insured by the National Credit Union Administration (NCUA) for up to $250,000 for each category of legal ownership, including any other balances you may hold directly or through other intermediaries, including broker-dealers. The total amount of NCUA insurance for your account depends on the number of credit unions in the program. If the balance in your account is greater than the NCUA insurance coverage in the program, any excess funds will not be insured. Please read the Program Terms and Conditions carefully before depositing money into the program and for other important customer disclosures and information. To assure your NCUA coverage, please regularly review credit unions in which your funds have been deposited and notify OneAZ Credit Union immediately if you do not want to allocate funds to a particular credit union or credit unions.
