Upcoming Holiday Hours:
Monday, February 16th - OneAZ Credit Union will be closed in observance of Presidents' Day.

Your OneAZ car loan interest may qualify for a federal tax deduction from 2025–2028. To view your 2025 interest, view your December account statement.
If your vehicle meets IRS requirements, you could lower your tax bill. Learn more here.

Choose Your Next Adventure 

Check out the current offers below!

Propel2 (1)

Borrow with Confidence. Create Momentum.

Secure the loan you need with confidence and start building momentum toward your goals, whether it’s consolidating debt, renovating your home, or celebrating life’s milestones. 

Learn More

Auto Q1 2026

Your next ride. Your next chapter.

Fast approvals and local rates to get you driving sooner.
Rates as low as 5.19% APR.1

Learn More

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Local Impact. Real Rewards.

Earn flexible rewards your way with a 0% intro APR1 on the first 90 days of purchases, bonus points, and no annual fee. 

Learn More

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Good things are meant to be shared.

Refer a friend to OneAZ and you’ll each earn $75* when they qualify.

Refer a Friend

Discover What’s Possible

We provide the resources; you set the course. With OneAZ’s Financial Resources Guide, you’ll have the knowledge to navigate your next move with confidence. 

Buying a
Car
Banking
Basics
Business
Finances
Improve
Credit
Student
Saving
Budgeting
Home
Lending
Family

Today's Rates

Used Auto

5.19%

APR3 for 48 months

Fixed Rate Home Equity Loans

0.50%

Rate Discount
off of Posted Rates1

Propel SavingsHigh-Yield Savings Account

4.00%

APY up to $10,0001

Share Certificate

2.85%

APY2 24-month Share Certificate promotion

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Apply online today!

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Call

Speak with an experienced loan officer 24/7.

Visit

Finance your loan at one of our local branches.

Rates as of February 1, 2026.

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