Introducing Next Level Banking

A Next Level Online Banking platform is coming this June.
Here’s everything you need to know.

Learn More

Benefits Checking

Benefits Checking

Get access to identity theft protection, dark web monitoring1, credit monitoring1 and loan discount for just $5/month.
Open a new Benefits Checking account today!

Learn More


Auto refinancing?

Rates as low as 1.74% APR for 2020 and 2021 models.
Wondering how an auto refinance works and if it's a good plan for you? Here's everything you need to know!

Learn More

Lock in Arizona's best rates!

See more rates.

New Auto

APR as low as


Get Started

Used Auto

APR as low as


Get Started

Credit Cards

6-Month Introductory APR


Get Started

Home Equity Line of Credit (HELOC)

12-Month Introductory APR


Get Started

Mobile Banking

Many transactions can be done on the myOneAZcu mobile banking app, including mobile check deposit.

Download it for free in the Apple App Store or Google Play Store.2

  • Check Balances
  • Transfer Money
  • Pay Bills
  • Deposit Checks

myOneAZcu mobile app with FaceID login

Our Values

  • We are member-centric, associate-focused and community-oriented
  • We are equitable, transparent and trustworthy
  • We are inclusive and celebrate diversity
  • We are dedicated to providing the best member experience
  • We educate members and have their best interests at heart

Visit a Branch

Visit one of our 20 branches across Arizona to open a new account, apply for a loan or credit card, and more. We recommend requesting an appointment prior to your visit!

Request an Appointment

Find an ATM

With your OneAZ Visa® Debit Card, you have access to 470 CULIANCE Network ATMs in Arizona and 41,343 across the nation.

Find an ATM

We Can Help

Our team of experts is standing by to help you achieve your financial goals.

To open a new account, apply for a loan or get answers to your questions, contact our eTeam or make an appointment at your local OneAZ branch today.

Meet the eTeam



Apply online today!

New Members Existing Members



Speak with one of our loan professionals.
(Mon - Fri, 8 a.m. - 6 p.m.)


Visit a Branch


Finance your loan at one of our local branches today.

Find a Branch

Why Choose a Credit Union?

Let's face it: big banks are everywhere, so it's easy to think they're the best option for you.

Why not put your money—and your trust—in an organization that offers personalized service, competitive rates and a community focus?

Learn More

  • A credit union is owned by members, and earnings are returned in the form of better interest rates and lower fees for servies.
  • Arizona-based experts in the market who understand the local real estate landscape will put their knowledge to work for you.

APR = Annual Percentage Rate. APY = Annual Percentage Yield.

Rates as of April 1, 2021.

1 MONITORING SERVICES ARE PROVIDED TO THE PRIMARY ACCOUNT HOLDER ON AN ENTITLED BASIS AND REQUIRE CONSUMER ACTIVATION. For additional details about the services, including terms, conditions, and limitations, please visit

2 Data rates apply.