We know reviewing legal documents can be overwhelming. To help, we provide a concise summary for each document, explaining its purpose in plain language. Your access to these documents, which cover everything from how we protect your information to specific account rules, is a fundamental part of our commitment to transparency.
Use these quick filters to jump to the documents you're looking for:
- Account & Service Disclosures
- Privacy Policy
- Fee Schedules
- Legal Notices & Terms
These are the core documents that govern your deposit accounts (like checking and savings) and services with OneAZ. They detail how your accounts operate, including interest calculations, transaction limits, and rules for deposits and withdrawals.
| Document | Purpose/Summary |
|---|---|
| Membership and Account Agreement | This comprehensive document is your primary contract, detailing the rights and obligations of membership with OneAZ, the specific rules for all your accounts, and the general governing laws |
| Share Rates & Account Terms | This discloses the current interest rates and dividend rates for our savings and checking accounts, outlining how these rates are determined and applied. |
Consumer & Business Membership Disclosures
Product Disclosures
Website Terms of Use
License; Restrictions on Use
OneAZ Credit Union provides this website for the convenience of people who are interested in the Credit Union. In these Terms of Use, the words “you,” “your,” and “yours” include anyone who uses this website. The words “we,” “us,” and “our” mean OneAZ Credit Union.
We grant you a nonexclusive, revocable license to view and save or print information on the site for non-commercial purposes only. No other use, including creation of derivative works, is permitted. You agree that you will not alter any information contained on the site and will not use (or allow others to use) the site or any information obtained from it for any wrongful, unauthorized, or unlawful purpose. You agree to indemnify and hold us harmless from and against any loss, damage, or expense (including attorneys’ fees) arising from or related to your use of this website.
Privacy
Your privacy is a top priority. Our privacy policy credit union document explains exactly how OneAZ collects, uses, and shares your non-public personal information. It also clearly outlines your rights to limit how certain information is shared.
Click here to read our full Privacy Policy.
No Warranty Regarding Information, Links, Viruses
We make no warranty of any nature regarding information contained on the site, continued operation of the site, or the lack of errors, viruses, or malicious code on the site. This disclaimer also applies to any links to other sites contained on this site.
Electronic Funds Transfer (EFT) Disclosure
This required disclosure clarifies your rights and protections when performing electronic transactions, such as using your debit card, setting up direct deposit, or using our online banking services. It’s crucial for understanding error resolution procedures.
Other Agreements
Your use of our accounts and services, whether accessed through this site or otherwise, is governed by the agreements applicable to those accounts and services, such as your Online Privacy Agreement, Membership and Account Agreement, and other applicable agreements.
Amendments
We may change these terms at any time without notice.
Access
Disclosures are also available at any branch or can be requested by contacting us at 1.844.663.2928.
Fee Schedules
The fee schedule credit union document provides a complete and current list of any potential charges or fees associated with your accounts and services, such as overdraft fees, ATM usage fees, and wire transfer costs. This helps you manage your accounts without surprises.
Contact & Support
If you have any questions about these disclosures, need a paper copy mailed to you, or require assistance, please don't hesitate to reach out to our dedicated Member Support team. We're here to serve our Arizona community.
