Upcoming Holiday Hours:
Monday, February 16th - OneAZ Credit Union will be closed in observance of Presidents' Day.

Your OneAZ car loan interest may qualify for a federal tax deduction from 2025–2028. To view your 2025 interest, view your December account statement.
If your vehicle meets IRS requirements, you could lower your tax bill. Learn more here.

Application Checklist

To complete your loan application you will need the following.

Loan Information:

  • Type of loan you are applying for
  • Desired Term of the loan
  • Down payment amount (optional)
  • Maximum loan amount you would like to request
  • Preferred payment due date
  • OneAZ Credit Union account numbers (for optional automatic payment services)

Vehicle Information:

  • Purchase price
  • Name, phone number, account number, and mailing address of lien holder (if applicable)
  • Vehicle VIN number (located on the left dashboard)
  • Make/Model/Year
  • Transmission type (i.e. automatic or manual)
  • Engine size (i.e. # of cylinders & # of liters)
  • Engine type i.e. gasoline or diesel)
  • Vehicle’s mileage
  • List of all options on the vehicle that will add value to the retail amount (i.e. power windows, power door locks, tilt wheel and cruise control)

Personal Information:

  • Two most recent pay stubs (only if stipulated by approving loan officer)
  • Two years tax returns (only for self employed or 1099 income if stipulated by approving loan officer)
  • A copy of your driver’s license.

Note: If you are applying for joint credit with another person, you will need the same information about your co-applicant.

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