OneAZ Credit Union

Security Alert – We have received reports of members receiving text messages and phone calls from someone claiming to be from “OneAZ Fraud Department” asking for their debit card number and expiration date. This is a phishing attempt and a security threat. If you received this text, please delete it. If you responded to the text or call and provided account information, please call the phone number on the back of your debit card, and closely monitor your transactions. Reminder – OneAZ will NEVER call or text you to request your debit card number, expiration date, or other account or personal information.

Qualified Groups for Membership

To become a member of OneAZ Credit Union, all you need is $5 to open your Share Savings account. This represents your ownership in the Credit Union. If you live in Arizona, are related to an existing member, or work for a qualified employer, you are eligible for membership. 

Residents of/work in:

  • Arizona

Faculty, Staff, Students and Alumni:

  • Arizona State University
  • Coconino Community College
  • Holbrook School District
  • Northern Arizona University
  • Pima Community College
  • The University of Arizona

Immediate Family Members of Current Members

  • "Immediate Family" means persons related by blood or marriage and include foster and adopted children.
  • Former spouses, surviving children, and relatives of deceased members.
  • People and organizations sponsored by existing members.

Employees of:

  • Allstate Insurance Company
  • American Express Travel Related Services, Inc. and Affiliates
  • Arizona Association of Counties
  • Arizona Charter Schools Association (ACSA) and member schools
  • Arizona Educational Loan Program
  • Arizona Public Employees' Program
  • OneAZ Credit Union, its subsidiaries and contractors
  • City of Douglas
  • City of Holbrook
  • County Supervisors Association of Arizona
  • Federal Government in Arizona State Buildings
  • John H. Harland Company
  • Payment Systems for Credit Unions (PSCU)
  • Retired State of Arizona
  • State Deferred Compensation Plan
  • State of Arizona
  • The Arizonan Tax Research Association
  • United Way of Greater Tucson

Other Qualifications

  • Persons under contract to purchase real property in counties served and will reside in the home at least part time.
  • Persons under contract to purchase real property for business purposes in counties served, must be a majority owner and actively managing the business.


In order for an applicant to be eligible to join the Credit Union, the applicant must:

  • Agree to purchase one share in the Credit Union.
  • Not have caused the Credit Union a loss. Those persons who have caused the Credit Union a loss, and who have not repaid or are not repaying the loss, shall not be eligible to membership in the Credit Union.

The Credit Union may approve additional eligibility requirements related to financial or other risks posed by potential members.

Why Choose OneAZ?

At OneAZ, our mission is to truly improve the lives of our members, our associates and the communities we serve. By becoming a member, you’re joining a credit union that cares about your future – we are here to help you achieve your financial goals. We put you first by providing you with competitive rates, low fees and the personalized service you deserve.

  • You’re a Member, not a number. Your membership is your ownership stake in OneAZ Credit Union. That means we’re accountable to you, not investors or stockholders. You have a voice in how your credit union operates and get to vote for our Board of Directors.
  • Our profits are your savings. As a not-for-profit, we return our earnings to you in the form of lower interest rates, lower fees and better banking technology. Our team only cares about providing you with products and services that will benefit your financial well-being.
  • We keep it local. Banking at a local credit union like OneAZ keeps your money in Arizona. We’re committed to strengthening Arizona’s economy by providing affordable home and auto loans, empowering local entrepreneurs and small businesses, and supporting our members as they achieve their financial goals.
  • We invest in your community. We build stronger communities by providing support to nonprofits working in neighborhoods where our members live and work. The OneAZ Community Foundation uplifts the lives of Arizonans in need by awarding dozens of grants each year to local organizations across the state.

OneAZ Mobile Banking app - Spending Analysis
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Alerts
  • Check Ordering
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

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