Qualified Groups for Membership

To become a member of OneAZ Credit Union, all you need is $5 to open your Share Savings account. This represents your ownership in the Credit Union. If you live in Arizona, are related to an existing member, or work for a qualified employer, you are eligible for membership. 

Residents of/work in:

  • Arizona

Faculty, Staff, Students and Alumni:

  • Arizona State University
  • Coconino Community College
  • Holbrook School District
  • Northern Arizona University
  • The University of Arizona

Immediate Family Members of Current Members

  • "Immediate Family" means persons related by blood or marriage and include foster and adopted children.
  • Former spouses, surviving children, and relatives of deceased members.
  • People and organizations sponsored by existing members.

Employees of:

  • Allstate Insurance Company
  • American Express Travel Related Services, Inc. and Affiliates
  • Arizona Association of Counties
  • Arizona Charter Schools Association (ACSA) and member schools
  • Arizona Educational Loan Program
  • Arizona Public Employees' Program
  • OneAZ Credit Union, its subsidiaries and contractors
  • City of Douglas
  • City of Holbrook
  • County Supervisors Association of Arizona
  • Federal Government in Arizona State Buildings
  • John H. Harland Company
  • Payment Systems for Credit Unions (PSCU)
  • Retired State of Arizona
  • State Deferred Compensation Plan
  • State of Arizona
  • The Arizonan Tax Research Association
  • United Way of Greater Tucson

Other Qualifications

  • Persons under contract to purchase real property in counties served and will reside in the home at least part time.
  • Persons under contract to purchase real property  for business purposes in counties served, must be a majority owner and actively managing the business.


In order for an applicant to be eligible to join the Credit Union, the applicant must:

  • Agree to purchase one share in the Credit Union.
  • Not have caused the Credit Union a loss. Those persons who have caused the Credit Union a loss, and who have not repaid or are not repaying the loss, shall not be eligible to membership in the Credit Union.

The Credit Union may approve additional eligibility requirements related to financial or other risks posed by potential members.

What Does it Mean to be a OneAZ Member?

Glad you asked! As a OneAZ member, you’re putting your money—and your trust—in an organization that offers personalized service, competitive loan rates and a community focus. We’ve been helping Arizonans like you reach their financial goals since 1951, and we’re ready to work with you, too. After all, together, Arizona moves forward.

  • You own a share. As a member, you own a share in OneAZ Credit Union—that means we answer to you, not stockholders. Plus, you have a say in who serves on our Board of Directors, who make decisions in members’ best interests.
  • You’re giving back to the community. The OneAZ Community Foundation, funded by OneAZ Credit Union members, has given over $1.5 million to nonprofits and community members.
  • You benefit from profits. We’re not-for-profit, so our earnings are returned to members in the form of better rates, lower fees and technology that makes it easier for you to manage your money.
  • You are part of our mission. OneAZ’s mission is about improving the lives of our members, associates and the communities we serve.

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