Free student checking.

Checking

Free checking from freshman year to graduation.1

College is expensive. You've got tuition, room and board, and all those expensive books.

With OneAZ's Student Checking, there's one fee you don't need to worry about. From freshman year through graduation, your monthly maintenance fee is on us!

Mobile Banking

Online & Mobile Banking transactions can be done on the myOneAZcu mobile banking app, including mobile check deposit.

Download it for free in the Apple App Store or Google Play Store.2

  • Check Balances
  • Transfer Money
  • Pay Bills
  • Deposit Checks

Download Now

myOneAZcu mobile app with FaceID login

Compare Student Checking

From freshman year through graduation, your monthly maintenance is on us!

  Arizona Checking Premium Checking Student Checking
Perks
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
  • Earn higher dividends on large balances
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
  • No maintenance fees for first five years of account opening
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest Pays interest on daily balances of $1,000 or more Pays tiered variable rates on daily balances of $1,000 or more1 N/A
Monthly Service Fee $7*
*You can avoid monthly service fees if you have:
  • One or more direct deposit transaction(s) each month
  • OR ten or more debit card purchases a month
  • OR minimum $2,000 aggregate average daily balance in checking, savings and/or money market deposits
  • OR minimum $10,000 aggregate month-end loan balances
$12*
*You can avoid monthly service fees if you have:
  • Average daily checking account balance of $5,000 or more
  • OR minimum $15,000 aggregate average daily balance in checking, savings and/or money market deposits
$6*
*You can avoid monthly service fees if you have:
  • First five years of account opening
  • OR one or more direct deposit transactions each month ($100+ per transaction)
Minimum Balance to open an account $20 $20 $20

Arizona Checking

Perks
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest Pays interest on daily balances of $1,000 or more
Monthly Service Fee $7*
*You can avoid monthly service fees if you have:
  • One or more direct deposit transaction(s) each month
  • OR ten or more debit card purchases a month
  • OR minimum $2,000 aggregate average daily balance in checking, savings and/or money market deposits
  • OR minimum $10,000 aggregate month-end loan balances
Minimum Balance to open an account $20

Premium Checking

Perks
  • Earn higher dividends on large balances
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest Pays tiered variable rates on daily balances of $1,000 or more1
Monthly Service Fee $12*
*You can avoid monthly service fees if you have:
  • Average daily checking account balance of $5,000 or more
  • OR minimum $15,000 aggregate average daily balance in checking, savings and/or money market deposits
Minimum Balance to open an account $20

Student Checking

Perks
  • No maintenance fees for first five years of account opening
  • Debit card, unlimited check writing, direct deposit
  • Online and Mobile banking, text/email alerts, eStatements
Interest N/A
Monthly Service Fee $6*
*You can avoid monthly service fees if you have:
  • First five years of account opening
  • OR one or more direct deposit transactions each month ($100+ per transaction)
Minimum Balance to open an account $20

Open a student checking account with OneAZ Credit Union!

Stop by one of our branches to get started today.

Live Chat

Live Chat

To chat, log in to Online Banking and click Chat Now.

Sign In

Call

Call

Call our team and get set up!

800.453.9897

Find a Branch

Visit

Stop by one of our branches today!

Find a Branch

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1 Checking is free; however, fees incurred, such as a stop payment or NSF fee, will apply. No maintenance fee period is five (5) years from the date of account opening.

2 Data rates apply.