• New Auto - rates as low as 1.74% APR for 48 months1

  • New Auto - rates as low as 1.94% APR for 60 months1

  • No payment for the first 90 daysof your loan2

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Love your new ride but not your payment? Refinance with OneAZ to lower your monthly payment today.

As a OneAZ member, you will also take advantage of these great perks:

  • Used auto loan rates as low as 1.94% APR for 48-month terms3
  • Used auto loan rates as low as 2.14% APR for 60-month terms3
  • Rates displayed include a 0.25% discount for having a Benefits Checking account
  • Pay online from any bank
  • No penalty for paying early
  • Flexible payment options and terms
  • Apply and close your loan online
  • Extended warranties and GAP products
  • Free CARFAX report upon request with application submission

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All loans subject to credit approval. APR = Annual Percentage Rate.

Rates as of May 1, 2021.

1 For 2020 and 2021 vehicles. Term of up to 48 months; with an APR of 1.74% and estimated monthly payment of $21.59 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 1.94% and estimated monthly payment of $17.51 per $1,000 borrowed. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate.

2 90 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. This offer does not apply to refinancing existing OneAZ loans.

3 For 2019 – 2017 vehicles. Term of up to 48 months; with an APR of 1.94% and estimated monthly payment of $21.67 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 2.14% and estimated monthly payment of $17.59 per $1,000.00 borrowed. Taxes and fees are not included. The rate may vary depending on each individual’s credit history and underwriting factors.