Love your new ride but not your payment? Refinance with OneAZ to lower your monthly payment today.

As a OneAZ member, you will also take advantage of these great perks:

  • Skip up to two payments for the life of the loan1
  • Pay online from your OneAZ account
  • No penalty for paying early
  • Flexible payment options and terms (up to 84 months2)
  • Apply and close your loan online
  • Extended warranties and GAP products



New to OneAZ?

You can submit your refinance loan application and become a member at the same time.

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Existing Members

Existing members can submit a loan application by clicking the link below.

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Already Submitted an Application?

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(800) 453-9897

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All loans subject to credit approval. 

1 To qualify for the skip payment privilege, you must make nine (9) months of consecutive loan payments before you can request your first skip payment. After you have made at least one (1) payment following your first skip payment, you can request a second skip payment at any time during the remaining life of the loan. Any delinquent activity disqualifies eligibility to skip a payment. Skipping a payment will extend your loan by one (1) month and finance charges will accrue on the unpaid principal. Your regular payments will resume in a month following the skipped payment. All other terms and conditions of the loan will remain the same. There is a $30.00 processing fee for this request and this fee is considered an interest charge, which will be added to your loan. Skip payment requests are subject to credit qualifications and approval

284 month financing on New Vehicles (2017 & Newer & $25K Min)