New Auto Refinance - rates as low as 1.79% APR for 48 months1
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New Auto Refinance - rates as low as 1.99% APR for 60 months1
No payment for the first 90 daysof your loan2
Love your new ride but not your payment? Refinance with OneAZ to lower your monthly payment today.
As a OneAZ member, you will also take advantage of these great perks:
- Used auto loan refinance rates as low as 1.99% APR for 48-month terms3
- Used auto loan refinance rates as low as 2.19% APR for 60-month terms3
- Rates displayed include a 0.25% discount for having a Benefits Checking account
- Pay online from any bank
- No penalty for paying early
- Flexible payment options and terms
- Apply and close your loan online
- Extended warranties and GAP products
- Free CARFAX report upon request with application submission
Need more information?
Chat with a loan expert about your needs.
Call Monday through Friday between 8:00 a.m. and 6:00 p.m. or email anytime.
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Compatible with:
All loans subject to credit approval. APR = Annual Percentage Rate.
Rates as of January 1, 2022.
1 For 2021 and 2022 vehicles. Term of up to 48 months; with an APR of 1.79% and estimated monthly payment of $21.61 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 1.99% and estimated monthly payment of $17.53 per $1,000 borrowed. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate. Rates include a 0.25% discount for having a Benefits Checking account.
2 90 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. This offer does not apply to refinancing existing OneAZ loans.
3 For 2020 – 2018 vehicles. Term of up to 48 months; with an APR of 1.99% and estimated monthly payment of $21.70 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 2.19% and estimated monthly payment of $17.62 per $1,000.00 borrowed. Taxes and fees are not included. The rate may vary depending on each individual’s credit history and underwriting factors. Rates include a 0.25% discount for having a Benefits Checking account.
