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Love your new ride but not your payment? Refinance with OneAZ to lower your monthly payment today.
As a OneAZ member, you will also take advantage of these great perks:
- Used auto loan rates as low as 2.19% APR for 48 or 60-month terms3
- Pay online from your OneAZ account
- No penalty for paying early
- Flexible payment options and terms (up to 84 months4)
- Apply and close your loan online
- Extended warranties and GAP products
- Free CARFAX report upon request with application submission
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Banking in your pocket.
Mobile banking is available at your fingertips with our free myOneAZcu app. Data rates apply.
- Deposit checks
- Schedule payments
- Transfer funds
All loans subject to credit approval. APR = Annual Percentage Rate. Effective July 1, 2020.
1 For 2019 and newer vehicles. Term of up to 48 months; with an APR of 1.99% and estimated monthly payment of $21.70 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 1.99% and estimated monthly payment of $17.53 per $1,000 borrowed. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate.
2 90 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal.
3 For 2018 – 2016 vehicles. Term of up to 48 months; with an APR of 2.19% and estimated monthly payment of $21.78 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 2.19% and estimated monthly payment of $17.62 per $1,000.00 borrowed. Taxes and fees are not included. The rate may vary depending on each individual’s credit history and underwriting factors.
4 84 month financing on New Vehicles (2019 & Newer & $25K Min)