• New Auto - rates as low as 1.74% APR for 48 months1

  • New Auto - rates as low as 1.94% APR for 60 months1

  • No payment for the first 90 daysof your loan2

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Love your new ride but not your payment? Refinance with OneAZ to lower your monthly payment today.

As a OneAZ member, you will also take advantage of these great perks:

  • Used auto loan rates as low as 1.94% APR for 48-month terms3
  • Used auto loan rates as low as 2.14% APR for 60-month terms3
  • Rates displayed include a 0.25% discount for having a Benefits Checking account
  • Pay online from any bank
  • No penalty for paying early
  • Flexible payment options and terms
  • Apply and close your loan online
  • Extended warranties and GAP products
  • Free CARFAX report upon request with application submission

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In order to protect children's privacy, OneAZ Credit Union only accepts forms from individuals at least 18 years of age. By submitting this form you are confirming that you are at least 18 years old and consent to promotional emails and calls.

 

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OneAZ Mobile Banking app - Spending Analysis
Data rates apply.

Next Level Banking

Now your bank is as mobile as you are.

  • Set Travel Notices
  • Card Controls
  • Financial Goal Setting
  • Seamless on All Devices
  • Real-time Updates
  • Check Ordering
Download on the App Store Get it on Google Play
Compatible with:
Compatible with Apple Pay, Google Pay, Samsung Pay

Make the switch to OneAZ.

Move your money to OneAZ in three simple steps.

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All loans subject to credit approval. APR = Annual Percentage Rate.

Rates as of July 1, 2021.

1 For 2020 and 2021 vehicles. Term of up to 48 months; with an APR of 1.74% and estimated monthly payment of $21.59 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 1.94% and estimated monthly payment of $17.51 per $1,000 borrowed. Taxes and fees are not included. The rate may vary depending on each individuals’ credit history and underwriting factors. Loans through dealers do not qualify for promotional rate.

2 90 Days No Payment option will extend your loan by three (3) months, and finance charges will accrue on unpaid principal. This offer does not apply to refinancing existing OneAZ loans.

3 For 2019 – 2017 vehicles. Term of up to 48 months; with an APR of 1.94% and estimated monthly payment of $21.67 per $1,000.00 borrowed. Term of up to 60 months; with an APR of 2.14% and estimated monthly payment of $17.59 per $1,000.00 borrowed. Taxes and fees are not included. The rate may vary depending on each individual’s credit history and underwriting factors.