Opening an account is quick and easy.
Choose one of the 4 simple ways outlined below.
To ensure opening an account is a quick and easy process, please have the following information available:
- Driver's License or Passport
- U.S. Social Security Number
- Debit/credit card to fund account online or over the phone
*Please also remove any freezes on your credit reports.
Get paid sooner with Early Pay1.
Enjoy access to your paycheck up to 2 days before payday! From planning your budget to making timely bill payments, direct deposit and Early Pay give you more control over your finances.
Switch your direct deposit in minutes.
A few quick clicks today mean a smoother payday ahead.
- In Online Banking, click Direct Deposit Settings in the More Settings dropdown menu.
- Search for your employer, payroll provider, or gig platform.
- Set your deposit amount and lock it in!
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1Early Pay Disclosure: Early Pay is a service offered to you (the Member) if you are a consumer (not a business) who has a checking account with the Credit Union and receive your paycheck through direct deposit. You may be automatically enrolled in Early Pay after 2-3 pay periods. The Credit Union will make your payroll funds available as soon as your verified employer/payor notifies the Credit Union of the payment, which can be 1-2 days before most financial institutions make the funds available. If there is a weekend or bank holiday, Early Pay will post on the next business day after the weekend or bank holiday. Employers/payors must be verified by the Credit Union. If they cannot be verified, the Credit Union will not make the payment available early. You will receive a notification of the payment and the available funds will be indicated in online or mobile banking.
If funds from a paycheck are not available early to you, it may be due to one of the following: (i) You do not have a consumer checking account (you only have a savings or business account with the Credit Union), (ii) You did not sign up for direct deposit, (iii) It has not been 1-2 pay periods, which is needed for the Early Pay service to begin, (iv) Direct deposits are not made in your name or in the name of a signee on your checking account, (v) We cannot verify your employer/payor, (vi) Your employer/payor did not notify us of the deposit 1-2 days early.
If funds from a paycheck are not available early to you, it may be due to one of the following: (i) You do not have a consumer checking account (you only have a savings or business account with the Credit Union), (ii) You did not sign up for direct deposit, (iii) It has not been 1-2 pay periods, which is needed for the Early Pay service to begin, (iv) Direct deposits are not made in your name or in the name of a signee on your checking account, (v) We cannot verify your employer/payor, (vi) Your employer/payor did not notify us of the deposit 1-2 days early.
